Paynium vs Ödexi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paynium
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Stay on top of your finances with Payment Tracker — the ultimate tool for managing your cards, expenses, and assets in one seamless app. Payment Tracker helps you organize every detail of your financial life. From monthly bills and subscriptions to income, recurring transactions, and card balances, everything is right where you need it — clean, smart, and effortless. Monitor your income and expenses with beautiful charts. Set reminders for upcoming payments, and let the app automatically adjust due dates for weekends and public holidays. Payment Tracker syncs your data securely with iCloud so your information stays up to date across all your devices. Key Features: • Track payments, cards, and expenses in one place • Smart reminders prevent missed due dates • Recurring transactions with automatic scheduling • Monthly and annual spending insights • Income and expense analytics with elegant charts • Asset management and balance overview • CloudKit sync for iCloud-based data backup • Clean, modern design built with SwiftUI Take control of your financial routine — stay organized, save time, and focus on what matters. Payment Tracker makes financial clarity beautifully simple. — Subscription Information: Unlock the full potential of Payment Tracker with our Premium Monthly Subscription. • Title: Premium Monthly • Length of Subscription: 1 Month • Price: Please check the app for local pricing. Payment will be charged to your iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscriptions and turn off auto-renewal by going to your Account Settings after purchase. Privacy Policy: https://ozgungungor.github.io/Payment-Tracker/privacy.html Terms of Use (EULA): https://ozgungungor.github.io/Payment-Tracker/terms.html
Ödexi
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No more surprise payments. Ödexi is your smart personal finance companion that puts all your monthly payments in one place. Forgot about a subscription? Not sure if your phone installment is done? When does the electricity bill arrive? Track everything with Ödexi. 4 PAYMENT TYPES Subscription Netflix, Spotify, YouTube Premium, iCloud, gym memberships — your infinite recurring subscriptions. Installment Phone, laptop, home appliance installments — see how many remain, when they finish, how much is left. Bill Electricity, water, gas, internet, phone bills — your regularly recurring variable-amount payments. One-Time Insurance, dues, upcoming renewals — single future payments you don't want to forget. WHAT'S NEW • Home-Screen Widget See your upcoming payments and remaining amount at a glance, without opening the app. • Light & Dark Theme Choose a light, dark, or system theme in Settings. • Monthly Budget Alert Set your budget; get a single notification when you go over it. • Savings Insight Spot subscriptions you don't use and see how much you'd save per year. • Cost Sharing See how many people share a subscription and the per-person amount. • "How to Cancel" Direct cancellation help for popular services. KEY FEATURES • Month Navigator Browse past and future months freely. What did I pay in January? How much will I spend in May? • Smart Reminders Get notified before payment day. Reminders 7, 3, or 1 day in advance. Unused subscription alerts. • Installment Progress Bar Paid 3 of 12, 9 remaining, ends December 2026. Visual and clear, always. • Dashboard Summary Total this month? How many paid? How many pending? One screen, one glance. • Category Analysis Entertainment, bills, tech, sports — analyze your spending by category. • Advanced Reports Monthly trend charts, category pie chart, CSV and PDF export (Premium). SECURITY & PRIVACY • Data stored encrypted via Supabase (PostgreSQL) • SSL certificate pinning active • Account deletion always available FREEMIUM Free: All features for up to 5 payments Premium: Unlimited payments + home-screen widget + CSV/PDF export + advanced notifications Now with a 7-day free trial — try Premium risk-free. SUBSCRIPTION INFORMATION Ödexi Premium Monthly: 1 month, $0.99/month Ödexi Premium Yearly: 1 year, $6.99/year (~$0.58/month) — 7-day free trial Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Payment will be charged to your Apple ID account at confirmation of purchase. You can manage and cancel your subscriptions anytime in your App Store account settings. Any unused portion of a free trial is forfeited when you purchase a subscription. Privacy Policy: https://odexi.app/en/privacy Terms of Use: https://odexi.app/en/terms EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Download Ödexi and end surprise payments for good.
Screenshots
Verdict
The clearest difference is ads: Ödexi at none against Paynium's shown. Ödexi also leads on device support (3 vs 1) and iOS requirement (13.0 vs 17.6). Paynium's advantage is update cadence (every 5 days vs every 4 weeks). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Paynium sells 1 in-app purchase, starting at $0.99 per month and Ödexi sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Paynium ships an update every 5 days, Ödexi every 4 weeks. The most recent releases landed on October 6, 2026 and October 7, 2026 respectively.
| Parameter | Paynium | Ödexi |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days — better | Every 4 weeks |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 7 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | ozgun gungor | Ali Rıza YUKSEKTEPE |
In-app purchases
Paynium
- Monthly Subscription$0.991 Month
Ödexi
- Odexi Premium Monthly$0.991 Month
- Odexi Premium Yearly3 Days trial$6.991 Year
- Subo Premium Lifetime$19.99









