FiatFlex vs Payly
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
FiatFlex
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FiatFlex - Modern Payment Processing for Merchants Accept cryptocurrency and traditional payments with ease. FiatFlex enables merchants to receive USDC payments that are automatically converted to EUR and transferred to your bank account. KEY FEATURES: - Crypto Payment Links Create instant payment links for USDC cryptocurrency payments. Your customers pay in crypto, you receive EUR in your bank account. - Automatic Conversion USDC payments are automatically converted to EUR through our licensed partners Bridge and Circle, with competitive exchange rates. - Weekly Bank Transfers Receive your earnings via SEPA bank transfer directly to your account. Fast, reliable, and secure. - Real-Time Analytics Track all payments, view transaction history, and monitor your business performance with our comprehensive dashboard. - Card Payment Support Accept in-person card payments through Stripe integration for customers who prefer traditional payment methods. - Full KYC/AML Compliance Enterprise-grade verification and compliance built-in, powered by Stripe and Bridge's regulatory frameworks. - Secure & Licensed All financial services provided by licensed partners: Stripe for payment processing, Bridge for crypto-to-fiat conversion, and Circle for USDC infrastructure. PERFECT FOR: β’ E-commerce merchants β’ Service providers β’ Freelancers and consultants β’ Small businesses β’ Anyone wanting to accept cryptocurrency payments Get started in minutes with our streamlined onboarding process.
Payly
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Payly is your universal payment address: one link that carries every way to pay you. Add your Venmo, Cash App, PayPal, Wise, Revolut, Zelle and Apple Cash details once. Share a single link β payly.me/yourname β and whoever opens it picks the app they already use. No more "do you have Venmo?" No more typing handles into a text message. GET PAID IN PERSON Show the QR code on your home screen and they scan it. One tap later they're paying you in the app they trust. Add the payly card to Apple Wallet and your code is one swipe away at the register. REQUEST EXACT AMOUNTS Splitting dinner? Collecting rent? Tap Request, type the amount, add a note. Payly builds a link and QR code that pre-fills the amount in apps that support it. Your recent requests are saved for one-tap reuse. SEE YOUR LINK WORK A quiet weekly count of link views and payment-method taps, right on your home screen. FREE FOREVER No card, no fees, no catch. Payly never sees, holds, or processes your money. Payments happen entirely inside the apps you and your payers already trust. We just make sure nobody ever has to ask "how do I pay you?" again. SUPPORTED Venmo Β· Cash App Β· PayPal Β· Wise Β· Revolut Β· Zelle Β· Apple Pay (Apple Cash) Your profile is public by design. Share only the handles you're comfortable showing. Your email and password stay private. Questions? payly.me/faq
Screenshots
Verdict
FiatFlex and Payly are too close to call on the numbers: across 5 compared parameters β price, ads, in-app purchases and device support among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | FiatFlex | Payly |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | β |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone |
| Requires iOS | 16.4 | 16.4 |
| Further details β not scored | ||
| Size | 95 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | DIGISUBS AGENCY | Osian, Inc. |
In-app purchases
FiatFlex
No in-app purchases
Payly
No in-app purchases









