Eigen AI vs Monthlio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Eigen AI
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Eigen AI - SU is your go-to specialist for personal financial data management. Backed by solid professionalism and trustworthy performance, it lets you handle daily finances free from worries. The platform simplifies account recording and management, helping you keep full track of your money and create well-thought-out financial plans with ease.
Monthlio
This app helps you understand your true monthly expenses by normalizing all billing cycles to a monthly cost. Track spending by category, manage subscriptions, and view upcoming charges to stay on top of your finances.
- Normalize all billing cycles to monthly cost
- Categorize expenses with visual breakdown
- Track subscriptions and identify price increases
- View upcoming charges and set reminders
- Set income and track leftover funds
- Offline functionality
- Face ID or passcode lock
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Monthlio is a fast, private expense tracker that answers one question: what does my month actually cost? Enter your expenses at whatever cadence they bill — weekly groceries, a yearly Prime renewal, a quarterly insurance payment — and Monthlio normalizes everything to a true monthly cost. The dashboard shows your total, a breakdown by category, and what's left after expenses. FEATURES • Monthly total with a donut chart by category. Tap a slice to drill in. • Every cadence normalized: weekly, every two weeks, monthly, quarterly, yearly, one-time. • Income and leftover: set your take-home pay and see how much of it goes to expenses. • Category budgets with green, amber and red progress and an over-budget badge. • Subscriptions view with a cancel toggle and price-increase flags. • Upcoming charges: a 30-day timeline of what hits your account, with optional reminders the day before. • Month history: a bar chart of past months and month-over-month change. • Search and sort your expenses. • Multi-currency with a base currency and your own exchange rates. • Face ID or passcode lock. • iCloud sync between your devices. • CSV export. PRIVATE BY DESIGN No account, no ads, no analytics, no bank linking. Your data stays on your device and in your own iCloud. Monthlio never sees it. Works offline. No subscription required.
Screenshots
Verdict
Eigen AI and Monthlio are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Eigen AI | Monthlio |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | — | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 1 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Megantara Kalalogua | BRANDON ABRAHAM MOGHADAM |
In-app purchases
Eigen AI
No in-app purchases
Monthlio
No in-app purchases








