Comparison

Sunstate Invest vs Clero

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sunstate Invest

Invest in U.S. dollars with globally diversified portfolios from anywhere. This app offers a secure and accessible digital platform for international investors, featuring fast, paperless onboarding and real-time portfolio monitoring.

Highlights
  • Invest in USD
  • Globally diversified portfolios
  • Digital and secure access
  • Fast, paperless onboarding
  • Built for international investors
  • Real-time portfolio monitoring
Features
Read full description

Our app makes investing in U.S. dollars simple and accessible from anywhere in the world. Access globally diversified portfolios in a digital and secure way. Key features: - Invest in USD - Diversified portfolios with global strategy - Fast, paperless onboarding - Built for international investors Monitor your portfolios in real time with full transparency. Download the app and connect to the world’s leading economies. Investing involves risk. Availability of products and features may vary by jurisdiction.

About

Clero

Easily send and receive money directly from your bank account with same-day settlement and no transfer fees. Split bills, track group expenses, and manage recurring payments seamlessly. Features include receipt scanning and smart debt simplification.

Highlights
  • Direct bank-to-bank payments
  • Same-day settlement
  • Zero transfer fees
  • Card and subscription splitting
  • Receipt scanning
  • Group expense tracking
  • Recurring payment requests
Features
Read full description

Send and receive money from friends straight from your bank account within the same day without wallets or transfer fees. Clero combines bank-to-bank payments, card transaction splitting, receipt scanning, and group expense tracking into one app. DIRECT TO BANK PAYMENTS WITH ZERO FEES • Same-day direct settlement: Money moves straight between bank accounts on the same day. No digital wallet balance to cash out. • Zero transfer fees: Send and receive money without paying 1.75% instant transfer fees. • Phone number claim links: Send money to anyone with a phone number. Recipients without Clero claim funds straight to their bank account through a web link. Expired claims return to your account. RECURRING REQUESTS AND BILLS • Flexible schedules: Create recurring payment requests for rent, utilities, subscriptions, or shared expenses. • Custom intervals: Set schedules by week, month, or year with specific billing days or end dates. • Scheduled tracking: Clero creates new requests on your schedule and notifies participants when bills come due. CARD AND SUBSCRIPTION SPLITTING • Card sync: Link your credit cards and bank accounts through Plaid. Tap any posted charge to split it with friends. • Subscription detection: Clero identifies recurring charges like streaming services, gym memberships, and utility bills for one-tap splitting. RECEIPT SCANNING AND RICH RIDE BREAKDOWNS • Camera and Gmail sync: Snap a photo of a restaurant receipt or link Gmail to pull receipts from DoorDash, Airbnb, and dining spots. • Uber and Lyft ride details: Pull ride breakdowns including pickup and drop-off points, duration, driver details, and table tip adjustments. • Itemized claiming: Tap items to claim dishes or divide shared plates. • Proportional tax and tip: Taxes and tips split based on each person's spend. • Locked shares: When someone pays, their share locks so subsequent edits do not alter settled amounts. BATCH PAY, AND PARTIAL PAYMENTS • Batch pay: Select multiple open requests from the same friend and pay them all at once. • Partial payments: Pay open requests in increments while keeping track of how much you still owe. GROUP TYPES AND DEBT REDUCTION • Monthly groups: Built for roommates. Set a settlement date like the 1st of the month. When the cycle ends, Clero smartly tallies balances, generates payment requests for that month and starts the next month without manual setup. • Trip groups: Pool vacation expenses and generate payment requests automatically when your trip ends. • On-demand groups: Split expenses for social events and settle whenever you choose. • Simplify debts: Clero calculates the shortest route across group members to eliminate redundant back-and-forth transfers. • Splitwise import: Upload a Splitwise CSV file. Clero matches names to your contacts and imports your balances. SECURITY • Face ID and Touch ID confirmation required before money moves. • Bank-grade encryption across all financial rails. --- Support: https://clero.money Privacy Policy: https://clero.money/privacy Terms of Service: https://clero.money/terms

Screenshots

Sunstate Invest3 screens
Clero4 screens

Verdict

The call

The clearest difference is in-app purchases: Sunstate Invest at none against Clero's 2. Sunstate Invest also leads on rating (5.0 vs 4.6). Clero's advantage is ratings volume (22 vs 2). On price, ads, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Clero sells 2 in-app purchases, starting at $3.99 per month. Sunstate Invest asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Sunstate Invest holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Clero has 22 ratings behind it against 2, so its average is the more settled of the two.

Scorecard3 real differences · 7 level
Sunstate Invest versus Clero: the parameters behind the verdict, then further details
ParameterSunstate InvestClero
PriceFreeFree
Rating5.0 (2 ratings) — better4.6 (22 ratings)
Positive reviews—86.4% of reviews
Number of ratings222 — better
Update frequency—Every 2 days
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better16.4
Further details — not scored
Size58 MB96 MB
Age rating17+12+
DeveloperBCP ADVISORS,LLCOryn Technologies Inc.

In-app purchases

None

Sunstate Invest

No in-app purchases

2 purchases

Clero

Subscriptions2
  • Clero+ Monthly14 Days trial$3.991 Month
  • Clero+ Yearly14 Days trial$29.991 Year

Questions

Is Sunstate Invest free?
Sunstate Invest is free to download, with no in-app purchases.
Is Clero free?
Clero is free to download, with in-app purchases available.
Which has better reviews, Sunstate Invest or Clero?
Sunstate Invest is rated higher. Sunstate Invest averages 5.0 out of 5 from 2 ratings, while Clero averages 4.6 from 22 ratings.
Do Sunstate Invest or Clero have ads?
Neither Sunstate Invest nor Clero shows ads.

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