Comparison

Subscriptions and Budget vs Manilo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscriptions and Budget

Features
Read full description

Never miss a payment or forget to cancel a subscription again! With Subscriptions and Budget, you can easily manage all your recurring subscriptions in one place. + Add & Track Subscriptions Quickly add your subscriptions along with their next payment dates. Whether it's Netflix, Spotify, or your gym membership — stay organized and in control. + Calendar View See all your upcoming payments at a glance with a clean, intuitive calendar view. Plan ahead and avoid surprise charges. + Smart Notifications Get timely reminders before a cancellation deadline. No more last-minute rushes or unexpected renewals. + Budget Track your monthly and yearly expenses for housing, transportation, groceries, vacations, and more. Get a clear overview of your budget and see exactly where your money is going. + Subscriptions Get a clear overview of your subscription expenses, calculated on a monthly basis. Easily track your spending across different billing cycles, including weekly, monthly, and yearly subscriptions. Simple. Smart. Stress-free subscription management. Download Subscriptions and Budget and take control of your recurring expenses today! This app features an in-app purchase: For a one-time payment you get access to the notifications feature and future features which are currently under development.

About

Manilo

Effortlessly track expenses using voice commands, AI categorization, and receipt scanning. Set budgets, manage multiple currencies, and share spending with family. Access detailed insights via a web dashboard.

Highlights
  • Voice-activated expense logging
  • AI-powered categorization
  • Receipt scanning and OCR
  • Multi-currency account management
  • Shared expense tracking
  • Monthly budget setting
  • Web dashboard for insights
Features
Read full description

Manilo (formerly Ledgy) logs expenses the moment you speak them. Say what you spent, and AI fills in the amount, merchant, and category — no typing, no forms. Or snap a receipt. Or type a note. Whatever gets it in fastest. Manilo is an expense tracker and budget app built on voice and AI. Log transactions in seconds, set monthly budgets, share spending history with family or housemates, track accounts in any currency, and review everything on the web — all synced across your devices. — Voice and AI — Speak any transaction out loud: "Coffee at Blue Bottle, four seventy-five" or "Uber to the airport, twenty-two dollars." Manilo parses the amount, merchant, date, and category in under two seconds. Trigger it from the iPhone action button or a Siri shortcut — no app to open first. AI categorization learns your patterns. The first few times you log Whole Foods, it asks which category. After that, it knows. On-device voice processing — audio is never transmitted or stored. — Talk to Manilo from Any AI — Manilo ships a Model Context Protocol (MCP) server. If you use Claude, ChatGPT, Cursor, or any MCP-compatible assistant, you can log, query, and edit transactions from inside your AI — without opening the app. No other expense tracker in the App Store offers this. Requires Manilo Cloud. — Receipt Scanning — Snap any receipt — grocery store, restaurant, hardware store. Manilo reads the total, merchant name, and date, then adds the transaction to your log. Confirm in one tap or let it save automatically. — Budgets — Set monthly spending limits by category. Manilo shows how much is left, not just how much was spent. Green when on track, orange when close, red when over. No spreadsheets. No end-of-month surprises. — Multi-Currency — Add accounts in any currency. Travel card in euros, savings in dollars, UK credit card in pounds. Manilo applies live exchange rates and shows everything converted to your home currency. Long-press any foreign balance to see its equivalent. — Shared Expenses — Create a group for the people you spend with — a household, a couple, a trip abroad. Everyone logs their own expenses into one shared history that all members can see. Budgets, categories, and charts apply across the whole group, in any currency. Track your London weekend in pounds and the household groceries in dollars — Manilo converts everything to one home view. Requires Manilo Cloud subscription. — Charts and Web Dashboard — The mobile app shows a category donut chart with filters by month, quarter, or custom range. The web dashboard at ledgy.app goes deeper: spending trends by day, category breakdowns, income vs. expense comparisons, and shared group summaries. Same data, every surface. Log your first expense in under ten seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Subscriptions and Budget3 screens
Manilo4 screens

Verdict

The call

The clearest difference is update cadence: Manilo at every 5 days against Subscriptions and Budget's every 3 months. Manilo also leads on device support (4 vs 2) and iOS requirement (15.0 vs 18.2). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscriptions and Budget sells 1 one-off in-app purchase and Manilo sells 4 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subscriptions and Budget ships an update every 3 months, Manilo every 5 days. Both last shipped on October 25, 2026.

Scorecard3 real differences · 6 level
Subscriptions and Budget versus Manilo: the parameters behind the verdict, then further details
ParameterSubscriptions and BudgetManilo
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 3 monthsEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod, Apple Watch — better
Requires iOS18.215.0 — better
Further details — not scored
Size12 MB144 MB
Age rating4+4+
DeveloperHendrik Ragnar JahnsBorys Harholinskyi

In-app purchases

1 purchases

Subscriptions and Budget

One-time1
  • Full Access$0.99
4 purchases

Manilo

Subscriptions4
  • Ledgy Cloud Monthly7 Days trial$5.991 Month
  • Manilo Cloud Monthly7 Days trial$5.991 Month
  • Ledgy Cloud Yearly7 Days trial$39.991 Year
Show 1 more
  • Manilo Cloud Yearly7 Days trial$39.991 Year

Questions

Is Subscriptions and Budget free?
Subscriptions and Budget is free to download, with in-app purchases available.
Is Manilo free?
Manilo is free to download, with in-app purchases available.
Do Subscriptions and Budget or Manilo have ads?
Neither Subscriptions and Budget nor Manilo shows ads.
Which is updated more often, Subscriptions and Budget or Manilo?
Subscriptions and Budget ships an update every 3 months, and Manilo every 5 days. Most recently, Subscriptions and Budget was updated on October 25, 2026 and Manilo on October 25, 2026.

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