Comparison

MoneyPuzzle vs Tipid App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyPuzzle

Features
Read full description

MoneyPuzzle helps you easily track your expenses and income, understand where your money goes, and make better financial decisions. Designed for clarity and simplicity, MoneyPuzzle gives you a complete overview of your daily finances without unnecessary complexity. Key features: • Track expenses and income by day • Categorize transactions for better insights • View clear summaries and charts • Analyze spending habits over time • Plan your future balance with Cashflow chart • Secure and private data handling Whether you want to control daily spending, plan your budget, or better understand your financial habits, MoneyPuzzle gives you the tools to stay organized and confident with your money. Start building better financial habits today. Terms of Service: https://moneypuzzle.app/terms Privacy Policy: https://moneypuzzle.app/privacy

About

Tipid App

This app helps you privately track your expenses, set budgets, and manage savings goals offline. Its on-device AI categorizes spending automatically, and you can monitor your net worth and cash flow without needing bank logins.

Highlights
  • Log expenses with AI categorization
  • Set budgets and savings goals
  • Track utang and money owed
  • Offline and private data storage
  • Cashflow forecasting
  • Apple Watch app and widgets
Features
Read full description

Tipid is a private, offline budgeting app built for the way Filipinos actually handle money. Track every peso in seconds, set budgets and savings goals, keep tabs on utang, and grow your ipon — all on your iPhone, with nothing leaving your device. No bank logins. No cloud. No accounts. No subscriptions. Your financial life stays yours. LOG EXPENSES IN SECONDS • Just type it — "coffee 150 starbucks" — and Tipid figures out the rest. • Talk to it, or snap a photo of a receipt and let it read the details. • On-device AI puts each expense in the right category on its own. SEE WHERE YOUR MONEY GOES • A clean Today dashboard shows balances, recent activity, and your net worth at a glance. • Charts and insights show your spending patterns and where you can cut back, for this month or any month before it. • Net worth updates the moment you log income or an expense. BUDGETS & GOALS THAT MOTIVATE • Set a budget for any category you name — Tennis, Date night, whatever you track — and new expenses land in it on their own. • Create savings goals and watch your savings piggy grow plumper the more you save. • Cashflow forecasting helps you see what's coming before it hits. BUILT FOR REAL LIFE • Track utang and money owed — who you owe and who owes you. • Installment plans and recurring transactions stay organized. • Planned payments and upcoming bills so nothing surprises you. • Multiple accounts: debit, credit, cash, and investments. • Multiple currencies supported. PRIVATE BY DESIGN • 100% offline — your data never leaves your iPhone. • Face ID unlock and a privacy mode to hide balances. • On-device AI powered by Apple Foundation Models — smart, but private. GOES WHERE YOU GO • Apple Watch app for logging on the move. • Home screen widgets and Siri support. • Export to CSV/JSON and generate PDF statements anytime. Free to start, with a one-time purchase to unlock everything — no monthly fees, ever. Finally see your money clearly. Salamat for using Tipid!

Screenshots

MoneyPuzzle4 screens
Tipid App4 screens

Verdict

The call

The clearest difference is in-app purchases: Tipid App at none against MoneyPuzzle's 2. Tipid App also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MoneyPuzzle sells 2 in-app purchases, starting at $2.99 per month. Tipid App asks for nothing beyond the download.

UpkeepUpdate frequency

MoneyPuzzle ships an update every 2 weeks, Tipid App every 8 days. Both last shipped on October 28, 2026.

Scorecard2 real differences · 7 level
MoneyPuzzle versus Tipid App: the parameters behind the verdict, then further details
ParameterMoneyPuzzleTipid App
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 2 weeksEvery 8 days — better
AdsYesNo — better
In-app purchasesYesNo — better
Monetization—Free with in-app purchases
DevicesiPhone, iPadiPhone, Apple Watch
Requires iOS18.017.0 — better
Further details — not scored
Size61 MB8 MB
Age rating4+4+
DeveloperHayk AltunyanCyrus David Pastelero

In-app purchases

2 purchases

MoneyPuzzle

Subscriptions2
  • Pro Monthly Plan7 Days trial$2.991 Month
  • Pro Annual Plan7 Days trial$29.991 Year
None

Tipid App

No in-app purchases

Questions

Is MoneyPuzzle free?
MoneyPuzzle is free to download, with in-app purchases available.
Is Tipid App free?
Tipid App is free to download, with no in-app purchases.
Do MoneyPuzzle or Tipid App have ads?
MoneyPuzzle shows ads; Tipid App does not.
Which is updated more often, MoneyPuzzle or Tipid App?
MoneyPuzzle ships an update every 2 weeks, and Tipid App every 8 days. Most recently, MoneyPuzzle was updated on October 28, 2026 and Tipid App on October 28, 2026.

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