Comparison

SPLITS vs 100 Envelope Challenge

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SPLITS

Features
Read full description

Convert currencies in a snap! Stay on top of the latest exchange rates with our fast and easy-to-use currency converter. Perfect for travelers, online shoppers, and anyone dealing with money internationally. Features: Real-time exchange rates for 150+ currencies Simple, intuitive calculator for conversions Supports all major world currencies Whether you're planning a trip, shopping online, or tracking Forex, our app makes currency conversion effortless. Download now and convert smarter!

About

100 Envelope Challenge

This app gamifies saving money by letting you track progress on various savings challenges, like the 100 Envelope Challenge. It offers visual feedback and customizable options to keep you motivated. Unlock all features with a one-time purchase.

Highlights
  • Gamified savings progress visualization
  • Customizable challenge rules
  • Multiple savings challenge types
  • Streak tracking and motivation tools
  • Home Screen widget for goal visibility
  • Optional daily reminders
Features
Read full description

Save $5,050 in 100 days — and actually enjoy doing it. The 100 Envelope Challenge is the savings method taking over TikTok, now a beautiful app for your iPhone. Number your envelopes 1 to 100, draw one each day, and stuff in that amount of cash. Fill all 100 and you've saved $5,050 — one small, satisfying step at a time. No bank linking. No account. Just you, your envelopes, and a wall that turns green as your savings grow. 【Saving that feels like a game】 Draw an envelope, flip it open, and watch the confetti fly. Every envelope you stuff turns green on your wall, your progress ring climbs, and your total ticks up — a little hit of motivation every single day. 【Play at your own pace】 Draw a random envelope or pick any one yourself. Save one a day, several at once, or catch up after a busy week. Stuffed a little more or less than the envelope said? Adjust the amount. It's your challenge, your rules. 【Stay motivated to the finish】 Track your current and longest streaks, see your savings curve climb over time, and get a projected finish date based on your real pace. An optional daily reminder keeps your streak alive, and a Home Screen widget keeps your goal in sight. 【More than one way to save】 Beyond the classic 100 Envelope Challenge, take on the 52-Week Challenge, the Penny Challenge, a Double It run, or build a fully custom challenge with your own amounts and length. 【Pay once. No subscription.】 Envelope100 is free to start. Unlock every challenge, remove ads, and run multiple challenges at once with a single one-time purchase — no subscriptions, no recurring charges, ever. Start your first envelope today and watch $5,050 add up faster than you'd think. 【Terms of Use (EULA)】 https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SPLITS3 screens
100 Envelope Challenge4 screens

Verdict

The call

The clearest difference is in-app purchases: SPLITS at none against 100 Envelope Challenge's 1. SPLITS also leads on ads (none vs shown). 100 Envelope Challenge's advantage is update cadence (every 3 months vs every 14 months). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 100 Envelope Challenge sells 1 one-off in-app purchase. SPLITS asks for nothing beyond the download.

UpkeepUpdate frequency

SPLITS ships an update every 14 months, 100 Envelope Challenge every 3 months. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 6 level
SPLITS versus 100 Envelope Challenge: the parameters behind the verdict, then further details
ParameterSPLITS100 Envelope Challenge
PriceFreeFree
Rating—5.0 (4 ratings) — better
Number of ratings—4 — better
Update frequencyEvery 14 monthsEvery 3 months — better
AdsNo — betterYes
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.4 — better17.0
Further details — not scored
Size62 MB11 MB
Age rating4+4+
DeveloperDavid EwinsIkuhei Kure

In-app purchases

None

SPLITS

No in-app purchases

1 purchases

100 Envelope Challenge

One-time1
  • Premium$4.99

Questions

Is SPLITS free?
SPLITS is free to download, with no in-app purchases.
Is 100 Envelope Challenge free?
100 Envelope Challenge is free to download, with in-app purchases available.
Do SPLITS or 100 Envelope Challenge have ads?
100 Envelope Challenge shows ads; SPLITS does not.
Which is updated more often, SPLITS or 100 Envelope Challenge?
SPLITS ships an update every 14 months, and 100 Envelope Challenge every 3 months. Most recently, SPLITS was updated on October 30, 2026 and 100 Envelope Challenge on October 31, 2026.

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