Split Mate vs Chaaq
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Split Mate
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SplitMate is a simple and powerful expense splitter designed to help you manage shared expenses, split bills, and track group spending effortlessly. Whether you're sharing rent with roommates, splitting dining bills, or managing trip expenses, SplitMate keeps everything organized and easy to understand. Smart Expense Splitting Add expenses in seconds and split them equally or with custom amounts. SplitMate automatically calculates balances so you always know who owes whom. Perfect for Groups Create multiple groups for trips, households, friends, or teams. Keep each group's expenses separate and organized. Clear Balance Tracking Track all shared expenses and payments in one place. Get a clear overview of balances and settle debts quickly. Expense History & Reports View detailed expense history, add notes, and export reports for budgeting or record-keeping. Key Features ⢠Split bills equally or with custom amounts ⢠Track who owes whom in real-time ⢠Create and manage multiple groups ⢠Add notes and categorize expenses ⢠View complete expense history ⢠Record and track payments ⢠Export expense reports Who Can Use SplitMate ⢠Roommates sharing rent and utilities ⢠Friends splitting bills and outings ⢠Couples managing shared expenses ⢠Travel groups tracking trip spending ⢠Teams handling shared costs Privacy & Security Your data is securely stored and only visible to your group members. SplitMate ensures transparent and safe expense tracking with no hidden charges.
Chaaq
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Chaaq makes shared money simple. Track expenses with friends, split bills in groups, and run transparent savings circles, all in one beautifully designed app. Whether you're splitting rent with roommates, settling up after a trip, or running a rotating savings group with family, Chaaq keeps everyone on the same page without the awkward "who owes what" conversations. SPLIT WITH ANYONE Track one-on-one balances and settle up in any currency Split equally, by percentage, by shares, or exact amounts Add receipts, notes, and payment records to every expense GROUPS FOR ANY PLAN Create a group for a trip, a shared flat, an event, or a project Add members and log expenses, and Chaaq works out who owes what automatically Simplify debts so everyone settles with the fewest payments SAVINGS CIRCLES, FULLY TRANSPARENT Start a savings circle (chit fund) with friends, family, or colleagues Collect monthly contributions and track every cycle and payment Each cycle, one member receives the pool in an order the group sets or on a set schedule Every member receives the pool exactly once, and everyone sees the same records STAY ON TOP OF EVERYTHING Reminders so no payment slips through A clear activity feed of who paid what, and when Works across currencies for friends and family anywhere Chaaq is built for clarity and trust, so money never gets in the way of your relationships.
Screenshots
Verdict
The clearest difference is update cadence: Chaaq at weekly against Split Mate's fortnightly. Split Mate's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 17.6). On price, ads and in-app purchases there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Split Mate ships an update fortnightly, Chaaq weekly. The most recent releases landed on September 28, 2026 and September 24, 2026 respectively.
| Parameter | Split Mate | Chaaq |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Weekly ā better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod ā better | iPhone |
| Requires iOS | 12.0 ā better | 17.6 |
| Further details ā not scored | ||
| Size | 66 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | Milin Patel | CapraTrail Studios LLP |
In-app purchases
Split Mate
No in-app purchases
Chaaq
No in-app purchases









