Budget Tracker vs Molly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Tracker
This app provides a clear, real-time view of your disposable income after accounting for all bills and recurring expenses. It intelligently adjusts your budget based on your actual income, not just your bank balance, helping you avoid surprises and understand your spending habits.
- Real-time 'left to spend' calculation
- Automatic bill and recurring expense deduction
- Income-adaptive budgeting
- Planned expenses timeline
- Spending trend analysis
- One-tap expense entry
- Private, on-device data storage
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What's safe to spend right now? Not your bank balance. What's left after bills, subscriptions, and savings - before the next payday. No bank connection required. Ever. No account. No sign-in. Brim shows you one honest number, and it never leaves your iPhone. SET UP ONCE. KNOW EVERY DAY. Add your bills, subscriptions, and recurring expenses once. Brim deducts them automatically - that number on your home screen is what's actually yours to spend. No mental math. No guessing before you spend. NO BANK CONNECTION. STILL AUTOMATIC. Brim never connects to your bank. Set up an Apple Pay automation once, and every tap to pay logs itself as an expense - no manual entry, ever. BUILT FOR REAL LIFE Salary on the 29th. Freelance month. Two paychecks at different times. Brim plans on what you actually expect to earn, and adjusts as reality unfolds. ASK SIRI AI Ask Siri what's left in your budget, or for any category, like "Ask Brim what I have left for Coffee Shops." Ask Siri to add a transaction, hands free. Search your transactions right from Spotlight. UNDERSTAND YOUR MONEY, AT A GLANCE Six charts, each with one job. • Spending Breakdown - watch your paycheck flow from income to every category • Spending Trend - is this month better or worse than your usual? • Top Spending - which categories are absorbing the most? • Saving Rate - are you on track? Benchmarks included, not a vague thumbs-up Tap any chart. Apple Intelligence tells you what it means, in one sentence, on your device. ONE TAP TO ADD AN EXPENSE Tap once inside the app. Pick a category. Done. Or set up an Apple Pay automation in iOS Shortcuts and let your purchases log themselves. Whichever feels less like work. Brim also suggests the right emoji when you create a new category - small touch, but it makes the app feel like yours. WORKS WHILE YOU'RE NOT LOOKING • 8 Home Screen widgets, plus Lock Screen widgets • Browse what's ahead in the new Upcoming calendar • A reminder before a recurring payment goes out • Apple Pay automation via Shortcuts • Recurring bills auto-deducted every month PRIVATE BY DESIGN. NO SIGN-IN, EVER. Open Brim and start. No account to create, no email, no password. Your financial data lives on your device. iCloud sync goes through your personal account - we never see it. The AI features run on-device too - your transactions never leave your iPhone. BUILT TO BE FAST Opens instantly. No loading screen. Just your number, right there. Logging an expense on the go takes three seconds. That's the whole point. DATA YOU OWN • CSV import from other budget apps • CSV export anytime • 180+ currencies supported BUILT WITH YOU Made by one indie developer who uses Brim every day. Vote on the roadmap, email feedback, help shape what comes next. - Lazare Privacy: https://getbrim.app/privacy Terms: https://getbrim.app/terms
Molly
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Molly helps you remember subscriptions and recurring bills. Keep them in one list, see upcoming dates in a calendar and set reminders before payments are due. KNOW WHAT IS DUE AND WHEN • Add subscriptions, one-off payments and recurring bills. • Choose services from the catalogue or create your own records. • Enter your amounts, currencies and dates. • View upcoming payments in a feed or calendar. UNDERSTAND YOUR EXPENSES • Review a spending overview and your active subscriptions. • Mark payments and keep your records up to date. • Set reminders to review a payment in advance. START WITHOUT AN ACCOUNT Molly is free and works offline. An account is optional: sign in with an email code if you want to sync between devices. Export and data deletion controls are available. Molly does not make payments, connect to banks or cancel subscriptions. You enter amounts, dates and other details yourself. A status in the app is not confirmation of a bank charge. Reminders depend on device settings and notification permissions. Choose your app language in Settings: English, Russian, Spanish, French, German or Portuguese (Brazil).
Screenshots
Verdict
The clearest difference is in-app purchases: Molly at none against Budget Tracker's 3. Molly also leads on update cadence (every 3 days vs every 2 weeks) and iOS requirement (15.0 vs 18.6). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Tracker sells 3 in-app purchases, starting at $4.99 per month. Molly asks for nothing beyond the download.
Budget Tracker ships an update every 2 weeks, Molly every 3 days. The most recent releases landed on October 28, 2026 and October 13, 2026 respectively.
| Parameter | Budget Tracker | Molly |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (5 ratings) — better | — |
| Positive reviews | 62.5% of reviews | — |
| Number of ratings | 5 — better | — |
| Update frequency | Every 2 weeks | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 120 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | Lazare Kolebka | Ruslan Ramazanov |
In-app purchases
Budget Tracker
- Brim Pro$4.991 Month
- Brim Pro7 Days trial$39.991 Year
- Brim Pro Lifetime$59.99
Molly
No in-app purchases









