Comparison

SurplusFx vs Currency Rates

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SurplusFx

Easily manage your finances, send and receive money globally, and pay bills from a single, secure application. Experience fast, rewarding international money transfers with competitive exchange rates and real-time tracking.

Highlights
  • Global money transfers
  • Bill payments
  • Multi-currency wallet
  • Competitive exchange rates
  • Rewards on transactions
  • Real-time tracking
Features
Read full description

SurplusFx Fast, Secure & Rewarding Global Money Transfers Manage your finances, send and receive money globally, and pay bills—all from one simple, secure app. SurplusFx makes international money transfers effortless, fast, and rewarding. Whether you’re supporting family abroad, running a business, or managing daily expenses, SurplusFx is your trusted global financial companion. Why Choose SurplusFx? Competitive Exchange Rates Get the best value for your money with transparent and competitive rates designed to maximize your transfers. Instant Global Transfers Send and receive money internationally in minutes with our reliable and secure transfer system. Rewards on Every Transaction Earn points and benefits when you send money, pay bills, or complete financial activities within the app. Multi-Currency Wallet Easily manage multiple currencies in one wallet. Switch, send, or spend globally—all in one place. Bill Payments Made Simple Settle bills for utilities, subscriptions, and more directly from your app, anytime, anywhere. Safe & Regulated SurplusFx is built with advanced encryption and operates as an agent of Linearsend Inc which under strict regulatory compliance (FINTRAC). Your funds and data are always protected. Extra Features ●Real-time transaction tracking & notifications ●24/7 customer support ●Intuitive and easy-to-use interface Perfect For ●Individuals sending money to family overseas ●Freelancers and businesses managing cross-border payments ●Anyone who wants a simple, secure, and rewarding global financial experience Download SurplusFx Today! Join thousands of users who trust SurplusFx for fast, safe, and convenient international money transfers.

About

Currency Rates

Features
Read full description

Convert any currency the way you'd actually say it. Type "50 usd to eur" or "200 pounds in yen" and get an instant, accurate answer — no menus, no fuss, no math. Most converters make you tap through dropdowns and hunt for codes. This one reads plain language, understands symbols and currency names, and works the moment you open it. 160+ world currencies, live rates refreshed every day, and everything stays fast because rates are cached right on your device. WHAT YOU GET - Instant answers from plain-language input — amounts, symbols, or currency names - 160+ world currencies with live, daily-updated exchange rates - One amount compared across your whole currency list at a glance - Tap-to-swap for quick two-way conversion - A pinned watchlist of the currencies you check most - Rate history and trend charts so you can see which way a currency is moving PERFECT FOR - Travelers checking prices in a new country - Online shoppers buying from overseas stores - Freelancers and remote workers paid in another currency - Anyone sending money abroad who wants the real rate first WHY NOT JUST SEARCH THE RATE ONLINE? A web search gives you one number, then makes you do the math and search again for the next amount. This app converts as you type, keeps your favorite pairs one tap away, remembers recent conversions, and keeps working even when your signal drops mid-flight or underground. PRIVACY No account, no sign-up, no tracking. The app only fetches public exchange rates — nothing about you leaves your phone. FULL ACCESS A weekly or yearly plan — or a one-time lifetime purchase — unlocks 90-day rate history and trend charts, an unlimited currency watchlist, and every tool in the app. Subscriptions renew automatically until cancelled; manage or cancel anytime in your App Store account settings. Type your first conversion and never do currency math again. Rates provided by open.er-api.com and updated daily. For informational use only — not financial advice. Terms of Use (EULA): https://web-levi.web.app/terms Privacy Policy: https://web-levi.web.app/privacy-policy Questions? https://web-levi.web.app/#contact

Screenshots

SurplusFx4 screens
Currency Rates4 screens

Verdict

The call

The clearest difference is in-app purchases: SurplusFx at none against Currency Rates's 3. SurplusFx also leads on update cadence (fortnightly vs every 5 weeks) and iOS requirement (15.5 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Currency Rates sells 3 in-app purchases, starting at $2.99 per 7 days. SurplusFx asks for nothing beyond the download.

UpkeepUpdate frequency

SurplusFx ships an update fortnightly, Currency Rates every 5 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 6 level
SurplusFx versus Currency Rates: the parameters behind the verdict, then further details
ParameterSurplusFxCurrency Rates
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyFortnightly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.5 — better18.0
Further details — not scored
Size38 MB7 MB
Age rating4+4+
DeveloperIFEMMADON FINANCIAL INC.Phuc Pham

In-app purchases

None

SurplusFx

No in-app purchases

3 purchases

Currency Rates

Subscriptions2
  • Forex Charts Weekly$2.997 Days
  • Forex Charts Yearly$14.991 Year
One-time1
  • Forex Watchlist Forever$29.99

Questions

Is SurplusFx free?
SurplusFx is free to download, with no in-app purchases.
Is Currency Rates free?
Currency Rates is free to download, with in-app purchases available.
Do SurplusFx or Currency Rates have ads?
Neither SurplusFx nor Currency Rates shows ads.
Which is updated more often, SurplusFx or Currency Rates?
SurplusFx ships an update fortnightly, and Currency Rates every 5 weeks. Most recently, SurplusFx was updated on October 30, 2026 and Currency Rates on October 31, 2026.

Other comparisons