SpendMind vs Coino
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendMind
Effortlessly track your spending by simply speaking. This AI-powered app automatically extracts expense details, categorizes them, and provides insightful financial overviews. Manage bills, subscriptions, and recurring payments with ease.
- Voice-powered expense logging
- AI-extracted amount, category, date
- Automatic expense categorization
- Recurring expense tracking
- Home screen widget for quick overview
- iCloud sync across devices
- Encrypted and private data storage
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Track expenses by just speaking. SpendMind uses AI to instantly extract the amount, category, and date from your voice — no typing, no fuss. Perfect for busy professionals, freelancers, and anyone serious about their finances. ——— WHY SPENDMIND? ——— Voice-Powered Logging - Just say "Spent $12 on coffee today" and SpendMind does the rest. AI extracts every detail instantly. Smart Categories & Insights - Automatically organise spending into categories like Food, Transport, Health, and more — with beautiful charts to see where your money goes. Recurring Expenses - Set up subscriptions and recurring bills once. SpendMind tracks them automatically every cycle. Home Screen Widget - Check your spending at a glance — right from your home screen, without opening the app. iCloud Sync - Your data syncs seamlessly across iPhone, iPad, and Mac. Always up-to-date, everywhere. Encrypted & Private - Your financial data is encrypted and stored securely. No account required. Export Anytime - Export your expenses as CSV for accounting, tax time, or your own analysis. ——— WHAT YOU CAN TRACK ——— • Daily Expenses — groceries, meals, coffee, transport • Bills & Utilities — electricity, water, internet, phone • Subscriptions — streaming, apps, memberships • Health & Fitness — gym, medicines, doctor visits • Business Expenses — equipment, coworking, travel • Recurring Payments — rent, insurance, loans ——— HOW IT WORKS ——— 1. Tap the microphone and speak your expense naturally 2. AI extracts the amount, category, and date 3. Review, confirm, and you're done — in seconds ——— FREE TRIAL & PREMIUM ——— SpendMind is free to try. Premium unlocks voice-powered expense entry, recurring automation, advanced analytics, and iCloud sync across all devices. Manage your subscription anytime in your Apple ID settings. Contact us: support@spendmind.co Privacy Policy: https://www.spendmind.co/privacy-policy Terms of Use: https://www.spendmind.co/terms-and-conditions Track smarter. Spend mindfully.
Coino
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Coino is a simple and powerful expense tracking app designed to help you manage your daily spending with ease. Whether you prefer typing or speaking, Coino allows you to record expenses quickly using both manual and voice input. With a clean and intuitive interface, Coino gives you a clear overview of your financial habits, helping you stay in control of your money anytime, anywhere. KEY FEATURES • Voice Expense Input Quickly add expenses using your voice. Just speak naturally, and Coino will capture the amount, item, and category. • Manual Entry Easily add and edit expenses with a simple and user-friendly interface. • Expense Overview View your daily and monthly spending at a glance. • Budget Tracking Set budgets and monitor your progress to avoid overspending. • Category Insights Understand where your money goes with categorized spending. • Offline First No internet connection required. Your data stays on your device. • Multi-language Support Supports multiple languages for a better user experience. WHY COINO? Coino is built for simplicity and speed. It removes the complexity of traditional finance apps and focuses on what matters most — helping you track and understand your spending effortlessly. Whether you're managing daily expenses or planning your monthly budget, Coino is your reliable companion. Start tracking smarter today with Coino.
Screenshots
Verdict
The clearest difference is in-app purchases: Coino at none against SpendMind's 2. Coino also leads on iOS requirement (15.5 vs 17.0). SpendMind's advantage is update cadence (every 2 weeks vs every 5 months). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SpendMind sells 2 in-app purchases, starting at $9.99 per month. Coino asks for nothing beyond the download.
SpendMind ships an update every 2 weeks, Coino every 5 months. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | SpendMind | Coino |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 2 weeks — better | Every 5 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.5 — better |
| Further details — not scored | ||
| Size | 32 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | Wajahat Hassan | QIU ZHENG KUA |
In-app purchases
SpendMind
- Pro Monthly3 Days trial$9.991 Month
- Pro Yearly7 Days trial$69.991 Year
Coino
No in-app purchases









