Comparison

OneCheckPlease vs Splice

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OneCheckPlease

Features
Read full description

OneCheckPlease is the fastest way to split a restaurant bill, settle group expenses, and get paid back — without the awkward math, the IOU spreadsheet, or chasing five Venmo requests. Snap any receipt. Our AI reads every line item in seconds. Drag dishes to the people who ordered them, or tap "Split Evenly." Then everyone pays their exact share with Apple Pay — one tap, no app-switching, no rounding errors. WHY ONECHECKPLEASE BEATS SPREADSHEETS & IOU APPS • AI receipt scanning — every item, tax, and tip extracted in seconds • Apple Pay one-tap — pay your share without leaving the app • Pool guarantee — the host gets paid in full the moment the pool fills • OneCheck Karma™ — a 0-100 trust score that grows with every on-time payment • No-IOU mode — everyone pays in real time, no one carries the balance • 50+ currencies — works for restaurant dinners, group trips, study-abroad • Indonesia ready — QRIS, GoPay, OVO, Dana, plus PB1 / PPN tax handling PERFECT FOR • Restaurant dinners with friends or coworkers • Group trips — Airbnb, Uber, dinners, activities • Roommate rent, utilities, groceries • Office lunches and team offsites • Bachelorette / bachelor weekends • Study abroad and travel splits • Wedding party expenses • Birthday dinners where one person ordered the wagyu HOW IT WORKS 1. Open OneCheckPlease and tap the camera icon 2. Snap the paper receipt (or upload from Photos) 3. AI extracts every line item — review and adjust if needed 4. Invite the table via QR code, link, or your friends list 5. Choose Split Evenly, By Item, or Custom Shares 6. Everyone pays their share with Apple Pay — done FEATURES • Smart receipt scanner — AI item detection in under 3 seconds • Three split modes — evenly, by item, custom shares • Apple Pay + Stripe — PCI-DSS Level 1 compliant payment infrastructure • Live participant tracking — see who has paid in real time • OneCheck Karma™ — payment reliability score (0-100, four tiers) • Group history — every meal, trip, and split in one timeline • Multi-currency — auto-converts at live rates • Friend list with QR — invite the regulars in two taps • Tip calculator — 15/18/20/custom, splits before or after tax • Tax-aware splitting — handles US sales tax, UK VAT, EU IVA, Indonesian PB1/PPN • Push notifications — host gets notified the moment a guest pays • Receipt vault — every scanned receipt saved for expense reports • Privacy-first — your data is never sold; minimal collection INTERNATIONAL Live in 50+ countries with multi-currency support and locale-specific tax handling. Optimized for English, Spanish, German, French, Portuguese, Indonesian; more locales rolling out monthly. PRICING Free to download. A small service fee applies per transaction (tiered: Light Bite $0.99 / Standard $1.49 / Premium $1.99 per share). No subscription required. Hosts complete a one-time Stripe Connect setup to receive payouts to their bank. PRIVACY & SECURITY Payments processed by Stripe — PCI-DSS Level 1 certified. Sign in with Apple supported. We never sell your data. Full privacy policy at onecheckplease.app/privacy-policy. Stop chasing Venmo requests. Stop arguing over who had the cocktails. Download OneCheckPlease and settle the table in under 60 seconds. Support: support@onecheckplease.com

About

Splice

Easily split group expenses and get paid back automatically. Create a shared bill, add what you paid, and invite friends to pay their share via a link. No spreadsheets or awkward follow-ups needed.

Highlights
  • Automatic bill splitting
  • Friends pay via link
  • No app download needed for friends
  • Secure payment processing
  • Recurring group expenses
  • Full expense transparency
Features
Read full description

Splice lets you pay for your friend group with confidence, automatically charging everyone their share of the bill. No chasing, no spreadsheets, no awkward texts. Create a splice, add what you paid for in under 30 seconds, and share the link. Friends don't even need to download the app, they tap the link, add a card, and they're in. GREAT FOR - Roommates splitting rent and utilities - Trips where one person books the Airbnb - Dinners, group gifts, and event tickets - Any group where one person always ends up fronting the cost HOW IT WORKS - Create a splice and share the link or code with your group - Friends join straight from the link, no download required - Add an expense in under 30 seconds and Splice splits it evenly - Everyone gets notified and has a window to pause before anything runs - Friends add a card, or pay instantly with Apple Pay or Google Pay - When the window closes, Splice charges everyone automatically and the money lands in your account BUILT FOR REAL GROUPS - Multiple organizers: track who paid for what and settle everyone correctly, even across several people fronting different costs - Circles: recurring groups like rent or gym memberships collect on their own schedule, so you never set it up twice - Full transparency: every payer sees their exact breakdown before they're ever charged - Secure payments: processed through Stripe, your card details are never stored on Splice's servers Download Splice, and never send a 'pay me back' text again.

Screenshots

OneCheckPlease4 screens
Splice4 screens

Verdict

The call

The clearest difference is update cadence: Splice at daily against OneCheckPlease's weekly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

OneCheckPlease ships an update weekly, Splice daily. The most recent releases landed on September 29, 2026 and October 12, 2026 respectively.

Scorecard1 real difference · 9 level
OneCheckPlease versus Splice: the parameters behind the verdict, then further details
ParameterOneCheckPleaseSplice
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyWeeklyDaily — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size55 MB32 MB
Age rating4+4+
DeveloperGolden Global Hawks LLCFadhil Lawal

In-app purchases

None

OneCheckPlease

No in-app purchases

None

Splice

No in-app purchases

Questions

Is OneCheckPlease free?
OneCheckPlease is free to download, with no in-app purchases.
Is Splice free?
Splice is free to download, with no in-app purchases.
Do OneCheckPlease or Splice have ads?
Neither OneCheckPlease nor Splice shows ads.
Which is updated more often, OneCheckPlease or Splice?
OneCheckPlease ships an update weekly, and Splice daily. Most recently, OneCheckPlease was updated on September 29, 2026 and Splice on October 12, 2026.

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