PayCheck Budget vs BudgetFlow Expense Tracker

PayCheck Budget is built for people who budget by paycheck, not just by month. Plan every dollar around the day you are actually paid. Add as many paychecks as a month requires—including bonuses, overtime, freelance work, or an extra biweekly payday—then assign bills and income to the paycheck that should cover them. KNOW WHAT IS SAFE TO SPEND See your income, committed bills, and safe-to-spend amount at a glance. Each paycheck gets its own plan, so you can make decisions today without losing sight of the next payday. BUILT FOR REAL PAY SCHEDULES • Semi-monthly, biweekly, weekly, and monthly schedules • Unlimited one-time paychecks for irregular income • Bills assigned to the paycheck that actually pays them • Bill frequencies for every paycheck, monthly, annual, or one-time expenses • Dual-income household planning • Cash flow forecasting with a running balance PLAN AHEAD • Build savings goals a little at a time from upcoming paychecks • Ask “Can I Afford It?” before a purchase • Track paid and unpaid commitments separately • Scan receipts and quickly add everyday spending • Export budget reports as PDF or CSV PAYCHECK BUDDY Ask practical questions such as: • “Am I on pace this paycheck?” • “How much did I spend on dining?” • “Can I afford $120 today?” Paycheck Buddy works on device. Your budget questions are not sent to our servers. YOUR BUDGET, YOUR DATA No bank linking and no separate account are required. Your budget stays on your device and can sync through your iCloud account. You can also share a household budget with a partner through iCloud. TRY EVERYTHING FOR 30 DAYS New users receive 30 days of full in-app access beginning on first launch, with no card and no account required. After that, Premium unlocks paycheck budgeting, forecasts, sharing, Apple Watch support, receipt scanning, reports, and Paycheck Buddy. Current U.S. introductory pricing for eligible customers: • Monthly: $3.99/month for the first 12 months • Annual: $29.99 for the first year Standard pricing, eligibility, renewal terms, and any promotional details are shown before purchase and may vary by storefront. Privacy Policy: https://paycheckbudget.com/privacy Terms of Use: https://paycheckbudget.com/terms

Take control of your money with BudgetFlow — the simple, powerful budget tracker built for iPhone. Set monthly budgets for every spending category, track your expenses and income in real time, and always know exactly where your money is going. KEY FEATURES Smart Dashboard: See your total budget, spending, and savings at a glance. Color-coded category cards show your progress instantly — green when you're on track, red when you're over. Apple Card Auto-Import: Connect your Apple Card or Apple Cash and BudgetFlow automatically imports your transactions. Spending is categorized intelligently using merchant names and industry category codes — no manual entry needed. Expense Calendar: View your spending day by day in a visual calendar. Tap any day to see exactly what you spent and what incomecame in. Income Tracking: Track all your income sources — salary, freelance, side income — and mark each as received or pending. Know your real cash flow at all times. Monthly Reports: Generate detailed PDF reports for any month with a single tap. Share or save a full breakdown of income, spending by category, and your savings rate. Custom Categories: Create unlimited budget categories with custom names, colors, and icons. Personalize your budget to match your actual life. Smart Search: Instantly search any transaction across all months. Siri Shortcuts: Add expenses hands-free using Siri. Just say "Add expense to BudgetFlow." PRIVACY FIRST All your financial data stays on your device. No accounts, no cloud, no subscriptions. Your data is yours. BudgetFlow is free and designed for anyone who wants a clear, honest picture of their finances.