Comparison

SECBank vs Hyperbeat Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SECBank

This mobile banking app allows customers to securely access their accounts, monitor transactions, and perform various banking services. Features include online account opening, fund transfers, and an AI-powered help center for quick assistance.

Highlights
  • Mobile account access
  • Online account opening
  • Secure login with biometrics
  • Fund transfers (own accounts, other SECBANK, InstaPay, PESONet)
  • Transaction notifications
  • AI-powered help center
Features
Read full description

SECBANK Mobile Banking SECBANK Mobile Banking is the official mobile banking application of SouthEast Country Bank, Inc. (A Rural Bank). It allows SECBANK customers to access their accounts, monitor transactions, and perform selected banking services securely using their smartphone. With SECBANK Mobile, you can manage your account anytime, receive important updates, and enjoy convenient digital banking services supported by enhanced security controls. Key Features Mobile Account Access View your SECBANK accounts, balances, and recent transaction activity in one convenient app. Online Account Opening Apply for a SECBANK account through the mobile app using a guided digital onboarding and eKYC process. Secure Login Protect your account with multiple security layers, including password authentication, OTP verification, device validation, and biometric login on supported devices. Fund Transfers Transfer funds conveniently: - Between your own SECBANK accounts - To other SECBANK accounts - To other banks via InstaPay - To other banks via PESONet InstaPay and PESONet Send funds to participating banks and financial institutions using InstaPay and PESONet, subject to applicable limits, fees, availability, and processing rules. Notifications and Updates Receive transaction alerts, account-related notifications, and important in-app announcements from SECBANK. Transaction Details View clearer transaction information, including transfer channel, amount, fees, reference details, and transaction status where available. AI-Powered Help Center Access the in-app Help Center for quick guidance, frequently asked questions, and assistance when using SECBANK Mobile. QR and Digital Banking Services SECBANK Mobile is designed to support additional digital banking services, including QR-related features, as they become available. Contact Us For assistance, please contact SECBANK Customer Support: Hotline: (054) 881-8692 Email: help@secbank.ph SouthEast Country Bank, Inc. (A Rural Bank) Regulated by the Bangko Sentral ng Pilipinas (BSP) Deposits are insured by PDIC up to PHP 1,000,000 per depositor.

About

Hyperbeat Pay

Manage digital assets and spend globally with a crypto-backed Visa card. Securely access funds using passkey technology and track spending with detailed analytics. Convert stablecoins to a flexible savings balance.

Highlights
  • Crypto-backed Visa card
  • Passkey security
  • Multi-chain crypto deposits
  • Savings balance
  • Spending analytics
  • Portfolio dashboard
Features
Read full description

Hyperbeat: Crypto Wallet & Card Hyperbeat is a self-custodial crypto wallet and spending app. Manage your digital assets and spend anywhere in the world with a crypto-backed Visa card, secured by a passkey with no seed phrases required. Crypto-Backed Visa Card: Fund your card with the crypto assets already in your portfolio and spend at any merchant worldwide. Switch between credit and debit spending modes, set your own spending cap, and freeze or unfreeze your card instantly from the app. Earn cashback on every purchase, with tiered boosters for active users. Passkey Security: No Seed Phrases Your assets stay in your control at all times. Sign in with a passkey, the same technology that secures your Apple ID, instead of a 12-word seed phrase. No custodian holds your funds. Multi-Chain Deposits: Deposit over 15 crypto assets from any major blockchain. Connect an external wallet via WalletConnect, bridge from Arbitrum, Base, or Ethereum, or send directly from a hardware wallet. Supported assets include USDC, USDT, ETH, BTC, SOL, HYPE, and more. Savings Balance: Convert your stablecoins into a savings balance that works for you automatically. Withdraw any time with no lock-up. Spending Analytics: Track your card spend by category: groceries, dining, transport, entertainment, and more. View top merchants, cashback earned, and spending trends over 7, 30, or 90 days. Portfolio Dashboard: View your complete portfolio in one place. Track your balance history over time with interactive charts and see exactly how your assets are allocated. Quick Identity Verification: Verify your identity in under 5 minutes to unlock your card and full account features.

Screenshots

SECBank4 screens
Hyperbeat Pay4 screens

Verdict

The call

The clearest difference is rating: Hyperbeat Pay at 3.0 against SECBank's 1.0. Hyperbeat Pay also leads on ratings volume (4 vs 1). SECBank's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Hyperbeat Pay holds the better App Store score, 3.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively.

UpkeepUpdate frequency

SECBank ships an update fortnightly, Hyperbeat Pay every 3 weeks. The most recent releases landed on October 12, 2026 and October 1, 2026 respectively.

Scorecard4 real differences · 6 level
SECBank versus Hyperbeat Pay: the parameters behind the verdict, then further details
ParameterSECBankHyperbeat Pay
PriceFreeFree
Rating1.0 (1 ratings)3.0 (4 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings14 — better
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better26.0
Further details — not scored
Size42 MB141 MB
Age rating4+4+
DeveloperSOUTHEAST COUNTRY BANKBeater FND

Customer experience

SECBank

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Hyperbeat Pay

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

SECBank

No in-app purchases

None

Hyperbeat Pay

No in-app purchases

Questions

Is SECBank free?
SECBank is free to download, with no in-app purchases.
Is Hyperbeat Pay free?
Hyperbeat Pay is free to download, with no in-app purchases.
Which has better reviews, SECBank or Hyperbeat Pay?
Hyperbeat Pay is rated higher. SECBank averages 1.0 out of 5 from 1 ratings, while Hyperbeat Pay averages 3.0 from 4 ratings.
Do SECBank or Hyperbeat Pay have ads?
Neither SECBank nor Hyperbeat Pay shows ads.
Which is updated more often, SECBank or Hyperbeat Pay?
SECBank ships an update fortnightly, and Hyperbeat Pay every 3 weeks. Most recently, SECBank was updated on October 12, 2026 and Hyperbeat Pay on October 1, 2026.

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