Split vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Split
Easily divide expenses with friends and track shared costs. This app simplifies group payments for everything from rent to vacations, allowing guests to pay via various methods even without the app. It automates reminders and provides transparent totals for stress-free financial management.
- Split bills with friends
- Track shared expenses
- Collect payments instantly
- Fractional, itemized, and even splits
- Guest payments via Google Pay, card, Apple Pay
- Built-in receipt scanning
- Automatic payment reminders
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Split Mobile - The Modern Way to Split Anything Tired of chasing friends for payments or figuring out who owes what? Split Mobile is the easiest way to split bills, track shared expenses, and collect payments instantly. Whether you’re splitting rent, dinner, drinks, groceries, concert tickets, or a weekend getaway, Split Mobile turns any group payment into a clear, automated split. Use fractional splits, itemized totals, or quick even splits. Guests can pay with Google Pay, card, or Apple Pay, even if they don’t have the app. With built-in receipt scanning, transparent totals, and automatic reminders, you’ll never deal with awkward “I’ll get you next time” moments again. Split Mobile is the smarter way to manage group payments, shared tabs, and real-life costs fast, accurate, and stress-free.
Expense Tracker
This app connects to your bank accounts to track spending, categorize purchases, and forecast your future balance up to 12 months ahead. It provides alerts for upcoming bills and budget limits, helping you manage your finances proactively.
- Automatic bank account syncing
- Transaction categorization
- Bill and subscription tracking
- Budget setting and alerts
- 12-month balance forecasting
- Bank-grade security
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Your money, foreseen. See where your money is going—before it goes. Money Oracle connects your bank accounts, tracks every dollar, and projects your future balance so payday and bill day never catch you by surprise. ACCOUNT SYNC Link all your banks and cards once. Transactions sync automatically and stay up to date across accounts. Connects with 12,000+ banks via Plaid. SPENDING INSIGHTS Every purchase is sorted into categories with custom icons and colors, so you see exactly where it goes. Money Oracle spots recurring bills and subscriptions for you—no more forgotten charges draining your account. ALERTS & REMINDERS Get reminders before payments are due, and set your own alerts so a bill never catches you off guard. Set monthly budgets per category and get a nudge the moment you're approaching the limit. FORECASTING See your projected balance up to 12 months ahead, based on income, recurring bills, and your spending habits. Adjust income and spending to test different scenarios. SECURITY Bank-grade encryption. Your login credentials are never seen or stored by us—you authenticate directly with your bank through Plaid's secure connection. PLANS Starter — $3.99/mo, up to 2 accounts Plus — $6.49/mo, up to 4 accounts Pro — $8.99/mo, up to 6 accounts All plans include a free trial and unlock automatic sync, auto-categorization, budget tracking, analytics, projections, subscription tracking, and custom reminders. Terms of Use (EULA): https://money-oracle.com/terms Privacy Policy: https://money-oracle.com/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Split at none against Expense Tracker's 6. Split also leads on ratings volume (754 vs 1). Expense Tracker's advantage is review sentiment (100% vs 70%) and update cadence (every 2 days vs every 10 days). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 6 in-app purchases, starting at $3.99 per month. Split asks for nothing beyond the download.
Expense Tracker holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Split has 754 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 70% of Split's written reviews are positive against 100% of Expense Tracker's.
Split ships an update every 10 days, Expense Tracker every 2 days. The most recent releases landed on October 19, 2026 and October 10, 2026 respectively.
| Parameter | Split | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (754 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 70.4% of reviews | 100.0% of reviews — better |
| Number of ratings | 754 — better | 1 |
| Update frequency | Every 10 days | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 93 MB | 51 MB |
| Age rating | 4+ | 17+ |
| Developer | Split Mobile Inc. | Jonataniel Arroyo |
Customer experience
Split
Expense Tracker
In-app purchases
Split
No in-app purchases
Expense Tracker
- Starter$3.991 Month
- Plus$6.491 Month
- Pro$8.991 Month
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- Starter Annual$39.901 Year
- Plus Annual$64.901 Year
- Pro Annual$89.901 Year
Questions
Is Split free?
Is Expense Tracker free?
Which has better reviews, Split or Expense Tracker?
Do Split or Expense Tracker have ads?
Which is updated more often, Split or Expense Tracker?
Other comparisons
