HamJot vs Gastos
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HamJot
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Take Control of Your Finances with AI-Powered Expense Tracking Transform how you manage money with the smartest expense tracker. Our AI instantly recognizes mobile bank slips, auto-categorizes spending, and scans receipts—making financial management effortless whether you're buying coffee at Starbucks, riding Grab across Bangkok, or shopping at Central. POWERFUL AI FEATURES 1. Detects Mobile Banking Slips & Receipt Scanning • Detects Bank Slips: Detects mobile banking slips from your photo library and automatically creates a transaction entry • Snap a photo of receipts from any merchant • AI extracts amount, merchant, date, and category instantly • One-tap to confirm and add—no typing needed 2. Smart Merchant Recognition: Our AI learns from 100+ Thai and international brands: • Local favorites: 7-Eleven, Lotus, Big C, MaxValu, Makro • Food delivery: GrabFood, Foodpanda, Lineman, KFC, Starbucks • Transportation: BTS, MRT, Grab, Bolt, PTT, Shell • Shopping: Shopee, Lazada, Central, Robinson, HomePro • Utilities: AIS, True, DTAC, TOT, MEA, PEA 3. Intelligent Auto-Categorization • Zero manual effort—AI categorizes every transaction • Learns your spending patterns over time • Recognizes recurring expenses automatically • Smart suggestions based on merchant names 4. MULTI-CURRENCY SUPPORT Track expenses in multiple currencies with ease: • Home Currency Setup: Set your primary currency for local balance tracking • Global Travel Ready: Perfect for frequent travelers, expatriates, and international business Support for 50+ world currencies including: • USD, EUR, GBP, JPY, CNY, SGD, HKD, MYR, IDR, KRW • THB, CAD, AUD, CHF, SEK, NOK, DKK, NZD, INR • And many more with real-time updates CLOUD SYNC & BACKUP • Real-time sync across all your devices • Secure Firebase cloud backup • Never lose your financial data • Access anywhere, anytime BEAUTIFUL VISUAL ANALYTICS Transform spending data into actionable insights: • Interactive daily, weekly, and monthly charts • Category breakdown with colorful visualizations • Spending trends and pattern detection • Export to Google Sheets for deeper analysis • Budget vs. actual comparison views SMART BUDGET MANAGEMENT Stay financially healthy with intelligent controls: • Set category-specific spending limits • Real-time progress tracking with live updates • Smart alerts at 80% budget threshold • Color-coded status indicators (green/yellow/red) • Monthly rollover and budget recommendations PREMIUM USER EXPERIENCE • Lightning-fast expense entry (under 3 seconds) • Smooth animations and modern Material Design • Works offline—sync when connected • Both Thai and English language support PRIVACY & SECURITY • Bank-level encryption for all data • Secure Firebase authentication • Your data, your control • Optional cloud backup—you choose PERFECT FOR: • Young professionals tracking daily expenses • Students managing budgets and allowances • Families monitoring household spending • Freelancers organizing business expenses • Anyone serious about financial wellness WHY CHOOSE US: • Only Thai expense app with AI receipt scanning • Recognizes 100+ local merchants automatically • Cloud sync across unlimited devices • Export data to Google Sheets • No subscription fees or hidden costs • Designed specifically for Thailand users KEY HIGHLIGHTS: • AI receipt scanning for all major Thai banks • Automatic expense categorization • Cloud backup and multi-device sync • Beautiful spending analytics • Budget tracking with smart alerts • Powerful search and filtering • Export to Google Sheets • Offline mode—works anywhere • Optimized for Thai Baht and local merchants Start Your Journey to Financial Freedom! Join thousands of users already taking control of their finances. Download now and discover where your money really goes—with zero effort required. Support & Feedback Questions or suggestions? Reach us through the app settings menu. We're constantly improving based on your feedback!
Gastos
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Gastos Expense Tracker requires a subscription to access all features. See plan options upon download. Gastos reads your MariBank and SeaBank transaction email alerts and turns them into a clean spending dashboard automatically. No typing. No spreadsheets. No manual logging. HOW IT WORKS Connect your Gmail account with read-only access. The app finds your MariBank and SeaBank transaction emails and securely extracts your spending information. Card purchases, ATM withdrawals, and fund transfers are organized instantly. SPENDING AT A GLANCE View your total spending for today, this week, and this month in Philippine pesos. A yearly spending heatmap helps you understand your habits over time so you can spot patterns and make better decisions. SWIPE TO VOID Refunded purchase or duplicate charge? Swipe any transaction to mark it as voided so your totals stay accurate. PRIVATE BY DESIGN No backend. No servers. No tracking. All data is stored on your device. Your transaction information never leaves your phone. The app only reads transaction emails and has no access to your bank account or funds. FEATURES - Automatic expense tracking from MariBank and SeaBank email alerts - Support for card purchases, ATM withdrawals, and transfers - Daily, weekly, and monthly spending totals - Yearly spending heatmap - Transaction details and history - Swipe-to-void transactions - Pull-to-refresh email sync - On-device SQLite storage - Google Sign-In with read-only Gmail access SUPPORTED TRANSACTIONS - Card purchases (merchant and amount) - ATM withdrawals - Fund transfers (recipient and reference number) SUBSCRIPTION INFORMATION Gastos requires an active subscription. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your Account Settings in the App Store after purchase. Disclaimer: This app is not affiliated with or endorsed by MariBank or SeaBank. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://maribank-tracker.kashi.dev/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: HamJot at none against Gastos's 7. HamJot also leads on iOS requirement (15.1 vs 17.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Gastos sells 7 in-app purchases, starting at $1.99 per year. HamJot asks for nothing beyond the download.
HamJot ships an update every 3 days, Gastos every 2 days. The most recent releases landed on October 25, 2026 and October 19, 2026 respectively.
| Parameter | HamJot | Gastos |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 days | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 43 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Theera Mekanand | Refino Kashi Kyle Estudillo |
In-app purchases
HamJot
No in-app purchases
Gastos
- Pro Yearly3 Days trial$1.991 Year
- Pro Yearly 1493 Days trial$1.991 Year
- Pro Yearly 1993 Days trial$2.991 Year
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- Maribank Expense Tracker Pro Yearly3 Days trial$4.991 Year
- Pro Yearly 3993 Days trial$5.991 Year
- Pro Yearly 4993 Days trial$7.991 Year
- Maribank Expense Tracker Pro Yearly3 Days trial$14.991 Year









