Comparison

Sovra vs SECBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sovra

Manage your dollars globally with this secure financial account. Fund your balance, send and receive money internationally, earn yield on your funds, and spend worldwide with a dedicated card. Enjoy direct control over your money.

Highlights
  • Fund account in dollars
  • Send and receive globally
  • Earn yield on balance
  • Spend with Sovra card
  • Secure infrastructure
Features
Read full description

Welcome to Sovra Your global dollar account. Send, earn, spend and transact with anyone, anywhere. Sovra gives you a simpler way to hold and use your dollars globally, with nothing standing in the way. Built on secure infrastructure, it places direct control over your funds right in your hands, ensuring your money answers only to you. What you can do with Sovra: • Fund your account in dollars Top up your balance and carry your dollars securely from your phone. • Send and receive globally Move money across borders quickly and seamlessly in 180+ countries. • Earn on your balance Opt in to earn 4-6% yield on your unused dollar balance. • Spend anywhere Use your Sovra card globally for everyday spending and travel. Just you and your money.

About

SECBank

This mobile banking app allows customers to securely access their accounts, monitor transactions, and perform various banking services. Features include online account opening, fund transfers, and an AI-powered help center for quick assistance.

Highlights
  • Mobile account access
  • Online account opening
  • Secure login with biometrics
  • Fund transfers (own accounts, other SECBANK, InstaPay, PESONet)
  • Transaction notifications
  • AI-powered help center
Features
Read full description

SECBANK Mobile Banking SECBANK Mobile Banking is the official mobile banking application of SouthEast Country Bank, Inc. (A Rural Bank). It allows SECBANK customers to access their accounts, monitor transactions, and perform selected banking services securely using their smartphone. With SECBANK Mobile, you can manage your account anytime, receive important updates, and enjoy convenient digital banking services supported by enhanced security controls. Key Features Mobile Account Access View your SECBANK accounts, balances, and recent transaction activity in one convenient app. Online Account Opening Apply for a SECBANK account through the mobile app using a guided digital onboarding and eKYC process. Secure Login Protect your account with multiple security layers, including password authentication, OTP verification, device validation, and biometric login on supported devices. Fund Transfers Transfer funds conveniently: - Between your own SECBANK accounts - To other SECBANK accounts - To other banks via InstaPay - To other banks via PESONet InstaPay and PESONet Send funds to participating banks and financial institutions using InstaPay and PESONet, subject to applicable limits, fees, availability, and processing rules. Notifications and Updates Receive transaction alerts, account-related notifications, and important in-app announcements from SECBANK. Transaction Details View clearer transaction information, including transfer channel, amount, fees, reference details, and transaction status where available. AI-Powered Help Center Access the in-app Help Center for quick guidance, frequently asked questions, and assistance when using SECBANK Mobile. QR and Digital Banking Services SECBANK Mobile is designed to support additional digital banking services, including QR-related features, as they become available. Contact Us For assistance, please contact SECBANK Customer Support: Hotline: (054) 881-8692 Email: help@secbank.ph SouthEast Country Bank, Inc. (A Rural Bank) Regulated by the Bangko Sentral ng Pilipinas (BSP) Deposits are insured by PDIC up to PHP 1,000,000 per depositor.

Screenshots

Sovra4 screens
SECBank4 screens

Verdict

The call

The clearest difference is rating: Sovra at 5.0 against SECBank's 1.0. On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Sovra holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 3 and 2 respectively.

UpkeepUpdate frequency

Sovra ships an update weekly, SECBank fortnightly. The most recent releases landed on October 20, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 9 level
Sovra versus SECBank: the parameters behind the verdict, then further details
ParameterSovraSECBank
PriceFreeFree
Rating5.0 (3 ratings) — better1.0 (2 ratings)
Positive reviews100.0% of reviews—
Number of ratings3 — better2
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size143 MB42 MB
Age rating17+4+
DeveloperSovra, Inc.SOUTHEAST COUNTRY BANK

Customer experience

Sovra

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

SECBank

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Sovra

No in-app purchases

None

SECBank

No in-app purchases

Questions

Is Sovra free?
Sovra is free to download, with no in-app purchases.
Is SECBank free?
SECBank is free to download, with no in-app purchases.
Which has better reviews, Sovra or SECBank?
Sovra is rated higher. Sovra averages 5.0 out of 5 from 3 ratings, while SECBank averages 1.0 from 2 ratings.
Do Sovra or SECBank have ads?
Neither Sovra nor SECBank shows ads.
Which is updated more often, Sovra or SECBank?
Sovra ships an update weekly, and SECBank fortnightly. Most recently, Sovra was updated on October 20, 2026 and SECBank on October 28, 2026.

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