Comparison

Split Bill vs SplitEx

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Bill

Features
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Split a bill between friends in seconds — and know exactly who owes who. Most bill splitters stop at "divide by four." Split Bill keeps a running tally for the whole trip, the whole house or the whole night out, then untangles every debt into the smallest possible set of payments. Instead of six people paying each other back in circles, you get two transfers and everybody is even. WHAT YOU GET - Log an expense, mark who paid, and watch every balance update instantly - Split equally, by shares, by exact amounts or by percent — the cents always add up to the total - One Settle Up screen showing the fewest payments that clear every debt in the group - Separate groups for the trip, the flat and the dinner, each with its own people and history - A full expense history tagged by food, drinks, groceries, transport, stay, activities and shopping, plus an optional weekly settle-up reminder - A tidy who-owes-who summary you can send straight into the group chat PERFECT FOR - Friends on a trip where different people keep covering different things - Housemates sharing groceries, utilities and household costs month after month - Big dinners and nights out where one card pays the whole tab - Group gifts, weddings and events funded from a shared pot WHY NOT JUST USE A SPREADSHEET? Because a spreadsheet never tells you who should pay whom. You still have to work out the transfers yourself, chase the rounding cents, and re-share the file every time someone buys a round of coffee. Split Bill recalculates every balance the moment an expense lands and hands you the answer as a short list of payments — not a grid of numbers. Tick each payment off as it happens and the list shrinks until the group is clear. PRIVACY Everything stays on your iPhone. No account, no sign-up, no ads, no tracking and nothing uploaded anywhere. The app works with no internet connection at all. FULL ACCESS Split Bill is a premium app. Full access unlocks unlimited groups, the shares, exact-amount and percent split methods, and the complete minimal-transfers settle-up. It is available as a weekly plan, a yearly plan, or a one-time lifetime purchase. The weekly and yearly plans renew automatically until you cancel them in your Apple ID settings; the lifetime option is a single payment that never renews. Create your group, log tonight's dinner, and let Split Bill do the math before anyone reaches for a calculator. Terms of Use (EULA): https://web-levi.web.app/terms Privacy Policy: https://web-levi.web.app/privacy-policy Questions? tphuc.work@gmail.com

About

SplitEx

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SPLIT EXPENSES OFFLINE, NO ACCOUNT, NO CLOUD SplitEx is an expense splitter that works without an account and without an internet connection. Add expenses on a plane, abroad, or anywhere with bad signal, it just works. Your groups, friends, expenses, and balances stay on your phone, not on someone else's server. Split bills, track group expenses, and settle up for trips, roommates, couples, rent, and any shared cost. WHY SPLITEX? • Works fully offline, perfect for travel and trips abroad • No account, no signup, no login, just open the app and start • Your data stays on your device, nothing is uploaded to a cloud • No ads, no tracking, no chat, no social feed • Every feature is free, pay once only if you want more than 10 groups • One-time purchase for unlimited groups, no recurring subscription SPLIT BILLS AND GROUP EXPENSES Create groups for trips, roommates, couples, family spending, events, rent, groceries, dining, and utilities. Add an expense, choose who paid, decide who shares the cost, and SplitEx works out the balances. Flexible splitting for real life: • Equal splits for quick shared bills • Unequal splits by exact amount, percentage, ratio, or adjustment • Multi-payer expenses when more than one person paid • Itemized receipts: split drinks among drinkers only, exclude someone from an item, or discount one person • Categories to organize spending • Group balances so you can see who owes whom • Full and partial settlements, with complete settlement history SHARE BALANCES IN A TAP No need to nag anyone in person. Share a clean breakdown of an expense, a friend's balance, or a whole group as plain text, then send it to WhatsApp, Messages, Telegram, Signal, email, or any app on your phone. The other person sees exactly what they owe, no SplitEx account needed. SEE WHERE YOUR MONEY GOES Insights turn your expenses into a quick picture of your spending: totals for this month, last month, or all time, a last-6-months trend, and a breakdown by category. It is all calculated on your phone, so even your spending habits never leave the device. BUILT FOR TRAVEL • Multi-currency support with a base currency per group • Enter exchange rates yourself, no rate lookup, so it works offline • Original and converted amounts on every expense • Export a trip group to CSV and share the final tally PRIVATE BY DESIGN Most group expense apps are built around accounts and cloud sync. SplitEx is built the opposite way. Everything you create is stored locally on your device. You never sign up and never hand over your financial data just to split a bill. The app has no analytics, no ads, and no tracking. It only goes online when you buy or restore Premium, or tap a link yourself. A clear in-app screen explains how your data is handled. MORE FEATURES • Dashboard with balances across all your groups • Recurring expenses for rent, utilities, and subscriptions • Reminders for upcoming recurring expenses and a weekly balance digest • Attach a receipt photo to any expense • Jot notes per group for plans, checklists, and reminders • Global search across expenses, friends, and groups • Activity log for expenses, groups, friends, and settlements • Archive groups when you are done • Encrypted backup and restore, protected by your passphrase PERFECT FOR • Travelers tracking trip expenses offline, even abroad • Roommates splitting rent, bills, groceries, and utilities • Friends splitting restaurant bills, trips, gifts, and events • Couples tracking shared expenses • Families managing household spending • Anyone who wants a simple, private bill splitter that works offline PRICING SplitEx is free for up to 10 groups, with every feature included: multi-currency, itemized splitting, recurring expenses, backups, and sharing are all free. Need more than 10 groups? Unlock unlimited groups with a single one-time purchase. There is no recurring subscription. Split group expenses privately. Track shared costs offline. Settle up with clarity.

Screenshots

Split Bill4 screens
SplitEx4 screens

Verdict

The call

The clearest difference is update cadence: SplitEx at every 2 weeks against Split Bill's monthly. SplitEx also leads on iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Split Bill sells 3 in-app purchases, starting at $3.99 per 7 days and SplitEx sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Split Bill ships an update monthly, SplitEx every 2 weeks. The most recent releases landed on September 24, 2026 and October 12, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Split Bill versus SplitEx: the parameters behind the verdict, then further details
ParameterSplit BillSplitEx
PriceFreeFree
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPod — better
Requires iOS17.013.0 — better
Further details — not scored
Size7 MB30 MB
Age rating4+4+
DeveloperPhuc PhamPradipta Das

In-app purchases

3 purchases

Split Bill

Subscriptions2
  • Dinner Tab Sharing Weekly$3.997 Days
  • Friend Debt Tally Yearly$19.991 Year
One-time1
  • Roommate & Trip IOUs Forever$39.99
1 purchases

SplitEx

One-time1
  • Premium Pack$0.99

Questions

Is Split Bill free?
Split Bill is free to download, with in-app purchases available.
Is SplitEx free?
SplitEx is free to download, with in-app purchases available.
Do Split Bill or SplitEx have ads?
Neither Split Bill nor SplitEx shows ads.
Which is updated more often, Split Bill or SplitEx?
Split Bill ships an update monthly, and SplitEx every 2 weeks. Most recently, Split Bill was updated on September 24, 2026 and SplitEx on October 12, 2026.

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