SpendMind vs Spendex
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendMind
Effortlessly track your spending by simply speaking. This AI-powered app automatically extracts expense details, categorizes them, and provides insightful financial overviews. Manage bills, subscriptions, and recurring payments with ease.
- Voice-powered expense logging
- AI-extracted amount, category, date
- Automatic expense categorization
- Recurring expense tracking
- Home screen widget for quick overview
- iCloud sync across devices
- Encrypted and private data storage
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Track expenses by just speaking. SpendMind uses AI to instantly extract the amount, category, and date from your voice — no typing, no fuss. Perfect for busy professionals, freelancers, and anyone serious about their finances. ——— WHY SPENDMIND? ——— Voice-Powered Logging - Just say "Spent $12 on coffee today" and SpendMind does the rest. AI extracts every detail instantly. Smart Categories & Insights - Automatically organise spending into categories like Food, Transport, Health, and more — with beautiful charts to see where your money goes. Recurring Expenses - Set up subscriptions and recurring bills once. SpendMind tracks them automatically every cycle. Home Screen Widget - Check your spending at a glance — right from your home screen, without opening the app. iCloud Sync - Your data syncs seamlessly across iPhone, iPad, and Mac. Always up-to-date, everywhere. Encrypted & Private - Your financial data is encrypted and stored securely. No account required. Export Anytime - Export your expenses as CSV for accounting, tax time, or your own analysis. ——— WHAT YOU CAN TRACK ——— • Daily Expenses — groceries, meals, coffee, transport • Bills & Utilities — electricity, water, internet, phone • Subscriptions — streaming, apps, memberships • Health & Fitness — gym, medicines, doctor visits • Business Expenses — equipment, coworking, travel • Recurring Payments — rent, insurance, loans ——— HOW IT WORKS ——— 1. Tap the microphone and speak your expense naturally 2. AI extracts the amount, category, and date 3. Review, confirm, and you're done — in seconds ——— FREE TRIAL & PREMIUM ——— SpendMind is free to try. Premium unlocks voice-powered expense entry, recurring automation, advanced analytics, and iCloud sync across all devices. Manage your subscription anytime in your Apple ID settings. Contact us: support@spendmind.co Privacy Policy: https://www.spendmind.co/privacy-policy Terms of Use: https://www.spendmind.co/terms-and-conditions Track smarter. Spend mindfully.
Spendex
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Take control of your bills, subscriptions, and everyday spending with Spendex — your simple, private money companion. Spendex helps you organize recurring payments, track daily expenses, split group bills, and understand where your money goes. Clear insights, helpful reminders, and effortless tracking make managing your finances easier every day. NEW IN VERSION 1.1.6 • Auto-log expenses from bank SMS alerts using a simple Shortcut • Dashboard Stories with quick spending highlights • Hide amounts across your dashboard, groups, and subscriptions • Smarter in-app tips that appear once and never overwhelm you • Filter daily expenses by category, month, and amount • Add expenses faster with an improved entry flow • Choose from personalized app icons with Premium • Receive richer push notifications with relevant images • Mark multiple group-bill participants as paid in one tap • More reliable sign-in with improved silent session renewal KEY FEATURES • Track subscriptions and recurring bills • Get reminders before upcoming payments • Manage variable bills such as electricity, water, and internet • Record and organize daily expenses • Split expenses with groups and participants • View clear spending summaries and insights • Edit, pause, or delete subscriptions anytime • Protect your privacy with hidden amounts • Enjoy a clean design built for everyday use Whether you’re managing personal spending, household bills, or multiple subscriptions, Spendex gives you the clarity and control to make smarter financial decisions. PREMIUM Spendex Premium unlocks advanced features, including personalized app icons. Monthly and yearly plans are available. Payment is charged to your Apple ID account at confirmation of purchase. Your subscription automatically renews unless canceled at least 24 hours before the end of the current subscription period. You can manage or cancel your subscription in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Spendex at every 5 days against SpendMind's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SpendMind sells 2 in-app purchases, starting at $9.99 per month and Spendex sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
SpendMind ships an update every 2 weeks, Spendex every 5 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | SpendMind | Spendex |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17 |
| Further details — not scored | ||
| Size | 32 MB | 114 MB |
| Age rating | 4+ | 12+ |
| Developer | Wajahat Hassan | ashraf shakhatre |
In-app purchases
SpendMind
- Pro Monthly3 Days trial$9.991 Month
- Pro Yearly7 Days trial$69.991 Year
Spendex
- Premium Monthly3 Days trial$1.991 Month
- Premium Annual3 Days trial$17.991 Year









