Comparison

Split Mate vs Chaaq

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Mate

Features
Read full description

SplitMate is a simple and powerful expense splitter designed to help you manage shared expenses, split bills, and track group spending effortlessly. Whether you're sharing rent with roommates, splitting dining bills, or managing trip expenses, SplitMate keeps everything organized and easy to understand. Smart Expense Splitting Add expenses in seconds and split them equally or with custom amounts. SplitMate automatically calculates balances so you always know who owes whom. Perfect for Groups Create multiple groups for trips, households, friends, or teams. Keep each group's expenses separate and organized. Clear Balance Tracking Track all shared expenses and payments in one place. Get a clear overview of balances and settle debts quickly. Expense History & Reports View detailed expense history, add notes, and export reports for budgeting or record-keeping. Key Features • Split bills equally or with custom amounts • Track who owes whom in real-time • Create and manage multiple groups • Add notes and categorize expenses • View complete expense history • Record and track payments • Export expense reports Who Can Use SplitMate • Roommates sharing rent and utilities • Friends splitting bills and outings • Couples managing shared expenses • Travel groups tracking trip spending • Teams handling shared costs Privacy & Security Your data is securely stored and only visible to your group members. SplitMate ensures transparent and safe expense tracking with no hidden charges.

About

Chaaq

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Chaaq makes shared money simple. Track expenses with friends, split bills in groups, and run transparent savings circles, all in one beautifully designed app. Whether you're splitting rent with roommates, settling up after a trip, or running a rotating savings group with family, Chaaq keeps everyone on the same page without the awkward "who owes what" conversations. SPLIT WITH ANYONE Track one-on-one balances and settle up in any currency Split equally, by percentage, by shares, or exact amounts Add receipts, notes, and payment records to every expense GROUPS FOR ANY PLAN Create a group for a trip, a shared flat, an event, or a project Add members and log expenses, and Chaaq works out who owes what automatically Simplify debts so everyone settles with the fewest payments SAVINGS CIRCLES, FULLY TRANSPARENT Start a savings circle (chit fund) with friends, family, or colleagues Collect monthly contributions and track every cycle and payment Each cycle, one member receives the pool in an order the group sets or on a set schedule Every member receives the pool exactly once, and everyone sees the same records STAY ON TOP OF EVERYTHING Reminders so no payment slips through A clear activity feed of who paid what, and when Works across currencies for friends and family anywhere Chaaq is built for clarity and trust, so money never gets in the way of your relationships.

Screenshots

Split Mate4 screens
Chaaq4 screens

Verdict

The call

The clearest difference is update cadence: Chaaq at weekly against Split Mate's fortnightly. Split Mate's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 17.6). On price, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Split Mate ships an update fortnightly, Chaaq weekly. The most recent releases landed on September 28, 2026 and September 24, 2026 respectively.

Scorecard3 real differences Ā· 3 level
Split Mate versus Chaaq: the parameters behind the verdict, then further details
ParameterSplit MateChaaq
PriceFreeFree
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.0 — better17.6
Further details — not scored
Size66 MB22 MB
Age rating4+4+
DeveloperMilin PatelCapraTrail Studios LLP

In-app purchases

None

Split Mate

No in-app purchases

None

Chaaq

No in-app purchases

Questions

Is Split Mate free?
Split Mate is free to download, with no in-app purchases.
Is Chaaq free?
Chaaq is free to download, with no in-app purchases.
Do Split Mate or Chaaq have ads?
Neither Split Mate nor Chaaq shows ads.
Which is updated more often, Split Mate or Chaaq?
Split Mate ships an update fortnightly, and Chaaq weekly. Most recently, Split Mate was updated on September 28, 2026 and Chaaq on September 24, 2026.

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