Comparison

Solid vs SECBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Solid

Earn competitive yields on your stablecoins through secure DeFi strategies, combined with the safety of traditional banking. Access your funds instantly via a virtual debit card and track all activity with full transparency.

Highlights
  • Smart Savings Vaults for stablecoins
  • Bank-grade security with multi-signature wallets
  • Instant virtual debit card top-up
  • Real-time activity tracking
  • Referral rewards program
  • Non-custodial vault architecture
Features
Read full description

Solid is the stablecoin savings app that puts your money to work. Deposit USDC, earn up to 8% yield on your stablecoins automatically, and spend your earnings anywhere with the Solid card. EARN ON YOUR STABLECOINS • Deposit USDC and earn competitive stablecoin yield, compounding daily • No lock-ups, no staking, no maintenance — your savings grow 24/7 • Institutional-grade, risk-adjusted DeFi yield strategies • Track deposits, earnings, and P&L in real time A SMARTER SAVINGS ACCOUNT Traditional savings accounts pay close to 0%. Solid turns your dollars into digital dollars (USDC stablecoins), so your savings earn real yield around the clock — like a high-yield savings account where the money stays in your control. SPEND WHILE YOU EARN — THE SOLID CARD • Use the Solid crypto card at 200M+ merchants worldwide • 3% cashback on every card purchase • Apple Pay and Google Pay supported • Freeze your card anytime, set limits, get instant payment alerts SELF-CUSTODY WALLET, BANK-GRADE SECURITY • Non-custodial smart wallet — your keys, your crypto • Passkey sign-in: no passwords, no seed phrases • Two-factor protection and real-time fraud monitoring • Simple, secure recovery if you lose your device CRYPTO WITHOUT THE COMPLEXITY • Send and receive crypto with zero fees, gasless • Earn rewards when friends join and start saving Whether you want a stablecoin wallet that earns while you sleep, a crypto savings account that beats the bank, or a crypto card that gives cashback on every purchase — Solid is one app for earning, saving, and spending your money. Download Solid and put your USDC to work today.

About

SECBank

This mobile banking app allows customers to securely access their accounts, monitor transactions, and perform various banking services. Features include online account opening, fund transfers, and an AI-powered help center for quick assistance.

Highlights
  • Mobile account access
  • Online account opening
  • Secure login with biometrics
  • Fund transfers (own accounts, other SECBANK, InstaPay, PESONet)
  • Transaction notifications
  • AI-powered help center
Features
Read full description

SECBANK Mobile Banking SECBANK Mobile Banking is the official mobile banking application of SouthEast Country Bank, Inc. (A Rural Bank). It allows SECBANK customers to access their accounts, monitor transactions, and perform selected banking services securely using their smartphone. With SECBANK Mobile, you can manage your account anytime, receive important updates, and enjoy convenient digital banking services supported by enhanced security controls. Key Features Mobile Account Access View your SECBANK accounts, balances, and recent transaction activity in one convenient app. Online Account Opening Apply for a SECBANK account through the mobile app using a guided digital onboarding and eKYC process. Secure Login Protect your account with multiple security layers, including password authentication, OTP verification, device validation, and biometric login on supported devices. Fund Transfers Transfer funds conveniently: - Between your own SECBANK accounts - To other SECBANK accounts - To other banks via InstaPay - To other banks via PESONet InstaPay and PESONet Send funds to participating banks and financial institutions using InstaPay and PESONet, subject to applicable limits, fees, availability, and processing rules. Notifications and Updates Receive transaction alerts, account-related notifications, and important in-app announcements from SECBANK. Transaction Details View clearer transaction information, including transfer channel, amount, fees, reference details, and transaction status where available. AI-Powered Help Center Access the in-app Help Center for quick guidance, frequently asked questions, and assistance when using SECBANK Mobile. QR and Digital Banking Services SECBANK Mobile is designed to support additional digital banking services, including QR-related features, as they become available. Contact Us For assistance, please contact SECBANK Customer Support: Hotline: (054) 881-8692 Email: help@secbank.ph SouthEast Country Bank, Inc. (A Rural Bank) Regulated by the Bangko Sentral ng Pilipinas (BSP) Deposits are insured by PDIC up to PHP 1,000,000 per depositor.

Screenshots

Solid4 screens
SECBank4 screens

Verdict

The call

The clearest difference is rating: Solid at 3.0 against SECBank's 1.0. Solid also leads on ratings volume (4 vs 1). SECBank's advantage is monetization model (free vs ad-supported) and device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Solid holds the better App Store score, 3.0 against 1.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

UpkeepUpdate frequency

Solid ships an update every 9 days, SECBank fortnightly. The most recent releases landed on October 6, 2026 and October 12, 2026 respectively.

Scorecard4 real differences · 6 level
Solid versus SECBank: the parameters behind the verdict, then further details
ParameterSolidSECBank
PriceFreeFree
Rating3.0 (4 ratings) — better1.0 (1 ratings)
Positive reviews0.0% of reviews—
Number of ratings4 — better1
Update frequencyEvery 9 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size213 MB42 MB
Age rating4+4+
DeveloperSolid Superapp LLCSOUTHEAST COUNTRY BANK

Customer experience

Solid

All ratings4 ratings
Positive25.0%
Neutral50.0%
Negative25.0%
Written reviews4 reviews
Positive0.0%
Neutral50.0%
Negative50.0%

SECBank

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Solid

No in-app purchases

None

SECBank

No in-app purchases

Questions

Is Solid free?
Solid is free to download, with no in-app purchases.
Is SECBank free?
SECBank is free to download, with no in-app purchases.
Which has better reviews, Solid or SECBank?
Solid is rated higher. Solid averages 3.0 out of 5 from 4 ratings, while SECBank averages 1.0 from 1 ratings.
Do Solid or SECBank have ads?
Neither Solid nor SECBank shows ads.
Which is updated more often, Solid or SECBank?
Solid ships an update every 9 days, and SECBank fortnightly. Most recently, Solid was updated on October 6, 2026 and SECBank on October 12, 2026.

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