SpendMind vs Toge

Track expenses by just speaking. SpendMind uses AI to instantly extract the amount, category, and date from your voice — no typing, no fuss. Perfect for busy professionals, freelancers, and anyone serious about their finances. ——— WHY SPENDMIND? ——— Voice-Powered Logging - Just say "Spent $12 on coffee today" and SpendMind does the rest. AI extracts every detail instantly. Smart Categories & Insights - Automatically organise spending into categories like Food, Transport, Health, and more — with beautiful charts to see where your money goes. Recurring Expenses - Set up subscriptions and recurring bills once. SpendMind tracks them automatically every cycle. Home Screen Widget - Check your spending at a glance — right from your home screen, without opening the app. iCloud Sync - Your data syncs seamlessly across iPhone, iPad, and Mac. Always up-to-date, everywhere. Encrypted & Private - Your financial data is encrypted and stored securely. No account required. Export Anytime - Export your expenses as CSV for accounting, tax time, or your own analysis. ——— WHAT YOU CAN TRACK ——— • Daily Expenses — groceries, meals, coffee, transport • Bills & Utilities — electricity, water, internet, phone • Subscriptions — streaming, apps, memberships • Health & Fitness — gym, medicines, doctor visits • Business Expenses — equipment, coworking, travel • Recurring Payments — rent, insurance, loans ——— HOW IT WORKS ——— 1. Tap the microphone and speak your expense naturally 2. AI extracts the amount, category, and date 3. Review, confirm, and you're done — in seconds ——— FREE TRIAL & PREMIUM ——— SpendMind is free to try. Premium unlocks voice-powered expense entry, recurring automation, advanced analytics, and iCloud sync across all devices. Manage your subscription anytime in your Apple ID settings. Contact us: support@spendmind.co Privacy Policy: https://www.spendmind.co/privacy-policy Terms of Use: https://www.spendmind.co/terms-and-conditions Track smarter. Spend mindfully.

Togé is the fair, private way to split trip costs with friends and family — offline OR online, with no account, no sign-up, and no ads. Your data lives on your devices, not on our servers. NEW - Admin Handover — if the trip admin is unreachable, any member can now claim the role after a 2-hour window, with the option for the admin to keep or hand off control at any time - Full currency names now shown alongside codes everywhere you pick a currency — no more guessing what "AED" or "JPY" means. - In-app update prompts — know right away when a new version is available. NEW — BACK IT UP Sign in with Google whenever you'd like your trips backed up to your own Drive. Switch phones, reinstall the app, or just sleep easier — your trips are always one sign-in away. NEW — SCAN A RECEIPT Snap a photo of a receipt (or pick one from your gallery) and Togé reads the merchant, amount, currency and category and fills the expense in for you — all on-device, nothing uploaded. Everything stays editable; you always review before saving. NEW — HYBRID SYNC: OFFLINE OR LIVE • Fully offline: hand a trip between phones by scanning QR codes — no internet, no accounts, ever. • Live Sync: With Wi-Fi or data, everyone's expenses and balances update automatically, end-to-end encrypted. You can turn Live Sync off any time in Settings. • You're covered in every situation — signal or none. NEW — MEMBER MANAGEMENT FOR ADMINS • Add people by name, by scanning their QR, or by Device ID — with a Device ID (or Live Sync on), the trip lands on their phone automatically. • Mark a member as "left" and they're dropped from new splits (their past shares stay). • Members can Request rejoin; the admin approves or denies. Rejoining restores all their data. • Deleted expenses are shown transparently under "Deleted by Admin" and excluded from every total. SPLIT IT HOWEVER YOU LIKE • Equal, Percentages, Budget pool, or Family groups. • Expense categories — food, groceries, transport, lodging, shopping, activities and more. • Per-trip spend cap with live progress. • Save Regular Members (with optional Device ID) and reuse them across trips. • Personal expenses, kept separate — with a per-year total, monthly budget and insights. • Built-in calculator and currency converter, a tap away on the floating button. KNOW WHO OWES WHOM — INSTANTLY • Automatic settlement, simplified to the fewest payments. • Export a professional balance-sheet PDF — per-person consumption, pooled contributions, the plan and the full ledger. • Get a reminder to settle up the moment a trip ends with open balances. SEE THE BIG PICTURE • Dashboard with totals, spending trends, category breakdown and trip rankings. • Trip history and upcoming trips in one place. YOURS, IN YOUR LANGUAGE • 14 languages including full right-to-left Arabic: English, العربية, हिन्दी, বাংলা, ગુજરાતી, Türkçe, Français, Español, Deutsch, Русский, മലയാളം, 中文, 한국어, 日本語. PRIVATE BY DESIGN • No account. No tracking. No cloud lock-in. • Receipt scanning runs on-device; offline sharing never touches the internet; online sync is encrypted and entirely optional. Download Togé and split your next trip the fair way. A concept by Rashid Bahattab, developed by Mohammad Musharraf. MIITE - Make it in the Emirates