Settld. vs Splice
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Settld.
Effortlessly divide expenses for any group activity, from dinners to rent. Track who owes what in real-time and send quick payment requests to settle up fast. Avoid awkward group chats and spreadsheets with a simple, stress-free design.
- Split receipts and bills
- Assign items to specific people
- Track balances in real-time
- Send payment requests
- Mark cash payments
- Clean dashboard for active bills
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Settld makes splitting bills effortless. Whether it’s dinner, rent, trips, bars, groceries, or group events, Settld helps you divide expenses fairly and get paid back fast. FEATURES • Split receipts and bills in seconds • Assign items to specific people • Track balances in real time • Send payment requests instantly • Mark cash payments manually • Clean dashboard for active bills • Know exactly who owes what • Fast, simple, stress-free design PERFECT FOR • Restaurants • Roommates • Vacations • Group dinners • Bars and nightlife • Shared purchases • Everyday friend groups NO MORE AWKWARD GROUP CHATS No spreadsheets. No Venmo confusion. No chasing people for money. Just split it. Track it. Get Settld.
Splice
Easily split group expenses and get paid back automatically. Create a shared bill, add what you paid, and invite friends to pay their share via a link. No spreadsheets or awkward follow-ups needed.
- Automatic bill splitting
- Friends pay via link
- No app download needed for friends
- Secure payment processing
- Recurring group expenses
- Full expense transparency
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Splice lets you pay for your friend group with confidence, automatically charging everyone their share of the bill. No chasing, no spreadsheets, no awkward texts. Create a splice, add what you paid for in under 30 seconds, and share the link. Friends don't even need to download the app, they tap the link, add a card, and they're in. GREAT FOR - Roommates splitting rent and utilities - Trips where one person books the Airbnb - Dinners, group gifts, and event tickets - Any group where one person always ends up fronting the cost HOW IT WORKS - Create a splice and share the link or code with your group - Friends join straight from the link, no download required - Add an expense in under 30 seconds and Splice splits it evenly - Everyone gets notified and has a window to pause before anything runs - Friends add a card, or pay instantly with Apple Pay or Google Pay - When the window closes, Splice charges everyone automatically and the money lands in your account BUILT FOR REAL GROUPS - Multiple organizers: track who paid for what and settle everyone correctly, even across several people fronting different costs - Circles: recurring groups like rent or gym memberships collect on their own schedule, so you never set it up twice - Full transparency: every payer sees their exact breakdown before they're ever charged - Secure payments: processed through Stripe, your card details are never stored on Splice's servers Download Splice, and never send a 'pay me back' text again.
Screenshots
Verdict
Settld. and Splice both sit at 5.0 stars, but that hides the real split: 100% of Splice's written reviews are positive against 50% of Settld.'s. Splice also leads on update cadence (daily vs every 9 days) and ratings volume (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Settld. against 5.0 for Splice. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews are what separate them: 50% of Settld.'s written reviews are positive against 100% of Splice's.
Settld. ships an update every 9 days, Splice daily. The most recent releases landed on October 8, 2026 and October 12, 2026 respectively.
| Parameter | Settld. | Splice |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (3 ratings) |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 1 | 3 — better |
| Update frequency | Every 9 days | Daily — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 53 MB | 32 MB |
| Age rating | 4+ | 4+ |
| Developer | CulinAI, LLC | Fadhil Lawal |
Customer experience
Settld.
Splice
In-app purchases
Settld.
No in-app purchases
Splice
No in-app purchases









