Comparison

Subscriptions and Budget vs Moniqa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscriptions and Budget

Features
Read full description

Never miss a payment or forget to cancel a subscription again! With Subscriptions and Budget, you can easily manage all your recurring subscriptions in one place. + Add & Track Subscriptions Quickly add your subscriptions along with their next payment dates. Whether it's Netflix, Spotify, or your gym membership — stay organized and in control. + Calendar View See all your upcoming payments at a glance with a clean, intuitive calendar view. Plan ahead and avoid surprise charges. + Smart Notifications Get timely reminders before a cancellation deadline. No more last-minute rushes or unexpected renewals. + Budget Track your monthly and yearly expenses for housing, transportation, groceries, vacations, and more. Get a clear overview of your budget and see exactly where your money is going. + Subscriptions Get a clear overview of your subscription expenses, calculated on a monthly basis. Easily track your spending across different billing cycles, including weekly, monthly, and yearly subscriptions. Simple. Smart. Stress-free subscription management. Download Subscriptions and Budget and take control of your recurring expenses today! This app features an in-app purchase: For a one-time payment you get access to the notifications feature and future features which are currently under development.

About

Moniqa

Features
Read full description

Moniqa is the calm, private way to keep track of your money. Log an expense in seconds, see what's left of your budget at a glance, and stay on top of the month - without linking a bank or creating an account. Everything stays on your iPhone. No accounts, no servers, no ads. KNOW WHERE YOU STAND • See what's left to spend today, this week and this month • Bills and big one-offs like rent are kept out of your daily budget, so it stays realistic • Budget alerts at 80% and 100%, so nothing sneaks up on you • Track income and savings goals alongside your spending LOG IT IN SECONDS • Scan a receipt, and Moniqa fills in the amount, store, date, and category — read on your iPhone, never uploaded • Moniqa remembers the category you pick for each store • "Hey Siri, log Coffee in Moniqa" — add expenses hands-free, or from the Action Button • Home Screen and Lock Screen widgets show what's left and add an expense in one tap SEE THE BIGGER PICTURE • Month-end forecast: see where your spending is heading before the month is over • Charts by category and over time, a money health score, and savings insights • Recurring rent, salary, and subscriptions added for you on time PRIVATE BY DESIGN • No sign-up, no bank linking, no tracking • Lock Moniqa with Face ID and hide your numbers in the app switcher • Back up to Files or iCloud Drive and restore whenever you like • Export everything to CSV MAKE IT YOURS • Beautiful light and dark themes, built for iOS • Custom categories with your own emoji • Works in your currency, with dates read the way your region writes them MONIQA PRO Unlock receipt scanning, the month-end forecast, recurring transactions, category budgets, insights, premium themes, and CSV export. Choose monthly or yearly — with a free trial — or pay once for life. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in Settings › Apple Account › Subscriptions. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://adkylabs.xyz/moniqa/privacy

Screenshots

Subscriptions and Budget3 screens
Moniqa4 screens

Verdict

The call

The clearest difference is update cadence: Moniqa at every 4 weeks against Subscriptions and Budget's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Subscriptions and Budget sells 1 one-off in-app purchase and Moniqa sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subscriptions and Budget ships an update every 3 months, Moniqa every 4 weeks. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Subscriptions and Budget versus Moniqa: the parameters behind the verdict, then further details
ParameterSubscriptions and BudgetMoniqa
PriceFreeFree
Update frequencyEvery 3 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.218.0 — better
Further details — not scored
Size12 MB65 MB
Age rating4+4+
DeveloperHendrik Ragnar JahnsJayanta Adhikary

In-app purchases

1 purchases

Subscriptions and Budget

One-time1
  • Full Access$0.99
1 purchases

Moniqa

One-time1
  • Moniqa Premium$9.99

Questions

Is Subscriptions and Budget free?
Subscriptions and Budget is free to download, with in-app purchases available.
Is Moniqa free?
Moniqa is free to download, with in-app purchases available.
Do Subscriptions and Budget or Moniqa have ads?
Neither Subscriptions and Budget nor Moniqa shows ads.
Which is updated more often, Subscriptions and Budget or Moniqa?
Subscriptions and Budget ships an update every 3 months, and Moniqa every 4 weeks. Most recently, Subscriptions and Budget was updated on October 25, 2026 and Moniqa on October 30, 2026.

Other comparisons