Earner vs Zeroed

Earner helps shift, hourly, and tipped workers track work, estimate take-home pay, plan bills, and see what is safe to spend before payday. No spreadsheets, no payday guesswork: just your schedule, paycheck, expenses, and goals in one clear place. Built for: - Hourly, shift, tipped, overtime, and irregular-income workers - Fixed-salary workers who want a clearer view of their month - Anyone balancing bills, expenses, savings goals, and spending money between paydays Features: - Track shifts, hours, overtime, tips, and estimated earnings - See your pay build in real time while you work - Estimate taxes, deductions, net pay, and pay periods before payday - Plan recurring bills, everyday expenses, and savings goals - See what is safe to spend after bills and goals are accounted for - Set up schedule patterns and reusable templates for regular or changing work - Try what-if scenarios before taking extra shifts or changing plans - Review charts and summaries that make your money easier to understand Open Earner before, during, or after a shift and turn your work into a clearer payday plan. Earner Premium is optional and handled through App Store subscriptions. Available durations, local prices, and trial offers are shown before purchase. Subscriptions renew automatically unless cancelled in App Store account settings. Privacy Policy: https://jesperandersson.com/earner/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Take control of your finances with envelope budgeting. Zeroed is a privacy-focused budgeting app that helps you achieve financial freedom using the proven zero-based budgeting method. Every unit of money gets a job. PRIVACY FIRST Your financial data stays on YOUR device. We never see your transactions. Your budget file is encrypted with AES-256 using a password only you know. OPTIONAL CLOUD SYNC Sync across devices using YOUR personal Google Drive. We only access files we create. POWERFUL FEATURES - Envelope budgeting: assign every unit of money to a category - Multiple accounts: current, savings and credit cards - Receipt scanner: snap a photo to add transactions - Smart import: bank statements (CSV, PDF) - Reports and charts - Scheduled transactions for recurring bills - Home-screen widgets: safe-to-spend and envelope balances at a glance - Dark and light themes NO SUBSCRIPTION — EVER Everything is free for 34 days. After the trial, a single one-time lifetime license keeps the whole app unlocked forever. If you decide not to buy, your data stays readable and exportable — it is never held hostage. YOUR DATA, YOUR CONTROL Local-first, encrypted on device, no ads, no tracking, export any time.