Accumula vs Net Worth Tracker & Analytics

Expense tracking is tedious. Who has time to track every cents and pennies. Instead, I propose that you keep track of a more meaningful metric, your net worth! # Accumula - Net Worth Tracker Take control of your financial future with simple, private net worth tracking. Accumula helps you build wealth by tracking what matters most - your total net worth over time. See the big picture of your financial health with manual entry that puts you in complete control. ## Key Features • Beginner friendly - Guided onboarding for new users. - Especially helpful for those coming from expense-tracking apps. • Simple & Focused - Track assets and debts with clean, intuitive design. - multiple asset/debt categories. - monthly data update. • Asset tracker - track your investment portfolio - support multiple asset types such as cash, property, investment and collectables - specify asset's liquidity and expected return for future projection • Debt tracker - support various debt types such as mortgages, credit card, personal loan and other - user can specify debt's interest rate and monthly commitment to have clear picture of debt servicing commitment - • Completely Private - All data stays on your device, no accounts required. - no data sync to external server - export it if you like • Visual Progress - Beautiful charts show your wealth building journey. - show, month-by-month growth chart - show assets/debt in value and percentage breakdown by category - bar, dotted and area chart visualisation supported. • Smart Update - Submit update with natural language and have the system automatically process it. • Multi-Currency - Support for RM, USD, EUR, GBP, JPY, CAD, AUD and more. • Local-First - Works offline, internet connection optional. ## Perfect For - Building your first emergency fund - Tracking investment portfolio growth - Monitoring debt payoff progress - Understanding your complete financial picture - Anyone serious about building wealth ## Why Manual Entry? Unlike apps that connect to your bank, Accumula encourages mindful money management. By manually updating your net worth monthly, you stay actively engaged with your financial goals and see exactly where your money is going. **Privacy-first. Simple. Effective.** Start tracking your path to financial freedom today. ## EULA Please visit https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Monitor every aspect of your financial portfolio with support for a wide array of asset types - Investments: Stocks, ETFs, Crypto, Funds, Trusts - Properties: Real Estate, Vehicles, Art, Collectibles, Antiques - Valuables: Jewelry, Precious Metals, Cash, Debit Cards - Liabilities: Credit Cards, Mortgages, Student Loans, Taxes - Each asset type features intuitive icons and easy categorization for instant recognition. Global Currency Support Choose from over 160 world currencies as your base currency with automatic conversion. Track assets in different currencies and see unified totals - perfect for international investors and global wealth management. Real-Time Market Data for - 66,000+ stocks worldwide - 14,300+ cryptocurrencies - 13,100+ ETFs - 4,200+ trusts - 2,200+ funds - 160+ currencies Prices update multiple times daily with historical data cached per day for accurate portfolio tracking over time, and support to switch base currency later. Advanced Analytics & Insights - Comprehensive statistics dashboard featuring: - Current net worth, total assets, and liabilities - Flexible time breakdowns (daily/weekly/monthly/yearly) - Interactive line charts with multiple views: - Navigate any date range with smooth pagination to analyze your wealth journey. - Individual asset performance - Currency distribution analysis - Category and type breakdowns - Custom tag-based grouping Smart Organization - Organize your portfolio with: - Custom tags for flexible asset grouping - Detailed notes and change history - Archive functionality (preserves history, stops future calculations) - Complete deletion (overwrites history) Privacy-First Design - 100% local storage, no registration or account required - Your data is not sold to third parties - Export/import functionality for easy backup and external analysis in JSON format Perfect for investors, savers, and anyone serious about tracking their financial progress. This powerful finance tracker and money calculator works as your personal worth tracker, whether you're managing a simple portfolio or complex international assets. This money tracker provides the tools you need to understand and grow your wealth.