Subscriptions and Budget vs Manilo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Subscriptions and Budget
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Never miss a payment or forget to cancel a subscription again! With Subscriptions and Budget, you can easily manage all your recurring subscriptions in one place. + Add & Track Subscriptions Quickly add your subscriptions along with their next payment dates. Whether it's Netflix, Spotify, or your gym membership — stay organized and in control. + Calendar View See all your upcoming payments at a glance with a clean, intuitive calendar view. Plan ahead and avoid surprise charges. + Smart Notifications Get timely reminders before a cancellation deadline. No more last-minute rushes or unexpected renewals. + Budget Track your monthly and yearly expenses for housing, transportation, groceries, vacations, and more. Get a clear overview of your budget and see exactly where your money is going. + Subscriptions Get a clear overview of your subscription expenses, calculated on a monthly basis. Easily track your spending across different billing cycles, including weekly, monthly, and yearly subscriptions. Simple. Smart. Stress-free subscription management. Download Subscriptions and Budget and take control of your recurring expenses today! This app features an in-app purchase: For a one-time payment you get access to the notifications feature and future features which are currently under development.
Manilo
Effortlessly track expenses using voice commands, AI categorization, and receipt scanning. Set budgets, manage multiple currencies, and share spending with family. Access detailed insights via a web dashboard.
- Voice-activated expense logging
- AI-powered categorization
- Receipt scanning and OCR
- Multi-currency account management
- Shared expense tracking
- Monthly budget setting
- Web dashboard for insights
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Manilo (formerly Ledgy) logs expenses the moment you speak them. Say what you spent, and AI fills in the amount, merchant, and category — no typing, no forms. Or snap a receipt. Or type a note. Whatever gets it in fastest. Manilo is an expense tracker and budget app built on voice and AI. Log transactions in seconds, set monthly budgets, share spending history with family or housemates, track accounts in any currency, and review everything on the web — all synced across your devices. — Voice and AI — Speak any transaction out loud: "Coffee at Blue Bottle, four seventy-five" or "Uber to the airport, twenty-two dollars." Manilo parses the amount, merchant, date, and category in under two seconds. Trigger it from the iPhone action button or a Siri shortcut — no app to open first. AI categorization learns your patterns. The first few times you log Whole Foods, it asks which category. After that, it knows. On-device voice processing — audio is never transmitted or stored. — Talk to Manilo from Any AI — Manilo ships a Model Context Protocol (MCP) server. If you use Claude, ChatGPT, Cursor, or any MCP-compatible assistant, you can log, query, and edit transactions from inside your AI — without opening the app. No other expense tracker in the App Store offers this. Requires Manilo Cloud. — Receipt Scanning — Snap any receipt — grocery store, restaurant, hardware store. Manilo reads the total, merchant name, and date, then adds the transaction to your log. Confirm in one tap or let it save automatically. — Budgets — Set monthly spending limits by category. Manilo shows how much is left, not just how much was spent. Green when on track, orange when close, red when over. No spreadsheets. No end-of-month surprises. — Multi-Currency — Add accounts in any currency. Travel card in euros, savings in dollars, UK credit card in pounds. Manilo applies live exchange rates and shows everything converted to your home currency. Long-press any foreign balance to see its equivalent. — Shared Expenses — Create a group for the people you spend with — a household, a couple, a trip abroad. Everyone logs their own expenses into one shared history that all members can see. Budgets, categories, and charts apply across the whole group, in any currency. Track your London weekend in pounds and the household groceries in dollars — Manilo converts everything to one home view. Requires Manilo Cloud subscription. — Charts and Web Dashboard — The mobile app shows a category donut chart with filters by month, quarter, or custom range. The web dashboard at ledgy.app goes deeper: spending trends by day, category breakdowns, income vs. expense comparisons, and shared group summaries. Same data, every surface. Log your first expense in under ten seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Manilo at every 5 days against Subscriptions and Budget's every 3 months. Manilo also leads on device support (4 vs 2) and iOS requirement (15.0 vs 18.2). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subscriptions and Budget sells 1 one-off in-app purchase and Manilo sells 4 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.
Subscriptions and Budget ships an update every 3 months, Manilo every 5 days. Both last shipped on October 25, 2026.
| Parameter | Subscriptions and Budget | Manilo |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Number of ratings | — | 2 — better |
| Update frequency | Every 3 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, iPod, Apple Watch — better |
| Requires iOS | 18.2 | 15.0 — better |
| Further details — not scored | ||
| Size | 12 MB | 144 MB |
| Age rating | 4+ | 4+ |
| Developer | Hendrik Ragnar Jahns | Borys Harholinskyi |
In-app purchases
Subscriptions and Budget
- Full Access$0.99
Manilo
- Ledgy Cloud Monthly7 Days trial$5.991 Month
- Manilo Cloud Monthly7 Days trial$5.991 Month
- Ledgy Cloud Yearly7 Days trial$39.991 Year
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- Manilo Cloud Yearly7 Days trial$39.991 Year









