Comparison

Astpay vs OjaCircle

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Astpay

Features
Read full description

Astpay: Your Gateway to Affordable Data, Airtime, and Bill Payments Are you looking for a reliable platform to access affordable data plans and seamless bill payments? Look no further than Astpay! We're dedicated to making connectivity and services accessible to everyone. Here’s what you can enjoy with our app: Affordable Data Plans for All Networks Astpay offers competitive data plans across leading networks, including MTN, 9MOBILE, GLO, and AIRTEL. With discounts ranging from 10-50% off standard rates, these plans come with a minimum 30-day validity, instant delivery, and round-the-clock service. Instant Airtime Top-Up Running low on airtime? With Astpay, you can purchase airtime anytime, anywhere, and receive an instant top-up with added discounts on every transaction, saving you even more. Smooth Cable TV Subscriptions Never miss your favorite shows! Astpay offers hassle-free cable TV subscriptions so you can enjoy uninterrupted entertainment. Download the Astpay App today and experience affordable connectivity at your fingertips. Our dedicated customer support is always available to assist, ensuring your satisfaction is our top priority.

About

OjaCircle

This app facilitates group savings traditions like ajo, esusu, and susu. It allows users to create circles with trusted individuals, manage contributions, and track payouts seamlessly. Features include multi-currency wallets, smart reminders, and trust scores.

Highlights
  • Rotating savings traditions
  • Contribution and payout tracking
  • Multi-currency wallet
  • Smart reminders
  • Trust scores
  • Identity verification
Features
Read full description

OjaCircle — Save together with people you trust. A modern home for ajo, esusu, susu, and chama: the rotating savings traditions where members contribute on a schedule and take turns receiving the pooled payout. Start a circle with friends, family, or community. The app handles rotations, reminders, and contribution tracking — no spreadsheets, no chasing. Features Multi-currency wallet (NGN, USD, GBP, KES, GHS, ZAR) Real-time contribution and payout tracking Rewards for consistent participation Referral program Trust scores built from contribution history Identity verification Bank deposits and withdrawals Smart reminders Built for community — from Lagos and Accra to London and New York. Modern security with encryption and fraud monitoring. Start saving together today. Terms of Use: https://ojacircle.com/terms · Privacy Policy: https://ojacircle.com/privacy

Screenshots

Astpay4 screens
OjaCircle4 screens

Verdict

The call

The clearest difference is in-app purchases: Astpay at none against OjaCircle's 4. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OjaCircle sells 4 in-app purchases, starting at $2.99 per month. Astpay asks for nothing beyond the download.

UpkeepUpdate frequency

Astpay ships an update fortnightly, OjaCircle every 2 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
Astpay versus OjaCircle: the parameters behind the verdict, then further details
ParameterAstpayOjaCircle
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyFortnightlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size19 MB80 MB
Age rating4+4+
DeveloperAstpayOjawaju LLC

In-app purchases

None

Astpay

No in-app purchases

4 purchases

OjaCircle

Subscriptions4
  • Premium Monthly$2.991 Month
  • Pro Monthly$5.991 Month
  • Premium Yearly$29.991 Year
Show 1 more
  • Pro Yearly$59.991 Year

Questions

Is Astpay free?
Astpay is free to download, with no in-app purchases.
Is OjaCircle free?
OjaCircle is free to download, with in-app purchases available.
Do Astpay or OjaCircle have ads?
Neither Astpay nor OjaCircle shows ads.
Which is updated more often, Astpay or OjaCircle?
Astpay ships an update fortnightly, and OjaCircle every 2 weeks. Most recently, Astpay was updated on October 30, 2026 and OjaCircle on October 31, 2026.

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