Settle vs Money Envelopes

Track your money in seconds. Private, simple, and yours. Settle makes it easy to log expenses, set budgets, and see where your money goes. • Drag to log, or add in a couple of taps • Multiple accounts with multi-currency support • Transfers between your own accounts, and a spend can become one at any time • Budgets and monthly spending insights • Clean charts, light and dark themes • No sign-up, no ads, no tracking SETTLE PRO • Automation: pay with your phone and the expense lands in your budget on its own, with the phone locked and the app closed. A shop Settle knows goes straight to its category; anything new waits in Review, where one fix teaches it for good • Restore points: snapshots of your data you can roll back to, kept on the device and in your own iCloud Drive, so they survive a reinstall • Recurring rules: rent, subscriptions, and bills record themselves on schedule • monobank sync, for accounts in Ukraine: cards and jars import themselves, so the day is already logged WHERE YOUR DATA LIVES There is no Settle account and no Settle server. Your finances sit in a database on your phone. Bank data travels between your device and your own bank. Restore points go to your own iCloud Drive. We cannot see any of it. Available in English and Ukrainian. SUBSCRIPTION Settle Pro costs $2.99 per month or $19.99 per year, starting with a 14-day free trial. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel it at any time in your Apple Account settings. Any unused part of a free trial is forfeited if you subscribe before it ends. Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juisemad.github.io/settle-privacy/

Turn the things you want to save for into clear, manageable goals. Money Envelopes is a focused savings planner for trips, emergency funds, gifts, home projects, and every goal in between. It helps you organize your progress without connecting to a bank account or moving real money. PLAN YOUR GOALS • Create savings envelopes with custom names, icons, and colors • Set a target amount and due date • See the remaining amount and the pace needed to reach your target • Schedule local daily, weekly, or monthly reminders TRACK PROGRESS • Record deposits and withdrawals • Transfer amounts between envelopes that use the same currency • Search, pin, reorder, archive, and restore envelopes • Review recent progress in a six-month savings graph MAKE IT YOURS • Choose the currency for each envelope • Customize amount and date formats • Use light, dark, or system appearance • Keep your records synchronized across devices • Continue working with offline support • View goals in Home Screen and Lock Screen widgets • Export your records as CSV FREE AND PREMIUM The free version supports up to two active envelopes, with unlimited transactions inside them. Archived envelopes do not count toward the limit. Premium unlocks: • Unlimited active envelopes • PDF reports Choose a monthly, yearly, or one-time Lifetime purchase. Eligible purchases can be restored from inside the app. Monthly and yearly subscriptions renew automatically unless canceled through your Apple Account before renewal. Prices are shown by the App Store before purchase and may vary by country, currency, and tax. Money Envelopes is an organizational savings tool. It does not connect to bank accounts, hold or transfer real money, or provide financial, investment, tax, or banking advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/