Comparison

Simple Net Worth Tracker vs Money Left

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Net Worth Tracker

This secure, offline asset management app lets you track your finances without connecting to banks. It offers intuitive features for managing diverse portfolios, visualizing trends with charts, and customizing your experience.

Highlights
  • Fully offline asset management
  • No bank account connections
  • Intuitive 4-tab layout
  • 162 currencies with real-time exchange rates
  • Trend charts and analysis
  • Passcode lock for security
  • Customizable themes and dark mode
Features
Read full description

Simple, Easy, Absolutely Secure! Fully offline asset management app for complete peace of mind. No complex setup needed — start in just 3 minutes. All data stays on your device and is never sent online. No bank logins, no internet dependency, zero risk of leaks. The safest asset management tool ever. 【Why Choose This App】 Outstanding Security ・Data stored only on your smartphone ・Works fully offline ・No bank account connections ・Zero risk of hacking or leaks ・Passcode lock for lost-device protection Amazingly Simple ・No account registration ・Ready to use right after download ・Intuitive 4-tab layout ・Clear operation with sample data ・No complicated menus Professional Features, Simple Operation ・Manage multiple bank, securities, and insurance accounts ・One-tap balance updates, difference entry supported ・162 currencies with real-time exchange rates ・Category filters for instant composition view ・Beautiful trend charts Advanced Analysis ・Time-series line charts ・Account-specific stacked charts ・Flexible periods (1 month to full history) ・Auto-calculated stats: max, min, changes ・Pie charts for asset/liability ratios Customization ・10 language options ・Dark mode ・Multiple theme colors ・Home widget for total assets ・Shareable chart images 【Compared to Other Apps】 Other Apps ・Require bank links (leak risk) ・Monthly fees ・Internet required ・Steep learning curve ・Ad-cluttered screens This App ・100% offline & secure ・One-time purchase ・Works without signal ・Learn in 3 minutes ・Optional ad removal 【Perfect For】 Investors ・Unified management of diverse assets ・Regular portfolio checks ・Accurate valuation of foreign ETFs & FX assets Household Budget Managers ・Combine balances from multiple accounts ・Track total assets incl. insurance & deposits ・Safely record family finances Overseas Residents / Frequent Travelers ・Manage in local currency & JPY ・Offline use anywhere ・Track FX impacts on assets Beginners ・Safe, simple start ・No unnecessary features ・No personal data entry For anyone frustrated with traditional asset management tools, this next-gen app delivers maximum safety and simplicity. Professional analysis tools — without compromising your privacy. Download now for stress-free asset management.

About

Money Left

Read full description

See this month's payments and what you expect to have left, all in one place. Money Left helps you plan monthly income and expenses using payment and debit dates. The interface is available in English and Japanese, with 14 budget currencies to choose from. CHOOSE YOUR LANGUAGE AND CURRENCY Set your language and budget currency separately on first launch, then follow a short getting-started guide. Supported currencies: JPY, USD, EUR, GBP, CAD, AUD, NZD, CHF, CNY, HKD, SGD, KRW, TWD and INR. Each budget uses one currency. Currency conversion and mixed-currency records are not supported. The currency cannot be changed after records are added. JPY and KRW use whole amounts; the other supported currencies use two decimal places. Enter decimals with a period (.). Month boundaries currently use Japan time. You can reopen the guide from Home. YOUR MONTH AT A GLANCE View expected income, expected expenses, paid expenses, upcoming payments and your estimated money left. Home also shows fixed and variable expenses and a complete breakdown of the selected month's income and expenses, with dates and amounts. Swipe or use the arrows to browse past and future months, then return to this month with one tap. Unsaved future recurring entries are read-only projections, and living budgets are set separately for each month. QUICK INCOME AND EXPENSE ENTRY Use the Income and Expenses tabs to enter records. Set your take-home salary and payday, or add one-off income such as a bonus. Previously used expense names are available to select next time. EDIT RECORDS LATER Open an item from the Home breakdown or a registered-items list to edit its name, amount or date. Expenses can be one-off or repeat every 1–12 months, including semiannual mortgage bonus payments. Register only the extra bonus amount separately from the regular monthly repayment. Recurrence and whether the amount varies are separate settings. NO DUPLICATE PLANNED AND PAID EXPENSES Confirming a payment replaces its planned amount with the actual payment. For recurring expenses, choose whether an amount change applies only to this payment or to future payments. A LIVING-EXPENSE BUDGET WITHOUT DOUBLE COUNTING Actual spending and the remaining estimate work together in the forecast. Known payments above your budget are also reflected. MISSING INFORMATION IS NOT ZERO Labels distinguish actual, planned and estimated amounts. When required salary, budget or expense estimates are missing, Money Left explains that a complete forecast cannot yet be calculated. YOUR BUDGET RECORDS STAY ON YOUR DEVICE No account is required. There is no bank or card connection. Card-purchase notes are excluded from totals; register the card debit separately to avoid counting the same payment twice. Money left is a forecast based on your registered income and expenses. It is not your bank balance or a guarantee of money available to spend.

Screenshots

Simple Net Worth Tracker4 screens
Money Left4 screens

Verdict

The call

The clearest difference is in-app purchases: Money Left at none against Simple Net Worth Tracker's 1. Simple Net Worth Tracker's advantage is device support (3 vs 1) and iOS requirement (15.6 vs 17.0). On price, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simple Net Worth Tracker sells 1 one-off in-app purchase. Money Left asks for nothing beyond the download.

UpkeepUpdate frequency

Simple Net Worth Tracker ships an update every 6 days, Money Left weekly. The most recent releases landed on October 19, 2026 and October 12, 2026 respectively.

Scorecard3 real differences · 5 level
Simple Net Worth Tracker versus Money Left: the parameters behind the verdict, then further details
ParameterSimple Net Worth TrackerMoney Left
PriceFreeFree
Positive reviews95.3% of reviews—
Update frequencyEvery 6 days — betterWeekly
AdsYesYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better17.0
Further details — not scored
Size47 MB7 MB
Age rating4+4+
DeveloperUPDEITO INC.Takahiro Aminaga

In-app purchases

1 purchases

Simple Net Worth Tracker

One-time1
  • Hide ads$9.99
None

Money Left

No in-app purchases

Questions

Is Simple Net Worth Tracker free?
Simple Net Worth Tracker is free to download, with in-app purchases available.
Is Money Left free?
Money Left is free to download, with no in-app purchases.
Do Simple Net Worth Tracker or Money Left have ads?
Both Simple Net Worth Tracker and Money Left show ads.
Which is updated more often, Simple Net Worth Tracker or Money Left?
Simple Net Worth Tracker ships an update every 6 days, and Money Left weekly. Most recently, Simple Net Worth Tracker was updated on October 19, 2026 and Money Left on October 12, 2026.

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