Comparison

MTM pay vs Kach Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MTM pay

This digital wallet simplifies saving, sending, and receiving money with secure, user-friendly features. It offers seamless transactions, bill payments, mobile top-ups, and financial management tools for everyday needs.

Highlights
  • E-wallet account approval
  • Secure transactions with encryption and biometrics
  • Instant money transfers
  • Bill payments and mobile top-ups
  • QR code payments
  • Transaction history and reports
  • Digital receipts and notifications
Features
Read full description

A secure and user-friendly digital wallet that allows you to save, send and receive money anytime, anywhere. Our E-wallet offers seamless transactions, bill payments, mobile top-ups, and financial managements tools all in one convenient app. Fast, reliable and it is built for your everyday needs. Key features: E-wallet Account approval in minutes. Secure transaction: End-to-end encryption, biometric login and transaction PINs to protect user and data funds. Fast & Reliable Delivery Options: choose from multiple payout methods – bank deposit, mobile wallet, cash pickup. Instant Money Transfers: send and receive money instantly with competitive exchange rates and low fees. Bill Payments. Mobile Top-ups & recharges. QR code Payments Make seamless in-store payments via QR codes. Transactions History & Reports, view detailed transaction records and generate reports for personal or business tracking. Digital Receipts & Notifications, get real-time notifications and digital receipts for every transaction. Secure Transactions, End-to-end encryption, biometric login, and transaction PIN to protect user data and funds

About

Kach Wallet

Features
Read full description

A secure, user-friendly digital wallet your money, anytime, anywhere. Save, send, and receive money with ease. Our e-wallet brings together seamless transactions, bill payments, mobile top-ups, and financial management tools in one convenient app. Fast, reliable, and built for your everyday needs. 1- E-wallet account approval in minutes. 2- Secure transactions: End-to-end encryption, biometric login, and transaction PINs to protect user data and funds. 3- Fast & reliable delivery options: choose from multiple payout methods – bank deposit, mobile wallet, cash pickup. 4- Instant money transfers: send and receive money instantly with competitive exchange rates and low fees. 5- Bill payments. 6- Mobile top-ups & recharges. 7- QR code payments: make seamless in-store payments via QR codes. 8- Transaction history & reports: view detailed transaction records and generate reports for personal or business tracking. 9- Digital receipts & notifications: get real-time notifications and digital receipts for every transaction."

Screenshots

MTM pay4 screens
Kach Wallet4 screens

Verdict

The call

The clearest difference is update cadence: MTM pay at fortnightly against Kach Wallet's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MTM pay ships an update fortnightly, Kach Wallet monthly. The most recent releases landed on October 8, 2026 and October 6, 2026 respectively.

Scorecard1 real difference · 9 level
MTM pay versus Kach Wallet: the parameters behind the verdict, then further details
ParameterMTM payKach Wallet
PriceFreeFree
Rating3.0 (1 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings1 — better—
Update frequencyFortnightly — betterMonthly
AdsYesYes
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size76 MB76 MB
Age rating4+4+
DeveloperMTM S.A.LE-CONN INTERNATIONAL LTD

In-app purchases

None

MTM pay

No in-app purchases

None

Kach Wallet

No in-app purchases

Questions

Is MTM pay free?
MTM pay is free to download, with no in-app purchases.
Is Kach Wallet free?
Kach Wallet is free to download, with no in-app purchases.
Do MTM pay or Kach Wallet have ads?
Both MTM pay and Kach Wallet show ads.
Which is updated more often, MTM pay or Kach Wallet?
MTM pay ships an update fortnightly, and Kach Wallet monthly. Most recently, MTM pay was updated on October 8, 2026 and Kach Wallet on October 6, 2026.

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