Wealth Path vs Net

Wealth Path is a powerful net worth tracker that helps you understand where you stand today and where your money could take you tomorrow — without ever asking for a bank login. Add your assets and debts manually, track your personal wealth, and see the dates that matter: when you could retire early, become debt free, achieve financial freedom, or reach your next major milestone. NET WORTH TRACKER, NOT A BUDGET APP Build a complete picture of your finances with an asset tracker, debt tracker and wealth tracker designed around long-term progress. Track savings, investments, real estate, crypto, vehicles, pensions and more across 12 asset categories. Log value changes, build your history and explore interactive charts showing assets, debts and total net worth. The net worth calculator brings everything together into a personal balance sheet that you control. PLAN FOR FINANCIAL INDEPENDENCE Turn financial planning into a measurable path forward. Use the FIRE calculator to estimate your financial independence date based on your own assumptions. Explore Coast FIRE, required savings rates, portfolio milestones and Worth by Age. The financial independence calculator helps you explore when work could become optional, while the retirement planner shows how your current path could lead toward early retirement. Change expected returns, inflation rates and tax assumptions to understand what could help you retire early and reach financial freedom sooner. SEE YOUR DEBT-FREE DATE Use the debt payoff calculator to project when loans and mortgages could be eliminated. Your debt tracker keeps liabilities visible, while month-by-month amortization projections show how balances could change over time. Model additional payments with the debt payoff calculator and see how they could bring your debt free date closer. TRACK THE WEALTH YOU'RE BUILDING Your asset tracker makes it easy to monitor what you own. Your wealth tracker shows how those assets contribute to your financial progress, while the net worth calculator keeps the bigger picture visible. Whether you're pursuing early retirement or simply building personal wealth, Wealth Path helps you understand whether you're moving in the right direction. 150+ CURRENCIES, ONE NET WORTH Track assets in more than 150 currencies with live exchange rates and see one consolidated net worth. It's built for expats, immigrants, remote workers and anyone managing personal wealth across countries. NO BANK LOGIN REQUIRED Wealth Path never asks for banking credentials. Nothing is scraped or sold, and there are no ads. Update your values manually and your history, asset tracker, debt tracker and projections update with them. MORE THAN A WEALTH TRACKER Ask the AI Financial Assistant questions about your numbers, import CSV or JSON data, export PDF reports and receive milestone alerts. Use the FIRE calculator, retirement planner and financial independence calculator to explore your path toward financial freedom. Combine powerful financial planning with projections that help you understand when you could retire early or become debt free. START FREE Track up to 10 assets and 5 debts with charts, history and headline projection results. Upgrade to Pro for unlimited assets and debts, complete projections, multi-currency support, AI chat, imports and PDF exports. Wealth Path – Net Worth Tracker gives you the tools to track personal wealth, plan early retirement and turn your financial future into something you can actually see. Wealth Path is a personal tracking and calculation tool, not financial advice. All projections are estimates based on assumptions you provide and do not guarantee future results. Terms of Use: https://www.wealthpath.pro/terms Privacy Policy: https://www.wealthpath.pro/privacy

Your money, your finances and nobody else's business. TrackSmart is the budgeting app that never asks for your bank login. No account linking, no third-party data brokers, no servers holding your financial life. Your financial data stays on your device and in your own private iCloud. PRIVATE BY ARCHITECTURE, NOT BY PROMISE • No bank credentials required — ever • No account, no email, no sign-up • Your financial data lives on-device and in your private iCloud • On-device AI: your transactions are never sent to the cloud SEE YOUR WHOLE NET WORTH Track everything you own and owe in one place. Add assets and liabilities, log account values over time, and watch your net worth trend — alongside a beautifully redesigned account view with balance history, top categories, and credit-utilization at a glance. • Net-worth tracking with valuation history • Redesigned account detail — balances, statistics, and trends ON-DEVICE AI THAT UNDERSTANDS YOUR MONEY Powered by Apple Intelligence, TrackSmart generates plain-language summaries of your spending — what changed, what's unusual, and what deserves your attention — entirely on your device. • AI spending summaries generated locally, never in the cloud (AI summaries require a device with Apple Intelligence.) INSIGHTS DEEPER THAN A PIE CHART • Cash-flow forecast — see where you're headed, not just where you've been • Money Flow view — exactly where every dollar goes, income in to spending out • Spending breakdowns by category, merchant, and trend • Automatic subscription detection — catch the charges you forgot about • Unusual-spending alerts before they become a habit BUDGETS & GOALS THAT STICK • Monthly and category budgets with clear progress • Savings goals you can actually watch grow • Recurring transactions and smart categorization rules IMPORT WITHOUT LINKING • Import transactions straight from PDF statements — no Plaid, no bank connection • Export polished PDF reports for taxes or your own records LIVES ON YOUR HOME SCREEN Five widgets — Spending Summary, Budget Progress, Cash Flow, Net Worth, and Quick Add — keep your money one glance away. AVAILABLE IN ENGLISH AND SPANISH TrackSmart is fully localized — every screen, every insight, in both languages. START FREE Track multiple accounts, budgets, goals, and tags at no cost. Upgrade to Pro for unlimited everything, advanced insights, PDF import/export, and on-device AI spending summaries. Not sure yet? Turn on Demo Mode in Settings to explore the entire app with realistic sample data — no signup, and your own data stays untouched. No bank login. No data brokers. No catch. Just your money, finally private.