Comparison

SavvySubs vs Monthlio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SavvySubs

Easily track all your recurring expenses in one place. Get timely renewal reminders and discover AI-powered tips to save money on subscriptions. Understand your spending patterns with a beautiful, intuitive interface.

Highlights
  • Subscription tracking
  • Renewal reminders
  • AI savings tips
  • Spending dashboard
  • Lifetime spending tracking
  • Customizable notifications
  • Dark mode support
Read full description

Take Control of Your Subscription Spending Stop losing money on forgotten subscriptions. SavvySubs is your all-in-one subscription tracker that helps you monitor spending, get renewal reminders, and discover AI-powered savings tips. Core Features • Smart Dashboard – See your total monthly and yearly spending at a glance • Active Subscription Tracking – Monitor all your recurring services in one place • Upcoming Renewals – Never miss a payment with alerts for renewals in the next 30 days • Smart Notifications – Get reminders 3 days before your subscriptions renew • Lifetime Spending Tracking – See your all-time subscription costs • Beautiful UI – Modern, intuitive design with support for dark mode SavvySubs Pro - Unlock Advanced Features Upgrade to Pro ($3.99/month) and unlock powerful tools to maximize your savings: AI Money-Saving Tips Get personalized recommendations powered by OpenAI Discover cheaper alternatives to your current subscriptions Receive estimated savings calculations Smart suggestions based on your actual usage Advanced Analytics Dashboard • Visual spending breakdown by category with interactive pie charts • Top subscriptions visualization with bar charts • Monthly vs yearly cost projections • Lifetime spend tracking per subscription • Actionable insights to optimize your spending • Identify your biggest investments and money-saving opportunities Premium Benefits • Unlimited subscriptions (free tier includes 3) • Priority access to new features and widgets • Enhanced Live Activities support • Detailed spending insights and patterns iOS Integration • Widgets – Track spending from your home screen • Live Activities – See upcoming renewals in real-time • App Shortcuts – Add subscriptions quickly with Siri • Focus Mode Support – Works seamlessly with your device settings Smart Notifications Customize your renewal reminders to stay on top of your subscriptions. Set preferences for when you want to be notified, and never be surprised by an unexpected charge. Why SavvySubs? • Managing subscriptions is hard. Prices change, trials end, and services you no longer use keep charging. SavvySubs helps you: • Track everything in one place • Get notified before renewals • Discover savings opportunities with AI • Understand your spending patterns • Make informed decisions about your subscriptions Modern Design Built with SwiftUI and iOS 18, SavvySubs offers a beautiful, native experience. Support for Dynamic Type, dark mode, and all screen sizes ensures a great experience on any device. Privacy First • Your data stays on your device. We use local storage to keep your subscription information secure and private. • Start saving today Terms of Use (EULA): https://truepulsemedia.com/savvysubs-terms-of-service/

About

Monthlio

This app helps you understand your true monthly expenses by normalizing all billing cycles to a monthly cost. Track spending by category, manage subscriptions, and view upcoming charges to stay on top of your finances.

Highlights
  • Normalize all billing cycles to monthly cost
  • Categorize expenses with visual breakdown
  • Track subscriptions and identify price increases
  • View upcoming charges and set reminders
  • Set income and track leftover funds
  • Offline functionality
  • Face ID or passcode lock
Features
Read full description

Monthlio is a fast, private expense tracker that answers one question: what does my month actually cost? Enter your expenses at whatever cadence they bill — weekly groceries, a yearly Prime renewal, a quarterly insurance payment — and Monthlio normalizes everything to a true monthly cost. The dashboard shows your total, a breakdown by category, and what's left after expenses. FEATURES • Monthly total with a donut chart by category. Tap a slice to drill in. • Every cadence normalized: weekly, every two weeks, monthly, quarterly, yearly, one-time. • Income and leftover: set your take-home pay and see how much of it goes to expenses. • Category budgets with green, amber and red progress and an over-budget badge. • Subscriptions view with a cancel toggle and price-increase flags. • Upcoming charges: a 30-day timeline of what hits your account, with optional reminders the day before. • Month history: a bar chart of past months and month-over-month change. • Search and sort your expenses. • Multi-currency with a base currency and your own exchange rates. • Face ID or passcode lock. • iCloud sync between your devices. • CSV export. PRIVATE BY DESIGN No account, no ads, no analytics, no bank linking. Your data stays on your device and in your own iCloud. Monthlio never sees it. Works offline. No subscription required.

Screenshots

SavvySubs3 screens
Monthlio4 screens

Verdict

The call

The clearest difference is in-app purchases: Monthlio at none against SavvySubs's 1. On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SavvySubs sells 1 in-app purchase, starting at $3.99 per month. Monthlio asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for SavvySubs against 5.0 for Monthlio. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Scorecard2 real differences · 7 level
SavvySubs versus Monthlio: the parameters behind the verdict, then further details
ParameterSavvySubsMonthlio
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Number of ratings11
Update frequency—Weekly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.617.0 — better
Further details — not scored
Size2 MB3 MB
Age rating4+4+
DeveloperJohn StempienBRANDON ABRAHAM MOGHADAM

Customer experience

SavvySubs

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Monthlio

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

SavvySubs

Subscriptions1
  • SavvySubs Pro$3.991 Month
None

Monthlio

No in-app purchases

Questions

Is SavvySubs free?
SavvySubs is free to download, with in-app purchases available.
Is Monthlio free?
Monthlio is free to download, with no in-app purchases.
Which has better reviews, SavvySubs or Monthlio?
SavvySubs and Monthlio are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do SavvySubs or Monthlio have ads?
Neither SavvySubs nor Monthlio shows ads.

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