SplitSecond vs Wise money manager
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SplitSecond
Effortlessly divide bills and calculate tips for group outings. Send payment requests instantly via popular apps. Customize settings for a personalized experience.
- Fast bill splitting
- Automatic tax calculation
- Quick tip buttons
- Split 2-99 ways
- Send payment requests
- Works offline
- Privacy focused
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Tip calculator + split tab in seconds—right at the table with zero math and zero awkwardness. SplitSecond is the fastest way to calculate tips, split a restaurant check, and send payment requests in 3 quick taps. No accounts required. No subscription. Works 100% offline. What you calculate stays on your device. HOW IT WORKS (3 TAPS. EVERY TIME.) Enter Total: Input the bill amount. Pick Tip: Select your percentage or custom tip rate. Split Tab: Tap how many people are paying. Your share appears instantly in large, readable numbers across the table. PAYMENTS MADE EASY Creates a ready-to-send request or payment amount with no extra steps or accounts needed: Venmo: Send a payment request instantly via deep link PayPal: Request your share without switching apps Cash App: Tap and go Zelle: Copy a ready-to-paste amount in one tap SMART DEFAULTS & ITEMIZATION Quick Tip Calculator: Instant 18%, 20%, 22%, 25%, or custom tip buttons Tax Options: Set your local tax rate once; calculate tips before or after tax Group Splitting: Split 2–99 ways with custom rounding modes per person Itemized Splitting (Pro): Assign specific meals and drinks to specific people—no more "I only had a side salad" arguments Saved Profiles (Pro): Store custom tip and tax defaults for 'Date Night', 'Work Lunch', or 'Food Truck' WORKS OFFLINE & PRIVACY FIRST No internet required. All calculations happen locally on your phone—perfect for basement bars, rooftop lounges, and cellular dead zones. No tracking, no mandatory sign-ups, and no ads. PRIVACY POLICY: https://splitsecondpay.com/privacy-policy.html TERMS OF SERVICE: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Download SplitSecond and never do table math again.
Wise money manager
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Take control of your money with SpendWise a simple, powerful personal finance app designed to help you understand your spending, plan your budget, and reach your financial goals. Whether you want to track daily expenses, manage your salary, control your budget, or build your savings, SpendWise puts everything you need in one place. TRACK EVERY EXPENSE Know exactly where your money goes. Quickly record income, expenses, and transfers, organize transactions by category, and keep your accounts up to date. CREDIT CARD CONTROL Stay ahead of your credit cards. Track balances, credit limits, settlement dates, and payment dates in one place. Know what's due, monitor your card usage, and plan ahead for upcoming payments. SMART ANALYTICS Your transactions tell a story. SpendWise turns your everyday spending into meaningful insights that help you spot patterns, understand your habits, track your progress, and make smarter decisions with your money. See where your money is going today—and what it could mean for tomorrow. SMART BUDGETING Set budgets for the categories that matter most. See how much you've spent, what you have left, and where you're getting close to your limits before your spending gets out of control. UNDERSTAND YOUR SPENDING Turn your transactions into useful insights. Explore spending trends, category breakdowns, income vs. expenses, and your financial progress with clear, easy-to-understand analytics. PLAN AHEAD Recurring bills and installment payments shouldn't come as a surprise. Keep track of upcoming commitments and understand how they can affect your available money. BUILD YOUR SAVINGS Create savings goals, set targets, and track your progress over time. Turn bigger financial goals into something you can actually work toward. KNOW YOUR NET WORTH See the bigger picture of your finances. Track your assets, liabilities, and net worth over time to understand how your financial position is changing. MANAGE YOUR MONEY YOUR WAY • Multiple accounts and credit cards • Custom income and expense categories • Recurring transactions • Installment payments • Category budgets • Savings goals • Net worth tracking • Financial forecasting • Salary and pay-period planning • Spending analytics • Notifications and reminders • Backup and restore • CSV and Excel export • Multiple currencies • Dark mode • Multiple languages PRIVATE BY DESIGN Your finances are personal. SpendWise is built to keep your financial information under your control, with features designed around privacy and local data management. MAKE EVERY MONTH COUNT SpendWise isn't about making you stop spending. It's about helping you understand your money so you can spend with confidence, save with purpose, and make better financial decisions. Download SpendWise and start taking control of your money today.
Screenshots
Verdict
The clearest difference is ads: SplitSecond at none against Wise money manager's shown. Wise money manager's advantage is update cadence (every 3 days vs fortnightly). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SplitSecond sells 1 one-off in-app purchase and Wise money manager sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.
SplitSecond ships an update fortnightly, Wise money manager every 3 days. The most recent releases landed on September 10, 2026 and September 16, 2026 respectively.
| Parameter | SplitSecond | Wise money manager |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Fortnightly | Every 3 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 44 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | Raymond Rothwell | Emmito (Pvt) Ltd |
In-app purchases
SplitSecond
- SplitSecond Pay Pro$0.99
Wise money manager
- Spendwise Pro$1.997 Days
- Spendwise Pro$49.991 Year
- Spendwise Pro Lifetime$9.99









