Comparison

Budget Tracker vs Monet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Tracker

Easily log expenses, income, and transfers to manage your finances. Organize transactions with categories and keep multiple accounts separate for a clear overview of your spending habits.

Highlights
  • Fast transaction logging
  • Multiple wallet management
  • Customizable categories and groups
  • Clear financial summaries
  • Search and filter transactions
  • Privacy-focused data organization
Features
Read full description

Track every expense, stay on budget and see each subscription before it renews. Walletee is a private budget tracker for real life: multiple wallets, any currency, receipts and shared bills, with no bank login needed. Snap a receipt and AI fills in the amount, merchant, date, category and wallet for you. Or scan it on your device, offline. ANALYZE RECEIPTS WITH AI • Take or pick a photo of a receipt, an invoice or a payment screen from your bank app, and Walletee fills in the expense • Reads receipts in many languages and suggests the right wallet and category • Prefer to stay on device? Scan receipt works offline • Add up to 5 receipts at once, share one from any app, or start a scan from the app icon • Your receipt photo isn't used to train AI, and you can turn AI receipt analysis off anytime in Settings TRACK EVERY EXPENSE IN SECONDS • Log expenses, income and transfers in a few taps, or save templates for the ones you repeat • Transfers show as one item with fees included; tap to see both wallets side by side • Record refunds and receipt items so every balance stays exact • Pick dates fast with the new calendar • Search your History and filter by wallet, type or category SUBSCRIPTIONS & BILLS • Every subscription in one place: next billing date and how much each one has cost you so far • Billing cycles from weekly to yearly, or your own • Bill reminders 2 days before a subscription renews • Credit card bills: card balance, what to pay now and when it's due • Split big purchases into installments BUDGETS, SAFE TO SPEND & SAVINGS GOALS • Set budgets and get alerts at 80% and 100% • Safe to Spend shows what you can spend, with your savings goals set aside • Create savings goals and watch your progress MULTI-CURRENCY, DONE RIGHT • Spend in any currency and keep the amount your bank actually charged • Daily exchange rates and one base currency for every report • Made for travel, expats and anyone paid in more than one currency SPLIT BILLS, LOANS & PROJECTS • Split a bill equally, by amount, %, shares or by item, with tax, tip and discount • Projects for trips, households and events, shared with the people involved • See who owes whom and settle up in a tap • Loan and repayment details show what's owed now, in each currency CLEAR ANALYTICS & WIDGETS • Charts by category, category group or wallet, for any date range • A dashboard you arrange: Balance, Earned vs Spent, Currency Rates, Safe to Spend • Home Screen widgets for spending by category, budget progress and quick add PRIVATE BY DESIGN • Local-first: your data lives on your device • Log expenses, budget and scan receipts offline. AI analysis, sync and backup need a connection • Optional Sign in with Apple or Google to back up and sync across your devices • Light and Dark mode, available in 20 languages Walletee is free to download. Premium, as a monthly or yearly subscription or a one-time Lifetime purchase, unlocks everything: unlimited wallets and budgets, full analytics history, filters and more AI scans each month. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/wallet-finance-tracker/

About

Monet

Features
Read full description

Split the bill. Keep the friendship. Monet makes shared expenses effortless. Add what you paid, pick who's in, and Monet does the math. No spreadsheets, no awkward "hey, you still owe me" texts. WHY PEOPLE LOVE MONET - Log an expense in seconds. Enter the amount, tap the people, done. - Always know where you stand. Balances update the moment anyone adds an expense. - Settle with fewer payments. Monet simplifies debts across the whole group, so one transfer can clear three IOUs. - Split it your way. Equally, by percentage, by shares, or exact amounts. - Built for any group. Roommates, couples, a trip crew, or tonight's dinner table. PERFECT FOR - Roommates: rent, utilities, groceries, and household bills - Trips: hotels, flights, meals, and the rental car - Nights out: dinners, drinks, and the group tab - Couples: the everyday spending you share HOW IT WORKS 1. Create a group and invite your friends 2. Add expenses as they happen 3. Monet keeps every balance up to date 4. Tap Settle Up and everyone knows exactly what to pay MONET PRO Start free and go Pro when your group needs more: - No limits. Use every feature with as many expenses, groups and debts as your crew racks up. - Receipt Scanner. Point the camera at a paper receipt and Monet fills in the expense for you. Everything is processed on your device. - Charts. See who owes whom and where your money goes, with a chart per currency. - Receipts and exports. Share an expense or a group as an image, or export it to CSV. - Offline mode. Keep managing debts with no connection. - Calendar events. Put payment dates on your calendar so nobody forgets. - Edit debts. Fix an amount or a detail whenever you need to. Monet Pro is an auto renewable monthly subscription. Payment is charged to your Apple Account at confirmation of purchase. It renews automatically unless canceled at least 24 hours before the end of the current period, and you can manage or cancel it anytime in your Apple Account settings. The price is shown in the app before you buy and may vary by region. No forgotten IOUs. No mental math. No awkward reminders. Download Monet and settle up today. —————————— Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://cacomi-app.com/privacy-monet

Screenshots

Budget Tracker4 screens
Monet4 screens

Verdict

The call

The clearest difference is update cadence: Monet at every 2 days against Budget Tracker's every 5 days. Budget Tracker's advantage is iOS requirement (16.4 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Tracker sells 4 in-app purchases, starting at $2.99 per month and Monet sells 1 in-app purchase, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget Tracker ships an update every 5 days, Monet every 2 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 7 level
Budget Tracker versus Monet: the parameters behind the verdict, then further details
ParameterBudget TrackerMonet
PriceFreeFree
Rating5.0 (3 ratings) — better—
Number of ratings3 — better—
Update frequencyEvery 5 daysEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.4 — better26.0
Further details — not scored
Size121 MB18 MB
Age rating4+17+
DeveloperSerhii HrynRAUL MONTESINOS FERNANDEZ

In-app purchases

4 purchases

Budget Tracker

Subscriptions3
  • Wallet Premium Monthly3 Days trial$2.991 Month
  • Wallet Premium Yearly3 Days trial$17.991 Year
  • Family$29.991 Year
One-time1
  • Wallet Premium Lifetime$49.99
1 purchases

Monet

Subscriptions1
  • Monet Monthly Subscription7 Days trial$2.991 Month

Questions

Is Budget Tracker free?
Budget Tracker is free to download, with in-app purchases available.
Is Monet free?
Monet is free to download, with in-app purchases available.
Do Budget Tracker or Monet have ads?
Neither Budget Tracker nor Monet shows ads.
Which is updated more often, Budget Tracker or Monet?
Budget Tracker ships an update every 5 days, and Monet every 2 days. Most recently, Budget Tracker was updated on October 30, 2026 and Monet on October 31, 2026.

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