Budgeting | Flow vs Pace Flow

Flow - Smart Personal Finance Manager Flow is a powerful yet intuitive personal finance management app that helps you effortlessly track income and expenses, manage multiple accounts, and gain deep insights into your financial health through rich visualizations and comprehensive reports. Key Features Smart Calculations Built-in math expression calculator - enter formulas directly in amount fields (e.g., 100+50*2) Multi-Account Management Manage multiple accounts across different currencies simultaneously Rich Category System - Built-in transaction types including income, expenses, transfers, and more - 16 beautiful color themes paired with delightful icons - Smart accounts receivable management and settlement tracking In-Depth Analytics Finance Overview - Daily, monthly, and yearly financial summaries at a glance - Beautiful bar charts displaying income, expenses, and net balance - Real-time calculation of your financial health status Category Analysis - Intuitive pie charts showing expense distribution by category - Detailed category amount statistics with smart sorting - Multi-timeframe deep analysis capabilities Net Worth Tracking - Comprehensive asset and liability overview - Multi-currency net worth statistics - Long-term financial trend monitoring Convenient Features Transfer Management - Cross-account transfers with automatic record linking - Support for separate transfer fee recording - Smart grouping of related transactions Calendar View - Monthly calendar interface for intuitive transaction browsing - Quick date selection and navigation - Simple month-to-month switching Personalization Freely enable or disable various report types Perfect For - Users who need precise personal finance tracking - Individuals managing multiple bank accounts - Finance enthusiasts seeking deep spending habit analysis - Personal or small business owners requiring receivables management - Users pursuing clean and efficient financial management experience Download Flow now and start your smart financial management journey! Terms of Use: www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: flow.bitloom.io/privacy-policy/

Pace Flow is an intelligent expense-tracking app designed for daily spending management, helping you easily stay in control of your spending pace. Key Features Smart Daily Budget • Automatically calculates your daily available amount based on your monthly budget • Displays remaining spendable balance for today in real time • Overspending is automatically rolled over, keeping your financial status clear • Built around the “Pace” concept of spending rhythm, allowing you to intuitively feel how fast you are spending Multi-Wallet Management • Create multiple wallets freely to categorize and manage different funds • Supports various types such as living expenses, allowance, credit/overdraft, and investments • Elegant card-style interface for clear visibility • Free transfers between wallets In-Depth Analytics • Weekly and monthly spending trend charts • Expense breakdown by category • Intelligent insights into spending habits • Income vs. expense comparison to track overall financial health One-Tap Bill Import • Supports WeChat Pay bill import • Supports Alipay bill import • Intelligent transaction category recognition • Batch preview with selective import Quick Actions Auto-Logging • Automatic expense logging via the Action Button, no manual input required Two Modes, Two Lifestyles If you’re a student • Set a monthly living allowance and automatically allocate a daily budget • Overspending alerts to avoid running out of money at month-end • Track daily expenses such as food, transportation, and shopping If you’re a working professional • Set monthly income and savings goals • Automatic salary payment reminders • Separate management of spending and savings wallets • Detailed income and expense financial reports Privacy First Offline-First Operation • All data is stored locally on your device • No internet connection required, no account registration needed • No personal data is collected • Your financial data belongs entirely to you Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://paceflow.zeabur.app/privacy