Comparison

Subscriptions and Budget vs Kept

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscriptions and Budget

Features
Read full description

Never miss a payment or forget to cancel a subscription again! With Subscriptions and Budget, you can easily manage all your recurring subscriptions in one place. + Add & Track Subscriptions Quickly add your subscriptions along with their next payment dates. Whether it's Netflix, Spotify, or your gym membership — stay organized and in control. + Calendar View See all your upcoming payments at a glance with a clean, intuitive calendar view. Plan ahead and avoid surprise charges. + Smart Notifications Get timely reminders before a cancellation deadline. No more last-minute rushes or unexpected renewals. + Budget Track your monthly and yearly expenses for housing, transportation, groceries, vacations, and more. Get a clear overview of your budget and see exactly where your money is going. + Subscriptions Get a clear overview of your subscription expenses, calculated on a monthly basis. Easily track your spending across different billing cycles, including weekly, monthly, and yearly subscriptions. Simple. Smart. Stress-free subscription management. Download Subscriptions and Budget and take control of your recurring expenses today! This app features an in-app purchase: For a one-time payment you get access to the notifications feature and future features which are currently under development.

About

Kept

A private and simple way to track your money without needing bank logins or an account. Log expenses quickly, create helpful budgets, and visualize your spending with clear charts. Your financial data stays securely on your device.

Highlights
  • Fast expense logging
  • Customizable budgets
  • Visual spending charts
  • 100% private and secure
  • No account or bank login required
  • Optional iCloud sync
  • Apple Watch app
Features
Read full description

kept is the private, beautifully simple way to track your money - no account, no ads, no bank logins. Just open it and start. Most finance apps want your email, your bank password, and your data. kept wants none of it. Everything stays on your iPhone. LOG EXPENSES IN SECONDS • Add income and expenses with a fast, clean entry screen • Organize with customizable categories and icons • Attach receipts, add notes, tag the date and location • Optional calculator keypad for quick math BUDGETS THAT ACTUALLY HELP • Set weekly, monthly, yearly, or custom budgets • Track multiple categories in a single budget • Gentle alerts at 80% and 100% of your limit • Roll over what you don't spend SEE WHERE YOUR MONEY GOES • A clear dashboard: income, expenses, and net total • Line, bar, and pie charts that make sense at a glance • Category breakdowns and trends over any time frame • Browse by calendar, or search and filter instantly 100% PRIVATE & SECURE • No account, no sign-up, no cloud required • Your data lives on your device - not our servers • Lock the app with Face ID, Touch ID, or a PIN • No ads. No trackers. We never see or sell your data. WORKS EVERYWHERE YOU DO • Home Screen and Lock Screen widgets • Apple Watch app for logging on the go • Daily reminders, budget alerts, and a weekly summary YOUR DATA, YOUR WAY • Optional private iCloud sync across your devices (off by default) • Import from CSV or JSON, export anytime • 27+ currencies supported • Recurring transactions for bills and subscriptions HONEST PRICING kept is free, with no subscription and no paywall. If you love it, an optional Tip Jar supports development - never required. Your money is personal. kept keeps it that way. Download kept and take control of your spending - privately.

Screenshots

Subscriptions and Budget3 screens
Kept4 screens

Verdict

The call

The clearest difference is update cadence: Kept at weekly against Subscriptions and Budget's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscriptions and Budget sells 1 one-off in-app purchase and Kept sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subscriptions and Budget ships an update every 3 months, Kept weekly. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
Subscriptions and Budget versus Kept: the parameters behind the verdict, then further details
ParameterSubscriptions and BudgetKept
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 3 monthsWeekly — better
AdsNoNo
In-app purchasesYesYes
Monetization—Free
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS18.2 — better18.6
Further details — not scored
Size12 MB21 MB
Age rating4+4+
DeveloperHendrik Ragnar JahnsMd Ashikur Rahman

In-app purchases

1 purchases

Subscriptions and Budget

One-time1
  • Full Access$0.99
3 purchases

Kept

One-time3
  • Small Tip$0.99
  • Medium Tip$2.99
  • Large Tip$4.99

Questions

Is Subscriptions and Budget free?
Subscriptions and Budget is free to download, with in-app purchases available.
Is Kept free?
Kept is free to download, with in-app purchases available.
Do Subscriptions and Budget or Kept have ads?
Neither Subscriptions and Budget nor Kept shows ads.
Which is updated more often, Subscriptions and Budget or Kept?
Subscriptions and Budget ships an update every 3 months, and Kept weekly. Most recently, Subscriptions and Budget was updated on October 25, 2026 and Kept on October 31, 2026.

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