Comparison

Budget Tracker vs Tappy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Tracker

This app provides a clear, real-time view of your disposable income after accounting for all bills and recurring expenses. It intelligently adjusts your budget based on your actual income, not just your bank balance, helping you avoid surprises and understand your spending habits.

Highlights
  • Real-time 'left to spend' calculation
  • Automatic bill and recurring expense deduction
  • Income-adaptive budgeting
  • Planned expenses timeline
  • Spending trend analysis
  • One-tap expense entry
  • Private, on-device data storage
Features
Read full description

What's safe to spend right now? Not your bank balance. What's left after bills, subscriptions, and savings - before the next payday. No bank connection required. Ever. No account. No sign-in. Brim shows you one honest number, and it never leaves your iPhone. SET UP ONCE. KNOW EVERY DAY. Add your bills, subscriptions, and recurring expenses once. Brim deducts them automatically - that number on your home screen is what's actually yours to spend. No mental math. No guessing before you spend. NO BANK CONNECTION. STILL AUTOMATIC. Brim never connects to your bank. Set up an Apple Pay automation once, and every tap to pay logs itself as an expense - no manual entry, ever. BUILT FOR REAL LIFE Salary on the 29th. Freelance month. Two paychecks at different times. Brim plans on what you actually expect to earn, and adjusts as reality unfolds. ASK SIRI AI Ask Siri what's left in your budget, or for any category, like "Ask Brim what I have left for Coffee Shops." Ask Siri to add a transaction, hands free. Search your transactions right from Spotlight. UNDERSTAND YOUR MONEY, AT A GLANCE Six charts, each with one job. • Spending Breakdown - watch your paycheck flow from income to every category • Spending Trend - is this month better or worse than your usual? • Top Spending - which categories are absorbing the most? • Saving Rate - are you on track? Benchmarks included, not a vague thumbs-up Tap any chart. Apple Intelligence tells you what it means, in one sentence, on your device. ONE TAP TO ADD AN EXPENSE Tap once inside the app. Pick a category. Done. Or set up an Apple Pay automation in iOS Shortcuts and let your purchases log themselves. Whichever feels less like work. Brim also suggests the right emoji when you create a new category - small touch, but it makes the app feel like yours. WORKS WHILE YOU'RE NOT LOOKING • 8 Home Screen widgets, plus Lock Screen widgets • Browse what's ahead in the new Upcoming calendar • A reminder before a recurring payment goes out • Apple Pay automation via Shortcuts • Recurring bills auto-deducted every month PRIVATE BY DESIGN. NO SIGN-IN, EVER. Open Brim and start. No account to create, no email, no password. Your financial data lives on your device. iCloud sync goes through your personal account - we never see it. The AI features run on-device too - your transactions never leave your iPhone. BUILT TO BE FAST Opens instantly. No loading screen. Just your number, right there. Logging an expense on the go takes three seconds. That's the whole point. DATA YOU OWN • CSV import from other budget apps • CSV export anytime • 180+ currencies supported BUILT WITH YOU Made by one indie developer who uses Brim every day. Vote on the roadmap, email feedback, help shape what comes next. - Lazare Privacy: https://getbrim.app/privacy Terms: https://getbrim.app/terms

About

Tappy

Log expenses instantly with quick actions like back taps, Siri commands, or widgets. This app provides clear spending insights and custom categories, all while keeping your data private on your device.

Highlights
  • Log expenses in seconds without opening app
  • Back Tap and Siri integration
  • Home and Lock Screen widgets
  • Spending tracking by category
  • Customizable expense categories
  • Data export to CSV
  • 100% private on-device data
Features
Read full description

Track expenses the moment they happen, before you forget. Tappy is the fastest way to log spending. Double-tap the back of your phone, ask Siri, or tap a widget to save an expense in seconds, without ever opening the app. Most expense trackers make you unlock your phone, open the app, tap through screens, and type. By then you've already forgotten the coffee or the cab fare. Tappy removes every step between you and a logged expense. WHY TAPPY • Log an expense in seconds, no app open required • Back Tap: double-tap your phone to log instantly • Siri: "Hey Siri, log expense in Tappy" • Widgets: log straight from your Lock or Home Screen • Track spending by category, at a glance • See where your money goes with clear insights • Browse your full expense history anytime • Create your own custom categories • Works in any currency • Export everything to CSV • iCloud backup. Never lose an expense, restore on any device PRIVATE BY DESIGN No account, no sign-up. Your expenses stay on your device and back up only to your own private iCloud, we never see them. BUILT FOR SPEED Whether it's morning coffee, a quick cab, or splitting dinner with friends, Tappy makes logging effortless, so you actually keep it up and finally know where your money goes. Download Tappy and start tracking in seconds. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Budget Tracker4 screens
Tappy4 screens

Verdict

The call

The clearest difference is rating: Tappy at 4.8 against Budget Tracker's 3.4. Tappy also leads on review sentiment (88% vs 63%) and update cadence (every 4 days vs every 2 weeks). Budget Tracker's advantage is monetization model (free vs freemium). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Tracker sells 3 in-app purchases, starting at $4.99 per month and Tappy sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Tappy holds the better App Store score, 4.8 against 3.4. Both are backed by a comparable volume of ratings — 5 and 17 respectively. Written reviews point the same way: 63% of Budget Tracker's written reviews are positive against 88% of Tappy's.

UpkeepUpdate frequency

Budget Tracker ships an update every 2 weeks, Tappy every 4 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard6 real differences · 4 level
Budget Tracker versus Tappy: the parameters behind the verdict, then further details
ParameterBudget TrackerTappy
PriceFreeFree
Rating3.4 (5 ratings)4.8 (17 ratings) — better
Positive reviews62.5% of reviews87.8% of reviews — better
Number of ratings517 — better
Update frequencyEvery 2 weeksEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS18.616.0 — better
Further details — not scored
Size120 MB37 MB
Age rating4+4+
DeveloperLazare KolebkaArranged Social LLP

Customer experience

Budget Tracker

All ratings5 ratings
Positive60.0%
Neutral0.0%
Negative40.0%
Written reviews16 reviews
Positive62.5%
Neutral12.5%
Negative25.0%

Tappy

All ratings17 ratings
Positive94.1%
Neutral0.0%
Negative5.9%
Written reviews41 reviews
Positive87.8%
Neutral2.4%
Negative9.8%

In-app purchases

3 purchases

Budget Tracker

Subscriptions2
  • Brim Pro$4.991 Month
  • Brim Pro7 Days trial$39.991 Year
One-time1
  • Brim Pro Lifetime$59.99
3 purchases

Tappy

Subscriptions2
  • Tappy Pro$2.991 Month
  • Tappy Pro$14.991 Year
One-time1
  • Tappy Pro$29.99

Questions

Is Budget Tracker free?
Budget Tracker is free to download, with in-app purchases available.
Is Tappy free?
Tappy is free to download, with in-app purchases available.
Which has better reviews, Budget Tracker or Tappy?
Tappy is rated higher. Budget Tracker averages 3.4 out of 5 from 5 ratings, while Tappy averages 4.8 from 17 ratings.
Do Budget Tracker or Tappy have ads?
Neither Budget Tracker nor Tappy shows ads.
Which is updated more often, Budget Tracker or Tappy?
Budget Tracker ships an update every 2 weeks, and Tappy every 4 days. Most recently, Budget Tracker was updated on October 24, 2026 and Tappy on October 25, 2026.

Other comparisons