Pfynn vs Net

**Stop tracking every latte. Start finding peace with your money.** Pfynn is a financial awareness app designed to be a breath of fresh air. We believe that true financial clarity doesn't come from obsessing over every transaction—it comes from knowing one simple number: your **Leftover**. **A Quiet Room for Your Finances** Pfynn was built as an antidote to financial anxiety. There are no screaming red alerts, no cluttered charts, and no judgment. Just a clean, meditative space where you can breathe and focus on the big picture. **How It Works:** Instead of daily chores, Pfynn guides you through a simple **Weekly Ritual**. In just a few minutes, you’ll review your week, reset your focus, and plan ahead. **Key Features:** * **Know Your Leftover:** Instantly see exactly how much disposable income you have for the rest of the month after your core obligations and bills are covered. * **Live Dashboard:** Connect your bank accounts and credit cards securely via **Plaid** for real-time updates. Your "Leftover" recalculates automatically as life happens. * **Look Forward, Not Backward:** While other apps stare at the past, Pfynn helps you plan for the future with **Next Month Projections**. See if you're on track before the month even begins. * **Privacy Your Way:** Connect automatically for ease, or choose **Manual Entry** for complete privacy. Your data never leaves your control. * **Designed for Calm:** A minimal, distraction-free interface that feels like warm paper and morning light. Build a healthy relationship with your money. Download Pfynn and find your clarity today. Privacy Policy: https://www.pfynn.com/privacy Terms of Use: https://www.pfynn.com/terms

Your money, your finances and nobody else's business. TrackSmart is the budgeting app that never asks for your bank login. No account linking, no third-party data brokers, no servers holding your financial life. Your financial data stays on your device and in your own private iCloud. PRIVATE BY ARCHITECTURE, NOT BY PROMISE • No bank credentials required — ever • No account, no email, no sign-up • Your financial data lives on-device and in your private iCloud • On-device AI: your transactions are never sent to the cloud SEE YOUR WHOLE NET WORTH Track everything you own and owe in one place. Add assets and liabilities, log account values over time, and watch your net worth trend — alongside a beautifully redesigned account view with balance history, top categories, and credit-utilization at a glance. • Net-worth tracking with valuation history • Redesigned account detail — balances, statistics, and trends ON-DEVICE AI THAT UNDERSTANDS YOUR MONEY Powered by Apple Intelligence, TrackSmart generates plain-language summaries of your spending — what changed, what's unusual, and what deserves your attention — entirely on your device. • AI spending summaries generated locally, never in the cloud (AI summaries require a device with Apple Intelligence.) INSIGHTS DEEPER THAN A PIE CHART • Cash-flow forecast — see where you're headed, not just where you've been • Money Flow view — exactly where every dollar goes, income in to spending out • Spending breakdowns by category, merchant, and trend • Automatic subscription detection — catch the charges you forgot about • Unusual-spending alerts before they become a habit BUDGETS & GOALS THAT STICK • Monthly and category budgets with clear progress • Savings goals you can actually watch grow • Recurring transactions and smart categorization rules IMPORT WITHOUT LINKING • Import transactions straight from PDF statements — no Plaid, no bank connection • Export polished PDF reports for taxes or your own records LIVES ON YOUR HOME SCREEN Five widgets — Spending Summary, Budget Progress, Cash Flow, Net Worth, and Quick Add — keep your money one glance away. AVAILABLE IN ENGLISH AND SPANISH TrackSmart is fully localized — every screen, every insight, in both languages. START FREE Track multiple accounts, budgets, goals, and tags at no cost. Upgrade to Pro for unlimited everything, advanced insights, PDF import/export, and on-device AI spending summaries. Not sure yet? Turn on Demo Mode in Settings to explore the entire app with realistic sample data — no signup, and your own data stays untouched. No bank login. No data brokers. No catch. Just your money, finally private.