My Pocket Finance vs Settle
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
My Pocket Finance
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My Pocket Finance is a straightforward personal finance companion for tracking income and expenses, saving toward goals, and understanding your spending at a glance. What you can do? Dashboard β see your balance and recent activity quickly. Transactions β log income and expenses with categories (housing, food, transportation, entertainment, savings, utilities, healthcare, and more), amounts, dates, and optional notes. Goals β set savings targets (travel, emergency fund, education, lifestyle, and more), track progress, and record contributions over time. Statistics β category breakdowns and charts so you can see where your money goes. Currencies β work in USD or EUR with up-to-date rates for consistent totals across currencies. Settings β profile name and photo, appearance (light, dark, or system), reminders, and optional weekly summaries. Your data stays on your deviceβno account required. A short onboarding helps you get started.
Settle
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Track your money in seconds. Private, simple, and yours. Settle makes it easy to log expenses, set budgets, and see where your money goes. β’ Drag to log, or add in a couple of taps β’ Multiple accounts with multi-currency support β’ Transfers between your own accounts, and a spend can become one at any time β’ Budgets and monthly spending insights β’ Clean charts, light and dark themes β’ No sign-up, no ads, no tracking SETTLE PRO β’ Automation: pay with your phone and the expense lands in your budget on its own, with the phone locked and the app closed. A shop Settle knows goes straight to its category; anything new waits in Review, where one fix teaches it for good β’ Restore points: snapshots of your data you can roll back to, kept on the device and in your own iCloud Drive, so they survive a reinstall β’ Recurring rules: rent, subscriptions, and bills record themselves on schedule β’ monobank sync, for accounts in Ukraine: cards and jars import themselves, so the day is already logged WHERE YOUR DATA LIVES There is no Settle account and no Settle server. Your finances sit in a database on your phone. Bank data travels between your device and your own bank. Restore points go to your own iCloud Drive. We cannot see any of it. Available in English and Ukrainian. SUBSCRIPTION Settle Pro costs $2.99 per month or $19.99 per year, starting with a 14-day free trial. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel it at any time in your Apple Account settings. Any unused part of a free trial is forfeited if you subscribe before it ends. Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juisemad.github.io/settle-privacy/
Screenshots
Verdict
The clearest difference is in-app purchases: My Pocket Finance at none against Settle's 2. Settle's advantage is iOS requirement (16.4 vs 18.6). On price, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Settle sells 2 in-app purchases, starting at $2.99 per month. My Pocket Finance asks for nothing beyond the download.
| Parameter | My Pocket Finance | Settle |
|---|---|---|
| Price | Free | Free |
| Update frequency | β | Every 5 days |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Devices | iPhone, iPad β better | iPhone |
| Requires iOS | 18.6 | 16.4 β better |
| Further details β not scored | ||
| Size | 13 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | Roman Shevchenko | Eduard Kovtun |
In-app purchases
My Pocket Finance
No in-app purchases
Settle
- Settle Pro Monthly14 Days trial$2.991 Month
- Settle Pro Annual14 Days trial$17.991 Year
Questions
Is My Pocket Finance free?
Is Settle free?
Do My Pocket Finance or Settle have ads?
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