Comparison

SpendeePlus vs Tally

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SpendeePlus

Features
Read full description

Know exactly where your money goes โ€” no spreadsheets, no bank logins. Add an expense in seconds, set a budget for any category, and watch your savings goal fill up. Your data stays on your iPhone. TRACK WHAT YOU SPEND โ€ข Income and expenses in seconds, with categories you can rename, recolor and give your own icon โ€ข Multiple wallets: cash, cards, savings, each in its own currency โ€ข Transfers between wallets, converted at today's rate and kept out of your spending totals โ€ข Search, filters and a running balance for any period BUDGETS AND GOALS โ€ข Weekly, monthly or custom budgets per category, in the currency you choose โ€ข Alerts before you cross the line, not after โ€ข Savings goals with a target date and progress you can see โ€ข A daily allowance that tells you what is left to spend today UNDERSTAND YOUR MONEY โ€ข Charts by category, income against expenses, and a daily breakdown โ€ข Month-over-month comparisons and cash-flow summaries โ€ข Insights that point at what changed and why, and CSV export of any period โ€ข A daily streak that makes tracking a habit PRO โ€ข Unlimited wallets and budgets โ€ข Recurring payments created for you, with reminders โ€ข PDF reports of any period โ€ข iCloud sync across your iPhones and iPads PREMIUM โ€ข Everything in Pro, plus AI insights: spending patterns, quiet leaks, and advice written for your numbers PRIVATE BY DESIGN โ€ข Your data lives on your device, and in your own iCloud when sync is on โ€” no analytics, no tracking, no ads โ€ข Face ID or Touch ID lock, with a privacy cover in the app switcher โ€ข Export or delete everything at any time Available in 22 languages, with local currency and date formats. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period. Payment is charged to your Apple Account. Manage or cancel in Settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Tally

This personal finance tracker helps you log purchases, manage subscriptions, and monitor account balances. It offers features like receipt scanning, voice logging, and customizable budgets. Your financial data stays private on your device.

Highlights
  • Log purchases with auto-focused keyboard
  • Scan receipts with camera or Action Button
  • Log spending by voice
  • Track recurring subscriptions with reminders
  • Manage multiple accounts and balances
  • Set monthly and per-category budgets
  • Import data from bank statements (PDF/photo)
Features
Read full description

Tally is a personal finance tracker that runs entirely on your iPhone. No accounts. No ads. No data collection. Log purchases, track subscriptions, watch your balances, and see where your money goes. TRACK PURCHASES Add a purchase in seconds โ€” the amount field is auto-focused so the keyboard's already up. Pick from a category grid you can extend with your own emoji and color. Attach receipt photos, add notes, and edit or delete any transaction with full date control. Scan a receipt or price tag with the camera (or the iPhone Action Button) and Tally pre-fills the amount, merchant, and category. Hold the mic button to log a purchase by voice. MANAGE SUBSCRIPTIONS See every recurring charge in one place โ€” Netflix, Spotify, Claude, that one app you forgot about โ€” each with the app icon pulled from the App Store. Set renewal dates, get a reminder before each charge, and see your monthly and yearly totals. MULTIPLE ACCOUNTS & BALANCE TRACKING Track checking, credit, debit, Venmo, and more in one place. See your total balance, compare against last month, and view a balance trend chart by hour, day, or week. Tap + or โˆ’ to log income or spending. Record what your balance was on any past date to re-anchor your history. DASHBOARD Today, this week, this month, this year โ€” tap any cell on the dashboard to switch the spending pie chart and breakdown to that timeframe. Set monthly and per-category budgets with progress bars. See net cash flow when you add your income schedule. IMPORT FROM YOUR BANK Import purchases and income from PDF or photo bank statements. Share a statement straight from your bank's app into Tally. Parsing skips duplicates and learns merchant categories over time. LOCK-SCREEN WIDGET & LIVE ACTIVITY Add a purchase from the lock-screen widget โ€” one tap opens straight to "New Purchase" with the keyboard up. A Live Activity shows your monthly budget progress. SIRI, SHORTCUTS & ACTION BUTTON Log spending with Siri ("Add coffee to Tally"), Shortcuts, or your iPhone Action Button โ€” including receipt scanning on supported devices. EXPORT YOUR DATA Export everything to CSV in one tap. Back up and restore your full Tally library as JSON โ€” every purchase, subscription, account, income entry, budget, and balance snapshot โ€” so nothing's lost if you switch devices. LIGHT + DARK MODE Match your system or pick whichever you prefer. Your data stays on your device. The only network requests Tally makes are to fetch app icons for the subscriptions you add (via Apple's iTunes Search API and DuckDuckGo's icon service) โ€” and even those are anonymous.

Screenshots

SpendeePlus4 screens
Tally4 screens

Verdict

The call

The clearest difference is in-app purchases: Tally at none against SpendeePlus's 5. Tally also leads on update cadence (weekly vs every 12 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. SpendeePlus sells 5 in-app purchases, starting at $1.99 per month. Tally asks for nothing beyond the download.

UpkeepUpdate frequency

SpendeePlus ships an update every 12 months, Tally weekly. Both last shipped on October 9, 2026.

Scorecard2 real differences ยท 5 level
SpendeePlus versus Tally: the parameters behind the verdict, then further details
ParameterSpendeePlusTally
PriceFreeFree
Update frequencyEvery 12 monthsWeekly โ€” better
AdsNoNo
In-app purchasesYesNo โ€” better
Monetizationโ€”Free
DevicesiPhoneiPhone
Requires iOS18.017.0 โ€” better
Further details โ€” not scored
Size9 MB9 MB
Age rating4+4+
DeveloperIaroslav SarchukRyuya Tanabe

In-app purchases

5 purchases

SpendeePlus

Subscriptions4
  • Pro Monthly$1.991 Month
  • Premium Monthly$2.991 Month
  • Pro Yearly$17.991 Year
Show 1 more
  • Premium Yearly$24.991 Year
One-time1
  • Lifetime Access$89.99
None

Tally

No in-app purchases

Questions

Is SpendeePlus free?
SpendeePlus is free to download, with in-app purchases available.
Is Tally free?
Tally is free to download, with no in-app purchases.
Do SpendeePlus or Tally have ads?
Neither SpendeePlus nor Tally shows ads.
Which is updated more often, SpendeePlus or Tally?
SpendeePlus ships an update every 12 months, and Tally weekly. Most recently, SpendeePlus was updated on October 9, 2026 and Tally on October 9, 2026.

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