Comparison

Casfow vs Settle

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Casfow

Features
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Casfow is a simple personal finance app designed to help you track your daily money flow with clarity and calm. Add income and expenses quickly, understand your balance, and stay in control without complexity. Casfow is built for daily use. No noise. No tricks. Just flow. No tracking No ads No third-party analytics Data stored locally

About

Settle

Features
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Track your money in seconds. Private, simple, and yours. Settle makes it easy to log expenses, set budgets, and see where your money goes. โ€ข Drag to log, or add in a couple of taps โ€ข Multiple accounts with multi-currency support โ€ข Transfers between your own accounts, and a spend can become one at any time โ€ข Budgets and monthly spending insights โ€ข Clean charts, light and dark themes โ€ข No sign-up, no ads, no tracking SETTLE PRO โ€ข Automation: pay with your phone and the expense lands in your budget on its own, with the phone locked and the app closed. A shop Settle knows goes straight to its category; anything new waits in Review, where one fix teaches it for good โ€ข Restore points: snapshots of your data you can roll back to, kept on the device and in your own iCloud Drive, so they survive a reinstall โ€ข Recurring rules: rent, subscriptions, and bills record themselves on schedule โ€ข monobank sync, for accounts in Ukraine: cards and jars import themselves, so the day is already logged WHERE YOUR DATA LIVES There is no Settle account and no Settle server. Your finances sit in a database on your phone. Bank data travels between your device and your own bank. Restore points go to your own iCloud Drive. We cannot see any of it. Available in English and Ukrainian. SUBSCRIPTION Settle Pro costs $2.99 per month or $19.99 per year, starting with a 14-day free trial. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel it at any time in your Apple Account settings. Any unused part of a free trial is forfeited if you subscribe before it ends. Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juisemad.github.io/settle-privacy/

Screenshots

Casfow4 screens
Settle4 screens

Verdict

The call

The clearest difference is in-app purchases: Casfow at none against Settle's 2. Settle's advantage is update cadence (every 5 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Settle sells 2 in-app purchases, starting at $2.99 per month. Casfow asks for nothing beyond the download.

UpkeepUpdate frequency

Casfow ships an update every 3 weeks, Settle every 5 days. The most recent releases landed on October 10, 2026 and October 25, 2026 respectively.

Scorecard2 real differences ยท 4 level
Casfow versus Settle: the parameters behind the verdict, then further details
ParameterCasfowSettle
PriceFreeFree
Update frequencyEvery 3 weeksEvery 5 days โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad โ€” betteriPhone
Requires iOS16.0 โ€” better16.4
Further details โ€” not scored
Size4 MB52 MB
Age rating4+4+
DeveloperAlexander CantoEduard Kovtun

In-app purchases

None

Casfow

No in-app purchases

2 purchases

Settle

Subscriptions2
  • Settle Pro Monthly14 Days trial$2.991 Month
  • Settle Pro Annual14 Days trial$17.991 Year

Questions

Is Casfow free?
Casfow is free to download, with no in-app purchases.
Is Settle free?
Settle is free to download, with in-app purchases available.
Do Casfow or Settle have ads?
Neither Casfow nor Settle shows ads.
Which is updated more often, Casfow or Settle?
Casfow ships an update every 3 weeks, and Settle every 5 days. Most recently, Casfow was updated on October 10, 2026 and Settle on October 25, 2026.

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