Comparison

Luupy vs Monthlio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Luupy

Read full description

Luupy is the simplest way to track your subscriptions, bills and recurring payments. Stop being surprised by charges you forgot about — and never let a free trial roll into a paid subscription again. HOW MUCH ARE YOU REALLY PAYING EACH MONTH? Most people pay $80–$200 a month in subscriptions they've forgotten. Luupy instantly shows you the monthly, weekly and yearly total of everything you have active — so you can decide what stays and what goes. FREE TRIAL GUARDIAN — NEW Add a free trial end date to any subscription and Luupy will warn you 3 days before the first real charge. Cancel before you get billed, or keep it on purpose. Either way, the decision is yours, not the app's. CONTRACT END REMINDER — NEW (Premium) Telecom, energy, gym and insurance contracts often lock you in for 12–24 months. The day your commitment ends is the best day to renegotiate or switch — and most people miss it. Luupy reminds you 30 days before so you have time to compare and save. WHAT YOU CAN DO WITH LUUPY • Add Netflix, Spotify, your gym, mortgage, electricity, water, internet or any recurring payment. • Flexible billing cycles: monthly, weekly, yearly or custom. • Reminders 3 days, 1 day and on the day of every charge. • Clear stats by category, monthly trends and total spending. • Automatic icons for over 3,000 brands. • Mute notifications per subscription with one tap. • Sleek dark mode (Premium). • Cloud sync across all your devices (Premium). LUUPY PREMIUM The free version manages up to 5 subscriptions — enough to start. Premium unlocks: • Unlimited subscriptions • Contract End Reminder (Permanencia Tracker) • Custom billing cycles (weekly, yearly, custom interval) • End date on any subscription • Elegant dark mode • Cloud sync across all your devices • Priority customer support Plans: • Weekly: $1.99 / week • Monthly: $5.99 / month (limited-time offer) Payment is charged to your account at confirmation of purchase. Subscription auto-renews unless canceled at least 24 hours before the end of the current period. Manage and cancel anytime from your account settings. Política de privacidad: https://laniakea96.github.io/luupy-support/#privacidad Términos de uso (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Monthlio

This app helps you understand your true monthly expenses by normalizing all billing cycles to a monthly cost. Track spending by category, manage subscriptions, and view upcoming charges to stay on top of your finances.

Highlights
  • Normalize all billing cycles to monthly cost
  • Categorize expenses with visual breakdown
  • Track subscriptions and identify price increases
  • View upcoming charges and set reminders
  • Set income and track leftover funds
  • Offline functionality
  • Face ID or passcode lock
Features
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Monthlio is a fast, private expense tracker that answers one question: what does my month actually cost? Enter your expenses at whatever cadence they bill — weekly groceries, a yearly Prime renewal, a quarterly insurance payment — and Monthlio normalizes everything to a true monthly cost. The dashboard shows your total, a breakdown by category, and what's left after expenses. FEATURES • Monthly total with a donut chart by category. Tap a slice to drill in. • Every cadence normalized: weekly, every two weeks, monthly, quarterly, yearly, one-time. • Income and leftover: set your take-home pay and see how much of it goes to expenses. • Category budgets with green, amber and red progress and an over-budget badge. • Subscriptions view with a cancel toggle and price-increase flags. • Upcoming charges: a 30-day timeline of what hits your account, with optional reminders the day before. • Month history: a bar chart of past months and month-over-month change. • Search and sort your expenses. • Multi-currency with a base currency and your own exchange rates. • Face ID or passcode lock. • iCloud sync between your devices. • CSV export. PRIVATE BY DESIGN No account, no ads, no analytics, no bank linking. Your data stays on your device and in your own iCloud. Monthlio never sees it. Works offline. No subscription required.

Screenshots

Luupy4 screens
Monthlio4 screens

Verdict

The call

The clearest difference is in-app purchases: Monthlio at none against Luupy's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Luupy sells 2 in-app purchases, starting at $1.99 per 7 days. Monthlio asks for nothing beyond the download.

UpkeepUpdate frequency

Luupy ships an update every 4 days, Monthlio weekly. Both last shipped on October 31, 2026.

Scorecard1 real difference · 8 level
Luupy versus Monthlio: the parameters behind the verdict, then further details
ParameterLuupyMonthlio
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 4 days — betterWeekly
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size73 MB3 MB
Age rating4+4+
DeveloperSamuel Parreno MartinezBRANDON ABRAHAM MOGHADAM

In-app purchases

2 purchases

Luupy

Subscriptions2
  • Luupy Premium$1.997 Days
  • Luupy Premium$4.991 Month
None

Monthlio

No in-app purchases

Questions

Is Luupy free?
Luupy is free to download, with in-app purchases available.
Is Monthlio free?
Monthlio is free to download, with no in-app purchases.
Do Luupy or Monthlio have ads?
Neither Luupy nor Monthlio shows ads.
Which is updated more often, Luupy or Monthlio?
Luupy ships an update every 4 days, and Monthlio weekly. Most recently, Luupy was updated on October 31, 2026 and Monthlio on October 31, 2026.

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