PayoffPilot vs DebtDrop

Get out of debt with a plan you can actually see. PayoffPilot compares the two proven payoff strategies — Snowball and Avalanche — side by side with your real numbers, shows you exactly when you'll be debt-free, and tracks every payment along the way. NO SUBSCRIPTION. NO ACCOUNT. NO ADS. Your financial data never leaves your phone. Nothing is collected, nothing is shared. The optional Pro upgrade is a single one-time purchase — not another monthly bill (you're here to get rid of those). FREE FOREVER • Track unlimited debts — credit cards, auto loans, student loans, mortgages, and more • Snowball vs. Avalanche comparison with your debt-free date • See interest savings and time saved between methods • Log payments and watch balances fall • Milestones that celebrate real progress • Payment reminders so due dates never sneak up • Face ID / Touch ID app lock • Full dark mode PAYOFFPILOT PRO — PAY ONCE, KEEP IT FOREVER • Scenario Simulator: test extra monthly payments and one-time windfalls before you commit real money • PDF reports: export your full payoff plan to share or print • Complete comparison detail: per-method breakdowns, interest charts, and payoff timelines HOW IT WORKS 1. Add your debts — balance, rate, minimum payment 2. Set your monthly budget 3. Pick your strategy and follow the plan Snowball pays smallest balances first for quick psychological wins. Avalanche pays highest interest first to save the most money. PayoffPilot shows you both — with real dollar amounts — so you choose with your eyes open. Built by an independent developer. No venture capital, no data harvesting, no dark patterns. Just a tool that wants you debt-free.

DebtDrop gives you a clear, step-by-step plan to pay off every debt you owe — and shows you exactly how much money you'll save along the way. JUST ADD YOUR LOANS. WE DO THE REST. Enter your balances, interest rates, and minimum payments. DebtDrop instantly builds a personalized payoff plan and tells you exactly what to pay, to whom, and when. YOUR MONTHLY PLAYBOOK Every month, DebtDrop tells you which loan to focus on and how much to pay. No spreadsheets. No guessing. Just a clear action item. TWO PROVEN METHODS - Avalanche — attack the highest interest rate first. Saves the most money. - Snowball — attack the smallest balance first. Builds momentum faster. Switch methods anytime and see the impact instantly. SEE THE REAL COST OF YOUR DEBT DebtDrop shows you exactly how much of your minimum payment goes to interest vs. actually reducing your balance. It's eye-opening — and motivating. PREMIUM FEATURES - Paycheck planner — see exactly how much of each paycheck to set aside - Full charts — watch your debt trend to zero over time - Cascade effect — see how each paid-off loan accelerates the next - PDF export — save and share your complete payoff schedule - Cloud sync — access your plan on any device BUILT FOR REAL PEOPLE No ads. No gimmicks. No shame. DebtDrop is a tool that respects you and your financial situation. Download free. Start your plan today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/