Comparison

Simple Net Worth Tracker vs Xalder

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Net Worth Tracker

This secure, offline asset management app lets you track your finances without connecting to banks. It offers intuitive features for managing diverse portfolios, visualizing trends with charts, and customizing your experience.

Highlights
  • Fully offline asset management
  • No bank account connections
  • Intuitive 4-tab layout
  • 162 currencies with real-time exchange rates
  • Trend charts and analysis
  • Passcode lock for security
  • Customizable themes and dark mode
Features
Read full description

Simple, Easy, Absolutely Secure! Fully offline asset management app for complete peace of mind. No complex setup needed — start in just 3 minutes. All data stays on your device and is never sent online. No bank logins, no internet dependency, zero risk of leaks. The safest asset management tool ever. 【Why Choose This App】 Outstanding Security ・Data stored only on your smartphone ・Works fully offline ・No bank account connections ・Zero risk of hacking or leaks ・Passcode lock for lost-device protection Amazingly Simple ・No account registration ・Ready to use right after download ・Intuitive 4-tab layout ・Clear operation with sample data ・No complicated menus Professional Features, Simple Operation ・Manage multiple bank, securities, and insurance accounts ・One-tap balance updates, difference entry supported ・162 currencies with real-time exchange rates ・Category filters for instant composition view ・Beautiful trend charts Advanced Analysis ・Time-series line charts ・Account-specific stacked charts ・Flexible periods (1 month to full history) ・Auto-calculated stats: max, min, changes ・Pie charts for asset/liability ratios Customization ・10 language options ・Dark mode ・Multiple theme colors ・Home widget for total assets ・Shareable chart images 【Compared to Other Apps】 Other Apps ・Require bank links (leak risk) ・Monthly fees ・Internet required ・Steep learning curve ・Ad-cluttered screens This App ・100% offline & secure ・One-time purchase ・Works without signal ・Learn in 3 minutes ・Optional ad removal 【Perfect For】 Investors ・Unified management of diverse assets ・Regular portfolio checks ・Accurate valuation of foreign ETFs & FX assets Household Budget Managers ・Combine balances from multiple accounts ・Track total assets incl. insurance & deposits ・Safely record family finances Overseas Residents / Frequent Travelers ・Manage in local currency & JPY ・Offline use anywhere ・Track FX impacts on assets Beginners ・Safe, simple start ・No unnecessary features ・No personal data entry For anyone frustrated with traditional asset management tools, this next-gen app delivers maximum safety and simplicity. Professional analysis tools — without compromising your privacy. Download now for stress-free asset management.

About

Xalder

Features
Read full description

Your financial freedom starts here. Do you want to know exactly where your money goes? Xalder transforms personal finance management into a simple, powerful, and shared experience. Forget about complicated spreadsheets. Xalder offers professional tools in the palm of your hand so you can make better economic decisions day by day. What can you do with Xalder? Smart Monthly Budgets: Define your limits and meet your goals. Create personalized budgets for each category and keep your expenses under control effortlessly. Stress-Free Shared Expenses: Do you live with a partner, share an apartment, or go on a trip with friends? Create shared expense accounts and split bills instantly. Track Your Net Worth: Don't just look at the month-to-month; look at the long term. Visualize the evolution of your net worth and see how your wealth grows over time. Advanced Financial Analysis: Access financial ratios that are normally only used by experts. Understand your debt level, your savings capacity, and your solvency with clear charts. Quick Logging: Record your daily expenses in seconds. A clean and fast interface designed so that keeping your accounts up to date doesn't feel like a chore. Download Xalder today and make your money work for you.

Screenshots

Simple Net Worth Tracker4 screens
Xalder4 screens

Verdict

The call

The clearest difference is in-app purchases: Xalder at none against Simple Net Worth Tracker's 1. Xalder also leads on ads (none vs shown). Simple Net Worth Tracker's advantage is update cadence (every 6 days vs every 3 weeks). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simple Net Worth Tracker sells 1 one-off in-app purchase. Xalder asks for nothing beyond the download.

UpkeepUpdate frequency

Simple Net Worth Tracker ships an update every 6 days, Xalder every 3 weeks. The most recent releases landed on October 15, 2026 and September 21, 2026 respectively.

Scorecard3 real differences · 5 level
Simple Net Worth Tracker versus Xalder: the parameters behind the verdict, then further details
ParameterSimple Net Worth TrackerXalder
PriceFreeFree
Positive reviews95.3% of reviews—
Update frequencyEvery 6 days — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size47 MB35 MB
Age rating4+4+
DeveloperUPDEITO INC.ANGEL ALCARAZ DASI

In-app purchases

1 purchases

Simple Net Worth Tracker

One-time1
  • Hide ads$9.99
None

Xalder

No in-app purchases

Questions

Is Simple Net Worth Tracker free?
Simple Net Worth Tracker is free to download, with in-app purchases available.
Is Xalder free?
Xalder is free to download, with no in-app purchases.
Do Simple Net Worth Tracker or Xalder have ads?
Simple Net Worth Tracker shows ads; Xalder does not.
Which is updated more often, Simple Net Worth Tracker or Xalder?
Simple Net Worth Tracker ships an update every 6 days, and Xalder every 3 weeks. Most recently, Simple Net Worth Tracker was updated on October 15, 2026 and Xalder on September 21, 2026.

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