Trispend vs Minimal Expense

The easiest bill splitter for trips. Trispend tracks every shared expense, converts it across 150+ currencies, and shows exactly who owes who — offline, no signup, and only one person needs the app. 【SMART BILL SPLITTING】 Split expenses the way real trips happen: - Equal split for shared meals, taxis, tickets, and group activities - Split by amount when people pay different portions - Split by share for flexible proportional splitting - Automatic “who owes who” calculations - Optimized debt settlement with fewer transfers and less hassle 【MULTI-CURRENCY, ZERO CONFUSION】 Traveling across borders? Trispend supports 150+ currencies and updated exchange rates, so your group can track expenses in different currencies without messy manual calculations. Pay for dinner in yen, drinks in baht, a hotel in euros, and taxis in dollars. Trispend converts everything into your trip currency so everyone understands the real cost. 【TRIP-BASED ORGANIZATION】 Every trip gets its own dedicated space to track shared costs and manage your travel spending: - Add participants by name - Log expenses by category, including food, transport, lodging, activities, shopping, and more - Spread multi-day costs like hotels or car rentals across the right dates - View daily trip expenses and spending breakdowns at a glance - Keep each trip’s expenses, balances, and settlement separate 【PACKING CHECKLIST】 Start your trip before the first expense. Every trip gets a packing checklist right next to the budget: - Add items from a built-in library — documents, electronics, clothing, toiletries, meds, and more - Start fast with ready-made templates: overseas travel, beach getaways, camping, and ski trips - Check items off as you pack, with satisfying progress tracking - Save your own reusable templates with Trispend Pro Pack before you go, track while you're there — all in one trip. 【KNOW WHO OWES WHO】 At the end of the trip, Trispend shows exactly who should pay whom. No more messy notes, confusing spreadsheets, forgotten payments, or awkward group chat math. Trispend calculates the final balance so your group can settle up faster. Trispend does not move money. It simply tells you how much each person should send, so you can settle up your way with Venmo, Zelle, PayPal, bank transfer, cash, or any payment method you prefer. 【HOME SCREEN WIDGETS】 Stay on top of trip spending without opening the app: - Daily expense widget shows today’s total at a glance - Trip expense overview right on your Home Screen - Quick-access widgets for adding expenses faster 【PRIVATE AND OFFLINE】 Trispend is designed for real travel, including places with poor signal, expensive roaming, or no internet access. - No account required - Works offline - No cloud storage for your expense data - Your trip costs stay on your device - Fast, lightweight, and simple to use anywhere 【DESIGNED FOR REAL GROUP TRIPS】 Use Trispend for: - Group vacations with friends - Road trips - Beach weekends - Ski trips - International travel - Shared hotels and vacation rentals - Taxis, rideshares, gas, and parking - Meals, groceries, tickets, tours, and activities Whenever someone says “I’ll get this one, you get the next,” Trispend keeps the math clear. 【TRISPEND PRO】 Upgrade to Trispend Pro for advanced travel tools: - Advanced Insights: visualize spending patterns, trends, category breakdowns, and bigger-picture trip spending - PDF & CSV export: share clean settlement reports with your group, or review and organize expenses outside the app - Advanced reports: better understand who paid what, where the money went, and how the trip was split - More ways to understand and share your group trip spending - Choose monthly, yearly, or lifetime plans Privacy Policy: https://privacy.trispendapp.com/privacy Terms of Service: https://privacy.trispendapp.com/terms Download Trispend. Your next group trip is already complicated enough. Don’t let the money part be, too.

Minimal Expense: Travel, Split — daily, travel and shared ledgers in one app. And when you're done logging, a finance report written just for you. ■ Journal design - Warm paper tones, a terracotta seal, soft Japanese-inspired colors, dark mode retuned page by page. Logging feels like keeping a quiet journal. ■ Everyday logging & splitting - Custom categories and payment methods: your own colors and icons; cash, card and e-payments tallied separately. - Recurring entries: set rent, subscriptions, salary or that annual insurance once, and they post themselves — monthly, quarterly, half-yearly or yearly. - Income and expenses tallied separately, with a budget that shows what's left. - Everyday splitting: no trip needed — build a dinner or household event and add saved contacts as a group in one tap. - Multiple accounts & net worth: bank, cash and e-payments tracked apart. Transfers never count as spending, and the main ledger shows total and net worth at a glance. ■ Why Minimal Expense? - Three kinds of ledger, kept apart: daily, travel and shared each get their own book. Trip expenses file themselves. - Split with companions: who paid, how to split, who's in — three taps. Settlement reports work out who owes whom; mark as settled and share. - Treemap charts: the bigger the block, the more you spent. Understand your spending at a glance. - Multi-currency with locked-in rates: log in local currency abroad; the exchange rate is locked at entry time, so reports never shift. - Voice logging: "Lunch ramen 250" — one sentence logs category and amount. Works offline, completely free. - Transaction search: notes, categories, payment methods, amounts — find any entry in seconds. - Daily reminder + streak: a gentle knock each day to keep the habit going. ■ Weekly, monthly and yearly reports (Premium) - Weekly report: appears by itself every Monday — where last week went, how many days you logged. No waiting for month end. - Monthly Report: published on the 1st — spending trend, category ranking, a rhythm calendar, and a one-line summary. - Year in Review: a once-a-year page-flip ritual — seasons, top categories, records — shareable as a beautiful card. - Insights: see where you are this month (compared with the same day in your own past months, not with strangers), and which charges are still due before month end. - Trip Recap & Trip Report: statistics and share cards worth keeping. ■ Shared ledgers: one book, two people - Send a link and you're in: family, a friend, or your partner. No account, no friend requests. - Every entry shows who logged it, and syncs over iCloud to both phones. - Shared money is kept apart: it never mixes into your own ledger, so your reports and budget stay as clean as before. - Shared fund: each put some in, then spend from it — or let one person pay first and settle later. ■ Built for travel - Trip list: ongoing, upcoming, and finished trips at a glance; keep multiple trips. - Pre-trip expenses: log flights and hotels before departure for complete trip costs. - Travel footprint map: countries and cities light up on the map with per-trip spending (Premium). - Currency converter: quick conversions on the road, cached for offline use. ■ Subscription - Free: full main ledger + 1 travel ledger + 1 shared ledger + 1 account + splitting & settlement + voice logging + ledger search + charts. No ads. - Premium: weekly reports, monthly reports, year in review, insights, trip recap & footprint map, unlimited travel and shared ledgers, unlimited accounts, iCloud backup, export (CSV / JSON / PDF). - 3-day free trial; monthly or yearly (yearly saves more), cancel anytime in Settings. ■ Contact - Website: https://www.miniexpense.com - Privacy Policy: https://www.miniexpense.com/privacy-policy - Terms of Use (EULA): https://www.miniexpense.com/eula Thank you for choosing Minimal Expense — let's keep daily, travel and shared spending clear, together.