Pay with Sublime vs SplitPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pay with Sublime
This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.
- Split bills into smaller payments
- Earn 5% cash back on timely payments
- Automatic bill negotiation
- Finds hidden savings
- Subscription tracking and management
- Due date alerts
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Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.
SplitPay
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Our app makes dividing shared costs fast, easy, and stress-free. Whether you’re covering a meal, a trip, food shopping, housing, or any joint purchase, you can work out each person’s portion with just a couple of taps. Start a new expense, input the full sum, pick the way you want to divide it, and immediately view how much every member owes. Store past calculations, return to them at any time, or send the final breakdown to your group. Built with a sleek, contemporary look, our app lets you manage joint costs without extra complications. Features: - Divide costs evenly within moments - Set personalized payment figures - Split costs by percentage - Store earlier expense calculations - Send payment overviews - Produce clear spending summaries - Handle any quantity of participants - Quick and precise math - Straightforward, neat, and user-friendly layout From daily coffee runs to holiday spending and group meals, our app makes it simple to divide expenses fairly and keep everyone aligned. Privacy Policy: https://docs.google.com/document/d/1iDIaPdbOwz5DFgEWuPcnlOAxAz3xMgkCv7y3VeNoKSA/edit?tab=t.0 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Pay with Sublime at none against SplitPay's 5. Pay with Sublime also leads on update cadence (every 9 days vs every 4 months). SplitPay's advantage is iOS requirement (16.0 vs 18.5). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SplitPay sells 5 in-app purchases, starting at $4.99 per 7 days. Pay with Sublime asks for nothing beyond the download.
Pay with Sublime ships an update every 9 days, SplitPay every 4 months. The most recent releases landed on September 21, 2026 and September 24, 2026 respectively.
| Parameter | Pay with Sublime | SplitPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (157 ratings) — better | — |
| Positive reviews | 85.7% of reviews | — |
| Number of ratings | 157 — better | — |
| Update frequency | Every 9 days — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.5 | 16.0 — better |
| Further details — not scored | ||
| Size | 61 MB | 34 MB |
| Age rating | 17+ | 4+ |
| Developer | Sublime Payments Company | SEIB INSURANCE AGENTS LTD |
In-app purchases
Pay with Sublime
No in-app purchases
SplitPay
- Weekly$4.997 Days
- Weekly-Trial3 Days trial$4.997 Days
- Monthly$12.991 Month
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- Yearly$39.991 Year
- Lifetime$59.99









