MoneyPuzzle vs Spend Monthly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MoneyPuzzle
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MoneyPuzzle helps you easily track your expenses and income, understand where your money goes, and make better financial decisions. Designed for clarity and simplicity, MoneyPuzzle gives you a complete overview of your daily finances without unnecessary complexity. Key features: • Track expenses and income by day • Categorize transactions for better insights • View clear summaries and charts • Analyze spending habits over time • Plan your future balance with Cashflow chart • Secure and private data handling Whether you want to control daily spending, plan your budget, or better understand your financial habits, MoneyPuzzle gives you the tools to stay organized and confident with your money. Start building better financial habits today. Terms of Service: https://moneypuzzle.app/terms Privacy Policy: https://moneypuzzle.app/privacy
Spend Monthly
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Spend Monthly is a quiet expense tracker. You write down what you spend, and it tells you where the money went. HOW AN EXPENSE GETS IN Type it. The plus button, a keypad, and it is saved. Works with no internet, and works for cash, which nothing automatic can see. Photograph a receipt. Point the camera at it and the amount, the shop and the date are read for you. You see it before it is saved. Share a receipt. Paid with DuitNow QR, a transfer or a card? Send the receipt your banking app shows you straight to Spend Monthly, and the expense fills itself in. Forward it by email. Every account gets its own address. Anything with a payment on it becomes an expense, and you check each one before it is kept. WHAT IT SHOWS YOU What you have spent this month, and how that compares with last month. Budgets you set yourself, per category or across everything. It tells you once when you are getting close, and never nags. Which days cost the most, what you spend on repeatedly, and where this month is heading if the rest of it looks like the start. THE SMALL PRINT Free to use, with a limit on how many expenses arrive each month. Plus lifts the limits and is a monthly or yearly subscription; the price in your own currency is shown before you pay, and you can cancel any time in Settings. English and Bahasa Melayu. Light and dark. Your records are yours: you can export them, and you can delete your account and everything in it from inside the app or from spendmonthly.com/delete-account. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spendmonthly.com/policy
Screenshots
Verdict
The clearest difference is iOS requirement: Spend Monthly at 15.0 against MoneyPuzzle's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MoneyPuzzle sells 2 in-app purchases, starting at $2.99 per month and Spend Monthly sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
MoneyPuzzle ships an update every 2 weeks, Spend Monthly every 3 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | MoneyPuzzle | Spend Monthly |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks — better | Every 3 weeks |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 61 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | Hayk Altunyan | Wan Kamaruzaman Bin Muhammad |
In-app purchases
MoneyPuzzle
- Pro Monthly Plan7 Days trial$2.991 Month
- Pro Annual Plan7 Days trial$29.991 Year
Spend Monthly
- Plus Monthly7 Days trial$1.991 Month
- Plus Yearly7 Days trial$14.991 Year









