FinTrace vs Lucent Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FinTrace
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***Take Control of Your Finances with Fudget*** - Fudget is a personal finance app that helps you track income, manage expenses, and plan your budget. Whether you're saving for a goal or monitoring spending, Fudget gives you the tools to stay on top of your money. ***Track Income & Expenses*** - Record income and expenses quickly. Add transactions with categories, descriptions, and dates. Set recurring transactions for bills and subscriptions. View your total balance, monthly income, and expenses at a glance. ***Smart Category Management*** - Organize transactions with custom categories. Choose from icons and colors to match your needs. Filter by income or expense categories to see where your money goes. ***Transaction History*** - Browse your full transaction history with search and filters. View transactions grouped by date, filter by type, and see totals for each day. Edit or delete transactions as needed. ***Budget Planning*** - Set monthly budgets and track progress. Monitor spending against your goals and see how much you have left. Get insights into your financial patterns. ***Multiple Currencies*** - Support for multiple currencies. Switch currencies to match your location and needs. ***Beautiful & Intuitive Design*** - Clean, modern interface that makes managing finances simple. Quick actions let you add transactions in seconds. Visual cards and organized layouts make it easy to understand your finances. ***Premium Features*** - Upgrade to Premium to unlock: - Remove all advertisements - Unlimited transactions - Advanced analytics and insights - Priority support ***Privacy & Security*** - Your financial data stays on your device. We don't collect or store your personal information. Your privacy is our priority. ***Export Your Data*** - Export your transaction data whenever you need it. Keep backups of your financial records. - Start managing your money better today. Download Fudget and take the first step toward financial control.
Lucent Budget
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Lucent is a clean, intuitive budgeting app designed for individuals and couples who want to take control of their finances without the complexity. BUDGET YOUR WAY Create multiple budgets for different purposes—monthly expenses, vacation funds, or household spending. Each budget supports its own currency, perfect for travelers or international households. ORGANIZE WITH CATEGORIES Set up spending categories with target amounts and watch your progress in real time. Lucent shows you exactly where you stand—what you've spent, what's remaining, and when you're over budget. TRACK EVERY TRANSACTION Log expenses quickly with a streamlined interface. Add notes, assign categories, and use transaction templates for recurring purchases. Filter and search your history to find exactly what you need. REACH YOUR SAVINGS GOALS Whether you're saving for something specific or just building a nest egg, Lucent has you covered. Set target-based goals with deadlines or use open-ended savings trackers. Log contributions and withdrawals to see your progress grow. SHARE WITH YOUR HOUSEHOLD Invite your partner or family to share budgets. Everyone stays on the same page with real-time sync, and you control exactly what's shared. INSIGHTS THAT MATTER Visualize your spending with clear charts and insights. See budget vs. actual comparisons, category breakdowns, and spending trends over time. YOUR DATA, YOUR CONTROL • Export transactions to CSV anytime • Data syncs securely across all your devices • No ads, no data selling—ever
Screenshots
Verdict
The clearest difference is in-app purchases: Lucent Budget at none against FinTrace's 1. Lucent Budget also leads on update cadence (every 5 days vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FinTrace sells 1 one-off in-app purchase. Lucent Budget asks for nothing beyond the download.
FinTrace ships an update every 2 weeks, Lucent Budget every 5 days. The most recent releases landed on October 7, 2026 and October 15, 2026 respectively.
| Parameter | FinTrace | Lucent Budget |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.0 | 17.6 — better |
| Further details — not scored | ||
| Size | 37 MB | 6 MB |
| Age rating | 12+ | 4+ |
| Developer | Stefanija Stojanova | Gregory Bell |
In-app purchases
FinTrace
- All-Time Premium$2.99
Lucent Budget
No in-app purchases









