Settle vs Para Money

Track your money in seconds. Private, simple, and yours. Settle makes it easy to log expenses, set budgets, and see where your money goes. • Drag to log, or add in a couple of taps • Multiple accounts with multi-currency support • Transfers between your own accounts, and a spend can become one at any time • Budgets and monthly spending insights • Clean charts, light and dark themes • No sign-up, no ads, no tracking SETTLE PRO • Automation: pay with your phone and the expense lands in your budget on its own, with the phone locked and the app closed. A shop Settle knows goes straight to its category; anything new waits in Review, where one fix teaches it for good • Restore points: snapshots of your data you can roll back to, kept on the device and in your own iCloud Drive, so they survive a reinstall • Recurring rules: rent, subscriptions, and bills record themselves on schedule • monobank sync, for accounts in Ukraine: cards and jars import themselves, so the day is already logged WHERE YOUR DATA LIVES There is no Settle account and no Settle server. Your finances sit in a database on your phone. Bank data travels between your device and your own bank. Restore points go to your own iCloud Drive. We cannot see any of it. Available in English and Ukrainian. SUBSCRIPTION Settle Pro costs $2.99 per month or $19.99 per year, starting with a 14-day free trial. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel it at any time in your Apple Account settings. Any unused part of a free trial is forfeited if you subscribe before it ends. Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juisemad.github.io/settle-privacy/

Para is a focused personal finance tracker that helps you understand where your money goes—without accounts, bank connections, or unnecessary complexity. Record income and expenses in seconds, organize money across multiple wallets and currencies, and see your financial picture through clear statistics and searchable history. With Para, you can: • Track income and expenses with custom categories and notes • Manage cash, bank, travel, and credit card wallets • Work with multiple currencies and exchange rates • Transfer money between wallets without affecting income or expense statistics • Explore spending by category, wallet, period, and expense group • Search and filter your complete transaction history • Track debts and repayments • Group related expenses, such as trips or personal projects • Reconcile wallet balances when real and recorded amounts differ • Import data from Monefy or custom CSV files • Export and restore complete Para backups • Choose between light and dark themes • Use the app in English, Ukrainian, or Russian Private by design Para does not require an account. Your financial records are stored locally on your device, and the core experience works offline. Backups remain under your control—you decide when and where to export them. Built for clarity, speed, and everyday money management.