Comparison

Split Mate vs Split Bill

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Split Mate

Features
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SplitMate is a simple and powerful expense splitter designed to help you manage shared expenses, split bills, and track group spending effortlessly. Whether you're sharing rent with roommates, splitting dining bills, or managing trip expenses, SplitMate keeps everything organized and easy to understand. Smart Expense Splitting Add expenses in seconds and split them equally or with custom amounts. SplitMate automatically calculates balances so you always know who owes whom. Perfect for Groups Create multiple groups for trips, households, friends, or teams. Keep each group's expenses separate and organized. Clear Balance Tracking Track all shared expenses and payments in one place. Get a clear overview of balances and settle debts quickly. Expense History & Reports View detailed expense history, add notes, and export reports for budgeting or record-keeping. Key Features โ€ข Split bills equally or with custom amounts โ€ข Track who owes whom in real-time โ€ข Create and manage multiple groups โ€ข Add notes and categorize expenses โ€ข View complete expense history โ€ข Record and track payments โ€ข Export expense reports Who Can Use SplitMate โ€ข Roommates sharing rent and utilities โ€ข Friends splitting bills and outings โ€ข Couples managing shared expenses โ€ข Travel groups tracking trip spending โ€ข Teams handling shared costs Privacy & Security Your data is securely stored and only visible to your group members. SplitMate ensures transparent and safe expense tracking with no hidden charges.

About

Split Bill

Features
Read full description

Split a bill between friends in seconds โ€” and know exactly who owes who. Most bill splitters stop at "divide by four." Split Bill keeps a running tally for the whole trip, the whole house or the whole night out, then untangles every debt into the smallest possible set of payments. Instead of six people paying each other back in circles, you get two transfers and everybody is even. WHAT YOU GET - Log an expense, mark who paid, and watch every balance update instantly - Split equally, by shares, by exact amounts or by percent โ€” the cents always add up to the total - One Settle Up screen showing the fewest payments that clear every debt in the group - Separate groups for the trip, the flat and the dinner, each with its own people and history - A full expense history tagged by food, drinks, groceries, transport, stay, activities and shopping, plus an optional weekly settle-up reminder - A tidy who-owes-who summary you can send straight into the group chat PERFECT FOR - Friends on a trip where different people keep covering different things - Housemates sharing groceries, utilities and household costs month after month - Big dinners and nights out where one card pays the whole tab - Group gifts, weddings and events funded from a shared pot WHY NOT JUST USE A SPREADSHEET? Because a spreadsheet never tells you who should pay whom. You still have to work out the transfers yourself, chase the rounding cents, and re-share the file every time someone buys a round of coffee. Split Bill recalculates every balance the moment an expense lands and hands you the answer as a short list of payments โ€” not a grid of numbers. Tick each payment off as it happens and the list shrinks until the group is clear. PRIVACY Everything stays on your iPhone. No account, no sign-up, no ads, no tracking and nothing uploaded anywhere. The app works with no internet connection at all. FULL ACCESS Split Bill is a premium app. Full access unlocks unlimited groups, the shares, exact-amount and percent split methods, and the complete minimal-transfers settle-up. It is available as a weekly plan, a yearly plan, or a one-time lifetime purchase. The weekly and yearly plans renew automatically until you cancel them in your Apple ID settings; the lifetime option is a single payment that never renews. Create your group, log tonight's dinner, and let Split Bill do the math before anyone reaches for a calculator. Terms of Use (EULA): https://web-levi.web.app/terms Privacy Policy: https://web-levi.web.app/privacy-policy Questions? tphuc.work@gmail.com

Screenshots

Split Mate4 screens
Split Bill4 screens

Verdict

The call

The clearest difference is in-app purchases: Split Mate at none against Split Bill's 3. Split Mate also leads on device support (3 vs 1) and iOS requirement (12.0 vs 17.0). On price, update cadence and ads there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Split Bill sells 3 in-app purchases, starting at $3.99 per 7 days. Split Mate asks for nothing beyond the download.

UpkeepUpdate frequency

Split Mate ships an update fortnightly, Split Bill monthly. The most recent releases landed on September 28, 2026 and September 24, 2026 respectively.

Scorecard3 real differences ยท 3 level
Split Mate versus Split Bill: the parameters behind the verdict, then further details
ParameterSplit MateSplit Bill
PriceFreeFree
Update frequencyFortnightly โ€” betterMonthly
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad, iPod โ€” betteriPhone
Requires iOS12.0 โ€” better17.0
Further details โ€” not scored
Size66 MB7 MB
Age rating4+4+
DeveloperMilin PatelPhuc Pham

In-app purchases

None

Split Mate

No in-app purchases

3 purchases

Split Bill

Subscriptions2
  • Dinner Tab Sharing Weekly$3.997 Days
  • Friend Debt Tally Yearly$19.991 Year
One-time1
  • Roommate & Trip IOUs Forever$39.99

Questions

Is Split Mate free?
Split Mate is free to download, with no in-app purchases.
Is Split Bill free?
Split Bill is free to download, with in-app purchases available.
Do Split Mate or Split Bill have ads?
Neither Split Mate nor Split Bill shows ads.
Which is updated more often, Split Mate or Split Bill?
Split Mate ships an update fortnightly, and Split Bill monthly. Most recently, Split Mate was updated on September 28, 2026 and Split Bill on September 24, 2026.

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