SBI Authenticator vs Unplex
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SBI Authenticator
This app provides a secure and convenient way to authenticate digital banking transactions, reducing reliance on SMS OTPs. It offers multiple authentication methods like prompt-based approvals and QR code scanning for enhanced security.
- Secure authentication
- Reduces SMS OTP dependency
- Prompt-based approvals
- QR code scanning
- App-based OTP
- Supports SBI Yono Lite, RINB, MINB
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The SBI Authenticator is a secure, efficient and user-friendly authentication solution developed by the State Bank of India to enhance the safety and convenience of your digital banking experience. This app is designed to reduce dependency on traditional SMS-based One-Time Passwords (OTPs) and enables more secure and seamless authentication methods for both financial and non-financial transactions across SBI Yono Lite, Yono Net Banking and Merchant Internet Banking (MINB) platforms. As digital banking grows, so does the need for robust, real-time authentication. The SBI Authenticator empowers users with multiple authentication options, including prompt-based approvals, QR code scanning and authentication using app-based OTP, offering a modern, secure and reliable alternative to SMS OTPs. With this Authenticator app, users can set their preferred authentication modes for various SBI channels that they use.
Unplex
This platform facilitates secure and fast money transfers both domestically within the USA and internationally from the USA, UK, or Europe to India and the Philippines. Users can easily register, verify their identity, and link a bank account to send funds to themselves or others with direct bank deposits.
- Fast, secure transfers
- No hidden fees
- 24/7 availability
- Easy onboarding
- Direct bank deposits
- Fraud monitoring
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Unplex is a payment transfer platform that lets you send money locally within the USA and internationally from the USA, UK, or Europe to India and the Philippines. Just register, verify your identity, link your bank account, and you can start sending money to yourself or others. Key features of Unplex: • Fast, secure transfers with no hidden fees • 24/7 availability, including weekends and holidays • Easy onboarding: register, verify your identity, and link your bank account in minutes • Send money to yourself or others, with direct bank deposits for recipients • Strong compliance and security, with all transactions encrypted and monitored for fraud Help Section: If you need assistance, Unplex offers a comprehensive Help section at https://unplex.money/help/. There, you’ll find answers to common questions about registration, KYC, transfer limits, transaction status, bank account management, and more. The Help section is designed to guide you step-by-step, and if you need further support, you can always reach out to us via https://unplex.money/support/
Screenshots
Verdict
The clearest difference is review sentiment: Unplex at 77% against SBI Authenticator's 22%. Unplex also leads on rating (4.1 vs 1.2) and update cadence (every 5 days vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Unplex holds the better App Store score, 4.1 against 1.2. Both are backed by a comparable volume of ratings — 24 and 18 respectively. Written reviews point the same way: 22% of SBI Authenticator's written reviews are positive against 77% of Unplex's.
SBI Authenticator ships an update every 2 months, Unplex every 5 days. The most recent releases landed on October 8, 2026 and October 5, 2026 respectively.
| Parameter | SBI Authenticator | Unplex |
|---|---|---|
| Price | Free | Free |
| Rating | 1.2 (24 ratings) | 4.1 (18 ratings) — better |
| Positive reviews | 21.7% of reviews | 76.9% of reviews — better |
| Number of ratings | 24 — better | 18 |
| Update frequency | Every 2 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 72 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | State Bank of India | Unplex Fintech Corp. |
Customer experience
SBI Authenticator
Unplex
In-app purchases
SBI Authenticator
No in-app purchases
Unplex
No in-app purchases









